How to get the most from Social Security

When and how to take it is one of your first and most important retirement decisions.

Your Social Security benefits are an important part of your retirement income. That’s because they are guaranteed income, so they can be the bedrock of a sound retirement income plan.

You are eligible to receive your full benefit at your full retirement age (FRA), which has been gradually increasing from 65, and will soon be 67 for everyone. You can begin collecting a reduced benefit as early as age 62. In general, the earlier you choose to begin receiving benefits, the lower your monthly payment will be.

Read the Viewpoints articles below to help understand when and how to start taking Social Security benefits.

Social Security and working

Social Security tips for working retirees Know what working in retirement means for your Social Security benefits and tax bill. Consider these strategies.

Future of Social Security

The future of Social Security and you To sustain Social Security funding in the future, some changes may need to be made.

Social Security at 62?

Should you take Social Security at 62? If you can wait a few years or longer, you can boost your benefits—and your spouse's.

Social Security tips for couples

Social Security tips for couples Couples have more options than singles. Spouses can claim at different dates, and may be eligible for spousal benefits.

Unplanned early retirement?

Unplanned retirement? How to help bridge the gap between when your paycheck stops and Social Security starts.

Women and Social Security

Women and Social Security Why it's important for women to ensure that they get the most from Social Security.
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