Deferred income annuities

Available through The Fidelity Insurance Network®,1 deferred income annuities provide you, or you and your spouse, with guaranteed income for the rest of your life or a set period of time, starting on a date you select.2

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Guaranteed income

An income stream for life or a set period of time for you or you and a spouse.


Flexibility to change the income start date one time2 or increase your future income stream by making additional investments to your annuity during the deferral period.3


Steady, predictable payments provide security, regardless of market fluctuations.

Minimum investment


Annuity choices

Choose from annuities available through The Fidelity Insurance Network® that are simple and easy to compare. 
Compare deferred income annuities

Key features

  • Optional features include beneficiary protection or a cost of living adjustment to help keep pace with inflation.
  • Create income that starts after the required minimum distribution age of 724 with a Qualified Longevity Annuity Contract (QLAC).

More information

Guaranteed Income Estimator
Get a ballpark figure for your monthly income with a deferred income annuity.

Learn more

These articles and videos explain some of the investment and retirement challenges that annuities may help you meet.


Create future retirement income

This Fidelity Viewpoints® article, explains how deferred annuities work and the role they play in a retirement income plan.


Deferred Income Annuities (2:49)

This video explains how deferred income annuities can provide future guaranteed lifetime income.


Securing retirement income

This Fidelity Viewpoints® article explains how to use Qualified Longevity Annuity Contracts (QLACs) to create lifetime income later in life.

Get in touch

Contact us to get help and answers.

Open an annuity


Questions about an
existing annuity?