Build retirement savings

The path to the future you want can go in many directions. Let Fidelity guide you with clarity to your desired destination as your life evolves.

Create or access your free plan1

Take on the future with Fidelity

Free personalized plan1

Create a clear plan to save more for retirement, with flexibility to adjust as your priorities shift.

Timely insights

Get timely tips from our team to help you save and invest smartly for tomorrow.

24/7 tracking

At all times, keep track of your progress toward retirement and your other goals.

3 steps to a clear plan for retirement

  1. Open a Fidelity retirement account

    There's no cost or minimum to open your account.2

  2. Plan and invest

    With your account open, create your free plan,1 including a saving and investing roadmap to help you meet your retirement goals.

  3. Track your progress and adjust when needed

    Keep track every step of the way—with the ability to make changes to your plan as your life changes.

Jumpstart your retirement savings right now

Take the next step toward your retirement destination, starting today.

Open the right account for you

Just pick who will manage your investments:

I'll manage my own investments:

Help me manage my investments:

Plan your future

Already a customer? Create or access your free plan1 for the retirement you want.

Your savings and investing roadmap can help you reach your retirement goals—no matter what comes your way in life.

Learn more about planning for retirement

Retirement strategies for every age

Tap our tools, tricks, and tips to plan your best retirement.


How much do I need to retire?

Fidelity's guideline: Save 10x your income by age 67.


Invest for retirement

Explore the ways we can help you grow your retirement savings.


Want help getting started?