The DE529 Education Savings Plan

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Tax advantages
Earnings	Any earnings grow federal and Delaware income tax-deferred.
Withdrawals	Qualified withdrawals are free from federal and Delaware income taxes.
Account details
Account maximum	$350,000 per beneficiary²
Investment expenses	Fees vary, depending on your investment strategy: 0.26%–0.95% (Fidelity Funds) 0.11%–0.14% (Fidelity Index Funds) 0.40%–0.59% (Fidelity Blend) 0.05%–0.50% (Bank Deposit Portfolio)
Plan performance	View information on the funds' short-term performance, or average annual total returns by month or by quarter. Download the annual report (PDF)
Additional Resources
Delaware Office of State Treasurer	Find out more about the state sponsor for this plan.
Plan application & fact kit	Download the application and supporting documents.

Tax advantages

Earnings

Any earnings grow federal and Delaware income tax-deferred.

Withdrawals

Qualified withdrawals are free from federal and Delaware income taxes.

Account details

Account maximum

$350,000 per beneficiary²

Investment expenses

Fees vary, depending on your investment strategy:
0.26%–0.95% (Fidelity Funds)
0.11%–0.14% (Fidelity Index Funds)
0.40%–0.59% (Fidelity Blend)
0.05%–0.50% (Bank Deposit Portfolio)

Plan performance

View information on the funds' short-term performance, or average annual total returns by month or by quarter.

Download the annual report (PDF)

Additional Resources

Delaware Office of State Treasurer

Find out more about the state sponsor for this plan.

Plan application & fact kit

Download the application and supporting documents.

Portfolio	Estimated Underlying Fund and Management Expenses¹	Program Manager Fee²	State Fee³	Miscellaneous Fee⁴	Total Annual Asset-Based Fee⁵	Annual Account Maintenance Fee⁶
Portfolio 2039 (Fidelity Funds)	0.66%	0.12%	0.05%	N/A	0.83%	N/A
Portfolio 2036 (Fidelity Funds)	0.63%	0.12%	0.05%	N/A	0.80%	N/A
Portfolio 2033 (Fidelity Funds)	0.60%	0.12%	0.05%	N/A	0.77%	N/A
Portfolio 2030 (Fidelity Funds)	0.57%	0.12%	0.05%	N/A	0.74%	N/A
Portfolio 2027 (Fidelity Funds)	0.53%	0.12%	0.05%	N/A	0.70%	N/A
Portfolio 2024 (Fidelity Funds)	0.47%	0.12%	0.05%	N/A	0.64%	N/A
Portfolio 2021 (Fidelity Funds)	0.44%	0.12%	0.05%	N/A	0.61%	N/A
College Portfolio (Fidelity Funds)	0.43%	0.12%	0.05%	N/A	0.60%	N/A
Aggressive Growth Portfolio (Fidelity Funds)	0.78%	0.12%	0.05%	N/A	0.95%	N/A
Moderate Growth Portfolio (Fidelity Funds)	0.67%	0.12%	0.05%	N/A	0.84%	N/A
Conservative Portfolio (Fidelity Funds)	0.30%	0.12%	0.05%	N/A	0.47%	N/A
Stable Value Portfolio*	0.46%	0.07%	0.01%	N/A	0.54%	N/A

Portfolio

Estimated Underlying Fund and Management Expenses¹

Program Manager Fee²

State Fee³

Miscellaneous Fee⁴

Total Annual Asset-Based Fee⁵

Annual Account Maintenance Fee⁶

Portfolio 2039 (Fidelity Funds)

0.66%

0.12%

0.05%

N/A

0.83%

N/A

Portfolio 2036 (Fidelity Funds)

0.63%

0.12%

0.05%

N/A

0.80%

N/A

Portfolio 2033 (Fidelity Funds)

0.60%

0.12%

0.05%

N/A

0.77%

N/A

Portfolio 2030 (Fidelity Funds)

0.57%

0.12%

0.05%

N/A

0.74%

N/A

Portfolio 2027 (Fidelity Funds)

0.53%

0.12%

0.05%

N/A

0.70%

N/A

Portfolio 2024 (Fidelity Funds)

0.47%

0.12%

0.05%

N/A

0.64%

N/A

Portfolio 2021 (Fidelity Funds)

0.44%

0.12%

0.05%

N/A

0.61%

N/A

College Portfolio (Fidelity Funds)

0.43%

0.12%

0.05%

N/A

0.60%

N/A

Aggressive Growth Portfolio (Fidelity Funds)

0.78%

0.12%

0.05%

N/A

0.95%

N/A

Moderate Growth Portfolio (Fidelity Funds)

0.67%

0.12%

0.05%

N/A

0.84%

N/A

Conservative Portfolio (Fidelity Funds)

0.30%

0.12%

0.05%

N/A

0.47%

N/A

Stable Value Portfolio*

0.46%

0.07%

0.01%

N/A

0.54%

N/A

Portfolio	Estimated Underlying Fund and Management Expenses¹	Program Manager Fee²	State Fee³	Miscellaneous Fee⁴	Total Annual Asset-Based Fee⁵	Annual Account Maintenance Fee⁶
Portfolio 2039 (Fidelity Index)	0.05%	0.08%	0.01%	N/A	0.14%	N/A
Portfolio 2036 (Fidelity Index)	0.05%	0.08%	0.01%	N/A	0.14%	N/A
Portfolio 2033 (Fidelity Index)	0.05%	0.08%	0.01%	N/A	0.14%	N/A
Portfolio 2030 (Fidelity Index)	0.05%	0.08%	0.01%	N/A	0.14%	N/A
Portfolio 2027 (Fidelity Index)	0.05%	0.08%	0.01%	N/A	0.14%	N/A
Portfolio 2024 (Fidelity Index)	0.05%	0.08%	0.01%	N/A	0.14%	N/A
Portfolio 2021 (Fidelity Index)	0.05%	0.08%	0.01%	N/A	0.14%	N/A
College Portfolio (Fidelity Index)	0.05%	0.08%	0.01%	N/A	0.14%	N/A
Aggressive Growth Portfolio (Fidelity Index)	0.04%	0.08%	0.01%	N/A	0.13%	N/A
Moderate Growth Portfolio (Fidelity Index)	0.04%	0.08%	0.01%	N/A	0.13%	N/A
Conservative Portfolio (Fidelity Index)	0.04%	0.08%	0.01%	N/A	0.13%	N/A
Intermediate Treasury Index Portfolio	0.03%	0.08%	0.01%	N/A	0.12%	N/A
International Index Portfolio	0.05%	0.08%	0.01%	N/A	0.14%	N/A
Fidelity 500 Index Portfolio	0.02%	0.08%	0.01%	N/A	0.11%	N/A
Total Market Index Portfolio	0.02%	0.08%	0.01%	N/A	0.11%	N/A

Portfolio	Estimated Underlying Fund and Management Expenses¹	Program Manager Fee²	State Fee³	Miscellaneous Fee⁴	Total Annual Asset-Based Fee⁵	Annual Account Maintenance Fee⁶
Portfolio 2039 (Blend)	0.47%	0.08%	0.04%	N/A	0.59%	N/A
Portfolio 2036 (Blend)	0.44%	0.08%	0.04%	N/A	0.56%	N/A
Portfolio 2033 (Blend)	0.42%	0.08%	0.04%	N/A	0.54%	N/A
Portfolio 2030 (Blend)	0.39%	0.08%	0.04%	N/A	0.51%	N/A
Portfolio 2027 (Blend)	0.36%	0.08%	0.04%	N/A	0.48%	N/A
Portfolio 2024 (Blend)	0.32%	0.08%	0.04%	N/A	0.44%	N/A
Portfolio 2021 (Blend)	0.29%	0.08%	0.04%	N/A	0.41%	N/A
College Portfolio (Blend)	0.28%	0.08%	0.04%	N/A	0.40%	N/A

Portfolio

Estimated Underlying Fund and Management Expenses¹

Program Manager Fee²

State Fee³

Miscellaneous Fee⁴

Total Annual Asset-Based Fee⁵

Annual Account Maintenance Fee⁶

Portfolio 2039 (Blend)

0.47%

0.08%

0.04%

N/A

0.59%

N/A

Portfolio 2036 (Blend)

0.44%

0.08%

0.04%

N/A

0.56%

N/A

Portfolio 2033 (Blend)

0.42%

0.08%

0.04%

N/A

0.54%

N/A

Portfolio 2030 (Blend)

0.39%

0.08%

0.04%

N/A

0.51%

N/A

Portfolio 2027 (Blend)

0.36%

0.08%

0.04%

N/A

0.48%

N/A

Portfolio 2024 (Blend)

0.32%

0.08%

0.04%

N/A

0.44%

N/A

Portfolio 2021 (Blend)

0.29%

0.08%

0.04%

N/A

0.41%

N/A

College Portfolio (Blend)

0.28%

0.08%

0.04%

N/A

0.40%

N/A

Portfolio	Bank Administration Fee¹	Program Manager Fee²	State Fee³	Miscellaneous Fee⁴	Total Annual Asset-Based Fee⁵	Annual Account Maintenance Fee⁶
Bank Deposit Portfolio	0.00%-0.40%	0.00%-0.05%	0.05%	N/A	0.05%-0.50%	N/A

Portfolio

Bank Administration Fee¹

Program Manager Fee²

State Fee³

Miscellaneous Fee⁴

Total Annual Asset-Based Fee⁵

Annual Account Maintenance Fee⁶

Bank Deposit Portfolio

0.00%-0.40%

0.00%-0.05%

0.05%

N/A

0.05%-0.50%

N/A

Plan details

Investment options

FAQs

529 overview

Why invest in a 529 college savings plan with Fidelity?

Tax advantages

Account details

Additional Resources

How to ask for gifts to a 529 account

Learn more

Hablamos español

Get in touch

DE529 Plan Fee and Expense Structure as of 1/3/2022: Fidelity Funds

DE529 Plan Fee and Expense Structure as of 1/3/2022: Fidelity Index Funds

DE529 Plan Fee and Expense Structure as of 1/3/2022: Blend

DE529 Plan Fee and Expense Structure as of 1/3/2022: Bank Deposit Portfolio

Mutual Funds and Mutual Fund Investing - Fidelity Investments

The DE529 Education Savings Plan

Plan details

Investment options

FAQs

529 overview

Why invest in a 529 college savings plan with Fidelity?

Tax advantages

Account details

Additional Resources

How to ask for gifts to a 529 account

Learn more

Hablamos español

Get in touch

DE529 Plan Fee and Expense Structure as of 1/3/2022: Fidelity Funds

DE529 Plan Fee and Expense Structure as of 1/3/2022: Fidelity Index Funds

DE529 Plan Fee and Expense Structure as of 1/3/2022: Blend

DE529 Plan Fee and Expense Structure as of 1/3/2022: Bank Deposit Portfolio