Past performance is no guarantee of future results. Actual results will vary. This hypothetical is for illustrative purposes only in order to demonstrate the potential effect of investing 2% of a cardholder's monthly Fidelity® Rewards American Express® Card purchases into an eligible Fidelity account. This example is not intended to predict or project the performance of any investment security.
This example assumes the following:
- The cardholder elects to turn all available earned rewards points into a deposit into an eligible Fidelity account for a period of 20 years
- The credit card balance is paid off in full each month and no funds are withdrawn from the eligible account during the 20 year period.
- The hypothetical investment return is calculated as a constant 7% throughout the 20 year period.
The future value is the result of compound growth calculation using the assumptions above. Taxes, inflation, fees, and/or expenses have not been taken into account. If they had been deducted, performance would be lower. Performance will vary and you may have a gain or a loss when you sell shares.Eligible registrations include all nonretirement registrations. Traditional IRA, Roth IRA, Rollover IRA, SEP-IRA, and all Fidelity-managed 529 plans are also eligible. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card.
You will earn 2 points per dollar in net retail purchases charged to the card. Credits, returns, adjustments, and certain transactions do not earn points. The 2% rewards value applies only to points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your points for other rewards. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use points to obtain any rewards offered under the program other than Fidelity Rewards.
To receive a deposit, you must link your eligible Fidelity account to your credit card. This can be accomplished in any of following ways. 1. You may contact FIA Card Services Customer Service at the toll-free phone number located on the back of your credit card and provide them with your eligible Fidelity account(s) number. 2. Simply click the "manage reward points" hyperlink from the credit card snapshot page on Fidelity.com and follow the easy steps. You may also watch a brief video that describes the linking process on the credit card snapshot page also found on Fidelity.com. Please note that automatic redemptions will occur on a monthly basis as long as you have reached the point redemption threshold of 5000 points.
This credit card program is issued and administered by FIA Card Services. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.