Retirement and IRAs

Save for retirement with a Fidelity IRA and get access to our broad range of investment options, exceptional service, and free investment guidance.

America's #1 IRA Provider1

Rollover IRA

Consolidate your savings by rolling over an old workplace plan.

Roth IRA

Enjoy tax-free growth potential, with tax-free withdrawals.2

Traditional IRA

Tax deferral means your savings can potentially grow faster.

Other Fidelity IRAs

Roth IRA for Kids
Help a child invest for the future.

Inherited IRA
Continue the potential for tax-advantaged growth on inherited retirement assets.

Small-Business Retirement Plans

Get the advantages of retirement savings accounts with simplified plan management and specialized customer service—24 hours a day, 7 days a week—for small-business owners and self-employed individuals.

Compare all small-business plans

Consolidate your retirement accounts

Transfer your IRA
Considering moving your IRA from another provider to Fidelity? It may help simplify your finances.

Options for your old 401(k)
Learn about rollovers and other choices for your old 401(k) when you retire or change jobs.

Rollover Checklist
Follow these three easy steps to move your money from an old workplace savings plan to Fidelity.

Retirement guidance

Learn about IRAs
Get the basics, from choosing investments to taking minimum required distributions (MRDs).

Retirement planning
Choose your life stage and get suggestions for retirement planning.

Retirement calculators
Calculate your retirement savings, income planning, MRDs, and more.