Term life insurance

Your benefits, your budget, from a name you can trust.

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Does term life insurance make sense for you?

Most of us think about life insurance at some point. Now, let's talk about term life insurance.

Term life insurance is designed to be simple, flexible, and affordable. You choose the years you want to be covered: 10, 15, or 20 (generally, your working years). You also choose the dollar amount. Then, you focus on living your life to the fullest, knowing that in the unlikely event you pass during those years, your loved ones' financial goals can still be met like mortgage and college expenses.

Think of it like a subscription service: You sign up to pay a regular fee during the years you want coverage, and in the unlikely event that you pass, your family will receive the amount you've chosen. You can focus on living your life to the fullest, worry-free.

Protection through the years

Your expenses change throughout your life and so will your coverage needs. Consider how much coverage and how long you will need it for with term life insurance.

Graph showing life insurance, assets, and expenses. Term life insurance peak coverage years are from 25 to 50.
For illustrative purposes only

Consider your life insurance options

Term life may be for you if...
You need a way of providing for your family in the event of your passing during a specific time of life, like your income-earning years. Term life insurance is typically less expensive than permanent life insurance.

Term life may not be for you if...
You want coverage to last longer than 20 years or beyond retirement. If you'd like to protect your total assets and provide a legacy, then you should consider universal life insurance instead.

See a personalized quote in seconds

It's simple. You're a few questions away from your estimated monthly rate. No contact details. No pressure.

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On the right side of this background image is a screenshot of a sample screen of the term-life-insurance-quote tool. It reads 'Nice work! Here's your quote. Your estimated monthly rate, $23.40. Ready to take the next step?'. Displayed next is a green button which reads 'Start my application'. Below the button reads 'It only takes a few minutes.'

Explore the benefits of life insurance

Term insurance: What young families need to know
Buying appropriate coverage could be simpler than you think.
Learn more

Determining your coverage need
Learn strategies for choosing the right amount of coverage.
Learn more

Why choose Fidelity

We'll have your back no matter what
We'll be there when you need it most. Fidelity Investments Life Insurance Company is an A+ rated life insurer2 that has supported families like yours since 1987.

We provide a service, not just a sale
When it comes to your family, you are the expert. We'll empower you with the information you need to make smart decisions—not push you to make a purchase.

We're in this together
We know that applying for insurance can be confusing. Our insurance professionals are here to help you if needed.

Have questions?

We're here to help. Call us at 877-412-8765