Building Savings

Saving for big goals doesn't have to feel overwhelming. We'll help you get there, step by step.

The Fidelity Perspective

  • Planning for the future: Pay yourself first. Set up automatic deposits or transfers to help build up your savings. Prioritize building an emergency fund that can cover three to six months of living expenses in case you suddenly lose income.
  • Saving for retirement: Save as much as you can through 401(k)s, IRAs, and other retirement accounts.
  • Creating your investment strategy: Consider investing to increase your rate of return.

What's your retirement score?


Know where you stand for retirement in just 60 seconds. Answer six simple questions to get your score and additional steps to consider as you build your savings.

Retirement answers—when you need them

The beta version of our Virtual Assistant can help answer basic questions about retirement fundamentals.

 

Planning for the future

Get a financial checkup now

It just takes five minutes to see what you're doing right with your money ... and what needs work. Answer a few simple questions key to your future retirement, and get an action plan with next steps for where to put your next dollar.


Tips to save for any goal

It doesn't matter what your goal is. One of the best ways to save for it is automatically—and a little bit at a time.

 

Saving for retirement

When it comes to saving for retirement, starting early has the potential to help reach your goals. Learn how tax-advantaged accounts and strategies can help make the most of your contributions during your earning years.


See retirement saving strategies

  • Consider saving as soon as you can—small changes can add up
  • Try to contribute enough to meet employer match, if available
  • Retirement is important, but don’t neglect other goals
 

Creating your investment strategy

How to start investing

Don't be overwhelmed—you can build a portfolio methodically just like many pros. It all starts with asset allocation.


The three A's of successful investing

You're more likely to achieve your goals with a strategy grounded in the three A's: amount, account, and asset mix.


Choosing investments for your IRA

Learn the basics of IRAs and rollovers, and get insights on contributions and withdrawals.

Fidelity resources to help build your savings

Invest with a digital advisor

Fidelity Go® is a digital managed account designed for newer investors looking for a simple, low-cost professional money management solution.

Save on ATM fees

A Fidelity® Cash Management Account is an alternative to a traditional bank checking account with all ATM fees reimbursed. Plus, no monthly fees.

Save for retirement with a Fidelity IRA

Have you maxed out your 401(k)? A Fidelity Roth or Traditional IRA gives you another tax-advantaged way to save.

Ready to get started?