Transfer money

Transfers

Common tasks

Deposit, withdraw, or transfer moneyLog In Required


Ways to deposit money


Deposit a paper check


Pay a bill with Bill PayLog In Required


Contribute to an IRA


Guide to choosing EFTs or bank wire


Information needed to wire to your Fidelity Account


Routing numbers for direct deposit and debit

Manage

Manage bank accountsLog In Required


Manage recurring transfersLog In Required


Open a cash management account


Order checksLog In Required


Make a charitable gift

Tracking and status

View pending transfersLog In Required


Track an account transferLog In Required


Resume a saved transferLog In Required

Frequently asked questions

  • How can I set up direct deposit for my account?

    To have your employer or another company direct deposit money into your account, follow their specific steps and provide them with Fidelity's routing and account numbers. Note: If you prefer, you can use the Direct Deposit/Debit (PDF) for a Fidelity Account to provide the correct routing and account numbers.

  • How long does it take for an electronic funds transfer (EFT) to process?

    Electronic funds transfers (EFT) from Fidelity accounts are generally received within 2 business days. EFTs sent to Fidelity accounts are typically fully settled within 5-6 business days, but the funds are usually available for trading before settlement.

  • What is Fidelity's routing number for electronic funds transfer (EFT)?

    The Fidelity routing number, also known as the ABA number, for electronic funds transfer (EFT) or direct deposit is 101205681. If you're setting up direct deposit, visit Determine Your Routing and Account NumbersLog In Required for more information.

  • How long does it take to process a deposit?

    The processing time for your deposit depends on the method you use to deposit your money.

    Online transfers (or EFTs) from a checking or savings account should process within 1 to 3 business days if you submit your transfer by 4 p.m ET. If you deposit a check via mobile app before 4 p.m. ET, the deposit should process within 4 business days. Deposits made via wire transfer typically process within 24 hours.

  • How long does it take to process a withdrawal?

    The processing time for your withdrawal depends on the method you use to withdraw your money. If you choose to transfer your money electronically to another account, such as a checking or savings account, your withdrawal should process within 1 to 3 business days if you submit your request by 4 p.m. ET. If you choose to wire your money to another account, the transfer should process immediately as long as you submit your request by 4 p.m. ET. If you request to have a check sent to you, the check takes about 5 to 6 business days to process before it's mailed to you.

Transfer an account to Fidelity

Whether you have a retirement account from a former employer or a brokerage account at another financial institution, we can help you easily transfer your accounts to Fidelity.

Transfer investment or retirement accounts

When you transfer an individual retirement account (IRA), a brokerage account, or a health savings account (HSA) to Fidelity, it's called a transfer of assets. You can choose to transfer just some of your account, or all of it.


Before you begin

Make sure you have a recent statement from your current firm so you can easily find the information we'll need to process your transfer.


Learn more

Start a transferLog In Required

Transfer a workplace account like a 401(k) or 403(b)

Transferring a retirement account to Fidelity from a former employer is called a rollover. The process varies depending on the rules assigned to your account, and it typically takes 7–10 minutes to complete the online form.


Learn more

Start a rollover

Managing your money

Cash levels in your HSA

See ways to help you decide how much to keep in cash vs. invest in your HSA.
Article
03/14/2022

Do you really need a bank?

Banks aren't the only game in town when it comes to cash management.
Article
05/26/2022

Help navigating life's big moments

Resources, guides, and tools to help you navigate the major milestones in your life, from starting a business to buying a home to planning for big purchases, and more.



See how we can help you plan for life events

Your accounts are safe with us

To help prevent unauthorized access to your account, we use 2-factor authentication to verify your identity. This enhanced security feature prevents someone from accessing your account, even if they have your password.

Learn more about 2-factor authentication