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529 College Savings Plans

529 plans are flexible, tax-advantaged accounts designed specifically for college savings. Invest in any state's plan, and use the funds at most eligible schools nationwide.

Fidelity manages four plans, available to all U.S. residents

Some states offer state-tax advantages for 529 contributions. If you don’t see your state, consider our national option, the UNIQUE College Investing Plan (NH).

UNIQUE College Investing Plan (NH/National)

  • Qualified withdrawals are free from federal income tax and NH interest and dividends tax
  • $375,000 account maximum per beneficiary

U.Fund College Investing Plan (MA)

  • Qualified withdrawals are free from federal and MA income tax
  • $375,000 account maximum per beneficiary

Delaware College Investment Plan

  • Qualified withdrawals are free from federal and DE income tax
  • $350,000 account maximum per beneficiary

Fidelity Arizona College Savings Plan

  • Qualified withdrawals are free from federal and AZ income tax
  • $412,000 account maximum per beneficiary

Learn more

What is a 529 plan?
Get the facts on this tax-advantaged college savings option.

College savings calculators and tools
Use these to help decide which college savings option is right for you.

529 plan FAQs
Find detailed answers on topics like account opening, plan management, and paying for college expenses.

College savings guidance

Learn About College Savings
Start here to learn about different savings approaches, tactics to increase your savings, and other options to help pay for college.

Get Started With College Savings
Our tools and resources can help you understand what it’s like to have an account, from choosing a plan to withdrawing funds.

Compare College Savings Options
See how 529 college savings plans compare to other options, such as UGMA/UTMAs

Questions?

Call a college savings representative

The UNIQUE College Investing Plan, U.Fund College Investing Plan, Delaware College Investment Plan, and Fidelity Arizona College Savings Plan are offered by the State of New Hampshire, MEFA, the State of Delaware and the Arizona Commission for Postsecondary Education, respectively, and managed by Fidelity Investments.

If you or the designated beneficiary is not a New Hampshire, Massachusetts, Delaware, or Arizona resident, you may want to consider, before investing, whether your state or the designated beneficiary's home state offers its residents a plan with alternate state tax advantages or other benefits.

Units of the Portfolios are municipal securities and may be subject to market volatility and fluctuation.

Please carefully consider the plan's investment objectives, risks, charges, and expenses before investing. For this and other information on any 529 college savings plan managed by Fidelity, contact Fidelity for a free Fact Kit, or view one online. Read it carefully before you invest or send money.

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