Retirement and IRAs

Save for retirement with a Fidelity IRA and get access to our broad range of investment options, exceptional service, and free investment guidance.

With no annual fees1 and our specialists to guide you, we help make your rollover easy.

Get tax-free growth potential and withdrawals,2 with no annual fees.1

Tax-deferred growth with no annual fees1 can help savings potentially grow faster.

Other Fidelity IRAs

Get the advantages of retirement savings accounts with simplified plan management and specialized customer service—24 hours a day, 7 days a week—for small-business owners and self-employed individuals.

Compare all small-business plans

Learn more about managing your retirement accounts

Contributing to your IRA

If you already have a Fidelity IRA, you can add funds now or set up convenient automated transfers.

Options for your old 401(k)

Learn about options for your old 401(k) after you retire or change jobs.

Transfer your IRA

Consider simplifying your finances by moving your IRA to Fidelity from another provider.

Retirement guidance

Learn about IRAs

Get the basics, from choosing investments to taking minimum required distributions (MRDs).

Retirement planning

Choose your life stage and get suggestions for retirement planning.

Retirement calculators

Calculate your retirement savings, income planning, MRDs, and more.

Ready to get started?