How to get the most from Social Security

When and how to take it is one of your first and most important retirement decisions.

Social Security can form the bedrock of your retirement income plan. That's because your benefits are inflation-protected and will last for the rest of your life. But how and when to claim them can be tricky. Read the articles below to help you make the best choice.

Should you take Social Security at 62?

Wait a few years or longer to boost your benefits—and your spouse's.

Social Security myths debunked

Focus on the facts before you claim this valuable retirement income benefit.

Tips for working retirees

If you work in retirement, know the impact to your Social Security and taxes.

Social Security tips for couples

Three strategies that may help married couples dramatically boost their lifetime benefits.

Social Security tips for singles

Not married? Here are strategies to help you maximize your Social Security benefits.

Women and Social Security

Get 4 practical tips to help you get the most from Social Security.

Next steps

Estimate Social Security

Answering five simple questions to estimate your benefits.

Get help with your plan

Create a retirement income plan in our Planning & Guidance Center.

What Is Social Security?

Understand a key element of your retirement income plan.

The information contained herein is general in nature, is provided for informational purposes only, and should not be construed as legal or tax advice. Fidelity does not provide legal or tax advice. Fidelity cannot guarantee that such information is accurate, complete, or timely. Laws of a particular state or laws that may be applicable to a particular situation may have an impact on the applicability, accuracy, or completeness of such information. Federal and state laws and regulations are complex and are subject to change. Changes in such laws and regulations may have a material impact on pretax and/or after-tax investment results. Fidelity makes no warranties with regard to such information or results obtained by its use.
Fidelity disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Always consult an attorney or tax professional regarding your specific legal or tax situation.
This information is intended to be educational and is not tailored to the investment needs of any specific investor.

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