Fidelity Investments 529 College Rewards® Visa Signature® Card
Earn unlimited 2% cash back on every eligible net purchase,1 with no annual fee. Help fund a child's future education through everyday spending.2
Credit card features
|Take advantage of cash-back rewards||
Unlimited 2% cash back1
Every eligible net $1 spent equals 2 Reward Points
No limits on total Reward Points and no restrictive categories
Points will not expire
|Make mobile purchases||
Your card is Digital Wallet-enabled for
|Link to Fidelity accounts||
Deposit your rewards3 into one account or divide them among up to five eligible accounts4. You can even use your rewards to fund a loved one's Fidelity-managed 529 College Savings Plan account.See how 2% rewards can really add up
|Enjoy valuable card benefits6||
Freedom to earn and redeem
No annual fee
Contactless technology—Tap to pay for fast, easy, and secure checkouts
Zero fraud liability6
Signature travel and shopping offers
Visa Signature® Concierge7
24/7 Cardmember support
or call 888-325-6196
(Mon.-Fri., 8 a.m.-10 p.m. ET
Sat.-Sun., 10 a.m.-8 p.m. ET)
We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
Because the interest and other fees charged on any outstanding balance are greater than the cash value of the rewards points, you may pay more in fees and interest than the value of the points you earn if you do not pay your bill in full each month.
To receive a deposit, you must link your eligible Fidelity® account to your card. This can be accomplished in any of following ways. 1. You may contact Elan Financial Services Customer Service at the toll-free phone number located on the back of your credit card and provide them with your eligible Fidelity® account (s) number. 2. Simply select the “Manage Reward Points” hyperlink from the credit card snapshot page on Fidelity.com and follow the easy steps. You may also watch a brief video that describes the linking process on the credit card snapshot page also found on Fidelity.com. Please note that automatic redemptions will occur on a monthly basis as long as you have reached the point redemption threshold of 2,500 Points.
Eligible accounts include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, Fidelity HSA®, Fidelity®-managed 529 College Savings Plan accounts and certain advisor-sold Fidelity®-managed 529 College Savings Plan accounts. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. Contributions to Fidelity Charitable® are generally eligible for a federal income tax charitable deduction, please consult with your tax advisor. The list of eligible registration types may change without notice at Fidelity's sole discretion. For more information about whether a particular registration is eligible, please call 1-800-FIDELITY (800-343-3548). Please contact your advisor to determine whether your advisor-sold Fidelity®-managed 529 College Saving Plan account is eligible for this program.
Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
Cardmembers are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardmembers’ behalf.
Fidelity Charitable® is the brand name for Fidelity Investments® Charitable Gift Fund, an independent public charity with a donor-advised fund program. Various Fidelity companies provide services to Fidelity Charitable. The Fidelity Charitable name and logo and Fidelity are registered service marks of FMR LLC, used by Fidelity Charitable under license.
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©2020 Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Use only in accordance with law.
Kiplinger’s Personal Finance, June 2020 © 2020 The Kiplinger Washington Editors. Used under License.
Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to a license from Visa U.S.A., Inc.
Fidelity® and Elan Financial Services are separate companies.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917