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Mutual Funds and Mutual Fund Investing - Fidelity Investments

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Annuities

Being ready for retirement doesn't just mean you've saved enough money. It also means feeling confident because you have the guaranteed income you need.

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Deferred annuities can help you save more for retirement and defer taxes.¹ They are available in both fixed and variable² varieties.

Deferred income annuities³ can aid you in preparing for retirement. They create a future stream of income while helping protect¹ savings from market fluctuations.

Immediate income annuities can offer peace of mind with a source of guaranteed income that will last as long as you want, or as long as you live.

Annuities can play an important role in your retirement plan. Whether you are trying to increase your retirement savings or you need guaranteed income, there are annuity solutions that you should consider.

Find out more about annuities

Annuities come in many varieties, each with their own unique features. It's smart to learn how they work and how they may fit into your retirement saving and income strategies. These articles and videos explain some of the benefits and features of annuities.

Use the tools in Fidelity's Planning & Guidance Center to show you how annuities may help you save for retirement.

Use this tool to estimate the income you could receive from a fixed income annuity.

Contact us to get help and answers.

Open an annuity

800-345-1388

Questions about an
existing annuity?

800-634-9361

Find an
Investor Center

Before investing, consider the investment objectives, risks, charges, and expenses of the annuity and its investment options. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims paying ability and financial strength.

1.

If you are buying a variable annuity to fund a qualified retirement plan or IRA, you should do so for the variable annuity's features and benefits other than tax deferral. In such cases, tax deferral is not an additional benefit.

2.

Investing in a variable annuity involves risk of loss - investment returns and contract value are not guaranteed and will fluctuate.

3. Deferred Income Annuity contracts are irrevocable, have no cash surrender value and no withdrawals are permitted prior to the income start date.

Fidelity insurance products are issued by Fidelity Investments Life Insurance Company (FILI), 900 Salem Street, Smithfield, RI 02917, and, in New York, by Empire Fidelity Investments Life Insurance Company^®, New York, N.Y. FILI is licensed in all states except New York. Other insurance products available at Fidelity are issued by third-party insurance companies, which are not affiliated with any Fidelity Investments company. A contract's financial guarantees are subject to the claims-paying ability of the issuing insurance company.

Annuities at Fidelity are distributed by Fidelity Insurance Agency, Inc. and, for certain products, Fidelity Brokerage Services, Member NYSE, SIPC.

New York Regulation 168

For information regarding how Fidelity representatives are compensated, view Fidelity Representatives' Compensation Disclosure (PDF).

441146.61.0

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