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Fidelity Investments 529 College Rewards® Visa Signature® Card

Earn unlimited 2% cash-back on every net purchase1, with no annual fee2. Help fund a child’s future education through everyday spending3.

Credit card features

Take advantage of cash-back rewards

Unlimited 2% cash-back1

Every net $1 spent equals 2 rewards points

No limits on reward points and no restrictive categories

Points will not expire

Calculate your rewards

Make mobile purchases

Your card is Digital Wallet-enabled for

  • Apple PayTM
  • Samsung Pay
  • AndroidTM Pay
Link to Fidelity accounts

Deposit your rewards4, 5 into one account or divide them among up to five eligible accounts6. You can even use your rewards to fund a loved one's Fidelity-managed 529 College Savings Plan account.

See how 2% rewards can really add up
Enjoy valuable card benefits7

Freedom to earn and redeem
The Fidelity Investments 529 College Rewards® Visa Signature® Card has no rewards point caps, expirations, or restrictive categories.

No annual fee
You won't be charged a yearly fee just for having the card2.

Enhanced transaction security
The EMV chip technology embedded in the card helps protect you from in-store fraud when you make purchases at chip-activated terminals.

Zero fraud liability8
Feel confident that you won't be held responsible for any charges you didn't authorize.

Signature travel and shopping offers
Enjoy hotel and transportation discounts, a best available rate guarantee, beverage credits, and special offers at premium retailers.

Visa Signature® Concierge9
Access 24 hour complimentary assistance with everything from booking travel to getting concert tickets for your favorite musician.

24/7 Cardmember support
Rely on a U.S.-based customer service team to be available at any time, day or night.

Worldwide acceptance
Use this card at millions of places, both in the U.S. and globally.

Next step

or call 888-325-6196
(Mon.-Fri., 8 a.m.-10 p.m. ET
Sat.-Sun., 10 a.m.-8 p.m. ET)

Questions?

1. You will earn 2 points per dollar in net purchases (purchases minus credits and returns) that you charge. Credits, returns, adjustments, and certain transactions do not earn points. The 2% rewards value applies only to points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your points for other rewards such as travel options, merchandise, gift cards, and/or a statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use points to obtain any rewards offered under the program other than Fidelity Rewards.
2. The APR may vary and as of 1-4-16, the variable APR for Purchases and Balance Transfers is 14.24%. The variable APR for Cash Advances is 24.24%. Cash Advance fee: 3% of each advance amount, $5 minimum. Convenience Check fee: 3% of each check amount, $5 minimum, Cash Equivalent fee: 3% of each cash amount, $5 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 1% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 1% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
3. Because the interest and other fees charged on any outstanding balance are greater than the cash value of the rewards points, you may pay more in fees and interest than the value of the points you earn if you do not pay your bill in full each month.
4. To receive a deposit, you must link your eligible Fidelity account to your card. This can be accomplished in any of following ways. 1. You may contact Elan Financial Services Customer Service at the toll-free phone number located on the back of your credit card and provide them with your eligible Fidelity account (s) number. 2. Simply select the “Manage Reward Points” hyperlink from the credit card snapshot page on Fidelity.com and follow the easy steps. You may also watch a brief video that describes the linking process on the credit card snapshot page also found on Fidelity.com. Please note that automatic redemptions will occur on a monthly basis as long as you have reached the point redemption threshold of 5,000 points.
5. Account must be open and in good standing to earn and redeem rewards and benefits. Please refer to your Rewards Program Rules for additional information.
6. Eligible accounts include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, and Fidelity®-managed 529 College Savings Plan accounts. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. The list of eligible registration types may change without notice at Fidelity's sole discretion. For more information about whether a particular registration is eligible, please call 1-800-FIDELITY.
7. Certain restrictions apply to each benefit. Details accompany new account materials.
8. Elan Financial Services provides zero liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
9. Cardmembers are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardmembers’ behalf.
The creditor and issuer of this card is Elan Financial Services, pursuant to license from Visa U.S.A. Inc.
Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A., Inc.
Third-party trademarks appearing herein are the property of their respective owners. All other service marks are property of FMR LLC.
Fidelity and the Fidelity Investments logo are registered service marks of FMR LLC. ©2016 FMR LLC. All rights reserved. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917.
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Easy, automatic savings

Earn 2 points per $1 spent on every purchase, every time.

Monthly purchases Points toward Fidelity rewards
Groceries $400 800
Dining out $180 360
Drugstore purchases $75 150
Clothes and home furnishings $375 750
Entertainment $100 200
Your monthly total $1,250 2,500

After just two months, you could add $50 to your Fidelity account.

This is for illustrative purposes only. Your actual rewards earned will depend on your individual purchases.