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Important legal information about the email you will be sending. By using this service, you agree to input your real email address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an email. All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf. The subject line of the email you send will be "Fidelity.com: "

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Mutual Funds and Mutual Fund Investing - Fidelity Investments

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529 College Savings Plans

529 plans are flexible, tax-advantaged accounts designed specifically for education savings. Funds can be used for qualified education expenses for schools nationwide.

Open a 529 Account

Ready to start saving for college?

Some states offer favorable tax treatment or other benefits to their residents only if they invest in their own state's 529 plan. Your or the beneficiary's home state 529 plan may offer additional state tax advantages or other state benefits such as financial aid, scholarship funds, and protection from creditors.

If Fidelity does not manage a plan for your state, you may want to consider our national plan, the UNIQUE College Investing Plan.

Fidelity Arizona
College Savings Plan

Delaware College
Investment Plan

U.Fund College
Investing Plan
(Massachusetts)

UNIQUE College
Investing Plan
(New Hampshire/National)

More resources for your education savings

What is a 529 Plan?
Before you open an account, get the facts on this tax-advantaged education savings option.

Saving for Education in the Learning Center
Start here to learn about different savings approaches, tactics to help increase your savings, and other options to help pay for school.

Planning and Guidance Center
Fidelity customers can plan for college as part of this comprehensive financial tool.

College savings calculator
Not a Fidelity customer? Use this tool to see if you're on track to meet your college savings goals.

See all college savings calculators and tools

Compare all 529 plans by state
You can invest in 529 savings plans from states across the country. Be sure to consider your own state plan as it may have additional benefits, including state tax advantages.

Earn unlimited 2% cash back⁴ on everyday purchases⁵ with the Fidelity Investments 529 College Rewards^® Visa Signature^® Card. Direct your rewards to your Fidelity-managed 529 account to save while you spend.

Invite friends and family to give to your 529 account with our innovative college gifting service.

Get month-by-month savings tips with these 12 college savings strategies (PDF).

Open a 529 account

Questions?
800-544-1914

Chat with a representative

Find an Investor Center

1. Up to $10,000 over the lifetime of the beneficiary or sibling of the beneficiary.

Zero account minimums and zero account fees apply to retail brokerage accounts only. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and commissions, interest charges, or other expenses for transactions may still apply. See Fidelity.com/commissions for further details.

3. In October 2019, Morningstar assigned analyst ratings to 62 plans, which represent more than 97% of assets invested in 529 plans. Morningstar identified 30 best-in-class plans, assigning these programs a Morningstar Analyst Rating^TM of Gold, Silver, or Bronze. Plans were rated across five key pillars: Process, People, Parent, Price, and Performance. View the full rating methodology here.

©2019 Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

4. You will earn 2 Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Reward Points will not expire as long as your Account remains open. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity^® account. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity^® account or other relationship with Fidelity Investments^® is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.

5. Because the interest and other fees charged on any outstanding balance are greater than the cash value of the rewards points, you may pay more in fees and interest than the value of the points you earn if you do not pay your bill in full each month.

The creditor and issuer of this card is Elan Financial Services, pursuant to license from Visa U.S.A. Inc.

Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A

Guidance provided by Fidelity through the Planning and Guidance Center is educational in nature, is not individualized, and is not intended to serve as the primary basis for your investment or tax-planning decisions.

The UNIQUE College Investing Plan, U.Fund College Investing Plan, Delaware College Investment Plan, and Fidelity Arizona College Savings Plan are offered by the state of New Hampshire, MEFA, the state of Delaware, and the Arizona Commission for Postsecondary Education, respectively, and managed by Fidelity Investments.

If you or the designated beneficiary is not a New Hampshire, Massachusetts, Delaware, or Arizona resident, you may want to consider, before investing, whether your state or the beneficiary's home state offers its residents a plan with alternate state tax advantages or other state benefits such as financial aid, scholarship funds and protection from creditors.

Units of the portfolios are municipal securities and may be subject to market volatility and fluctuation.

Please carefully consider the plan's investment objectives, risks, charges, and expenses before investing. For this and other information on any 529 college savings plan managed by Fidelity, contact Fidelity for a free Fact Kit, or view one online. Read it carefully before you invest or send money.

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529 College Savings Plans

Ready to start saving for college?

Fidelity Arizona
College Savings Plan

Delaware College
Investment Plan

U.Fund College
Investing Plan
(Massachusetts)

UNIQUE College
Investing Plan
(New Hampshire/National)

More resources for your education savings

Learn more about 529 Plans

College savings tools

Compare

Creative ways to save

Ready to get started?

Mutual Funds and Mutual Fund Investing - Fidelity Investments

529 College Savings Plans

Why invest in a 529 college savings plan with Fidelity?

Tax advantages

Flexible use of funds

Many investment choices

Straightforward pricing

Ready to start saving for college?

Fidelity Arizona College Savings Plan

Delaware College Investment Plan

U.Fund College Investing Plan (Massachusetts)

UNIQUE College Investing Plan (New Hampshire/National)

More resources for your education savings

Learn more about 529 Plans

College savings tools

Compare

Creative ways to save

Ready to get started?

Stay Connected

Fidelity Arizona
College Savings Plan

Delaware College
Investment Plan

U.Fund College
Investing Plan
(Massachusetts)

UNIQUE College
Investing Plan
(New Hampshire/National)