Past performance is no guarantee of future results. Actual results will vary. This hypothetical is for illustrative purposes only in order to demonstrate the potential effect of investing 2% of a cardholder's monthly Fidelity® Rewards Visa Signature® Card purchases into an eligible Fidelity account. This example is not intended to predict or project the performance of any investment security.
This example assumes the following:
- The cardholder elects to turn all available earned rewards points into a deposit into an eligible Fidelity account for a period of 20 years
- The credit card balance is paid off in full each month and no funds are withdrawn from the eligible account during the 20 year period.
- The hypothetical investment return is calculated as a constant 7% throughout the 20 year period.
The future value is the result of compound growth calculation using the assumptions above. Taxes, inflation, fees, and/or expenses have not been taken into account. If they had been deducted, performance would be lower. Performance will vary and you may have a gain or a loss when you sell shares.
Eligible accounts include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, and Fidelity-managed 529 College Savings Plan accounts. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. Contributions to Fidelity Charitable® are generally eligible for a federal income tax charitable deduction. Please consult with your tax advisor. The list of eligible registration types may change without notice at Fidelity's sole discretion. For more information about whether a particular registration is eligible, please call 1-800-FIDELITY.
* You will earn 2 points per dollar in net purchases (purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. The 2% rewards value applies only to points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your points for other rewards. Other restrictions apply.
To receive a Fidelity rewards deposits to your account, you'll need to link your account to your credit card. Start by selecting "manage reward points" on the credit card snapshot page. In the Rewards Center, you can link your accounts and manage your redemptions. You can also watch a brief video of the process before getting started. In addition, representatives are available to help link your account. Simply call Cardmember Service at 888-551-5144, or the number located on the back of your credit card.
The creditor and issuer of the Fidelity® Rewards Visa Signature® Card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.