Commissions, Margin Rates, and Fees

Whether you trade stocks, options, bonds, or CDs, you'll receive competitive online commission rates

How do we stand apart from the rest?

  • $4.95 for all online U.S. equity trades
  • Margin rates among the most competitive in the industry—as low as 4.25%3
  • 91 commission-free ETFs available for purchase

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It's easy. Opening your new account takes just minutes.

Full brokerage commission and fee schedule (PDF)

Download and print full details of our commissions and fees, including our low rates for online trades and our rates for automated telephone service (FAST®) or representative-assisted trades.


All online U.S. equity trades
Any number of shares or trades
$4.95 per trade


All online options trades

Buy to close orders of $0.65 to $0.11
Buy to close orders of $0.10 or less NEW
$4.95 per trade, plus
$0.65 per contract
$4.95 flat


Purchase 70 iShares® ETFs online $0
Purchase 11 Fidelity sector ETFs online $0
Purchase 3 Fidelity active fixed income ETFs $0
Purchase 6 Fidelity factor ETFs online NEW $0
All other ETFs $4.95 per trade

Bonds and CDs

New Issues $01
Secondary Issues $1.00 per bond2
U.S. Treasury: Auctions and secondary issues online $0
U.S. Treasury: Auctions and secondary issues representative assisted Flat fee of $19.95

Mutual Funds*

Fidelity funds $0
No Transaction Fee (NTF) non-Fidelity funds: $0 on purchase. $49.95 on redemption if held less than 60 days
Transaction Fee non-Fidelity funds: $49.95 per purchase.** $0 on redemption

*Other concessions or commissions may apply if traded with a Fidelity representative.

**Certain funds will have a transaction fee of $75. To identify any applicable transaction fees associated with the purchase of a given fund, please refer to the "Fees and Distributions" tab on the individual fund page on

The margin rate you pay depends on your outstanding margin balance—the higher your balance, the lower the margin rate you are charged.

Debit balance Margin rate Effective rate
$1M+ Base – 3.075% 4.250%
$500,000-$999,999 Base – 2.825% 4.500%
$250,000–$499,999 Base – 0.500% 6.825%
$100,000–$249,999 Base – 0.250% 7.075%
$50,000–$99,999 Base – 0.200% 7.125%
$25,000–$49,999 Base + 0.750% 8.075%
$0–$24,999 Base + 1.250% 8.575%

Apply online for margin or options approvalLog In Required

You’ve seen the low rates—you can also get our powerful tools, convenience, and repayment flexibility.

Learn more about margin borrowing at Fidelity

Note: All fees are per occurrence unless otherwise noted.

Account maintenance

Electronic statements $0
Monthly statements $0
Trade confirms $0
Replacement statement $0
Replacement confirm $0


Early IRA withdrawals $0
Roth IRA conversion $0
Recharacterizations $0
SIMPLE IRA annual fee $25
Account closeout fee
Note: Excludes SIMPLE IRAs.

Cash management services

Electronic funds transfer (EFT) $0
Fidelity BillPay® $0
Check copies $0
Returned check $0
Stop payment $0
Check ordering
Note: Nominal fees may apply for specialty checks
HSA check ordering $10
Overnight check delivery $0
Cashier's check $10
Debit card annual fee $0
Fidelity® Cash Management Account ATM fee $0
Fidelity® Cash Management Account ATM bank surcharge Reimbursed
The Fidelity Account® ATM fee $0 for first 5 transactions per month
$1 per transaction thereafter*
The Fidelity Account® ATM bank surcharge Varies*
Bank wire $10 online
$15 through a representative
Foreign exchange wire Up to 3% of principal


Real-time quotes $0
Streaming quotes $0
Steaming Level II quotes $0
Streaming news $0
Transfer of assets $0
Mandatory corporate reorganization $0
Voluntary corporate reorganization $38
Depository Foreign Trust Company (DTC) foreign settlement fee
Note: Fee is per trade for foreign ordinary stock that is not DTC eligible.
Stock certificate transfer and ship $100 per certificate
Mutual fund annual low balance fee $12 per fund§
Foreign dividends and reorganizations 1% of principal
Margin liquidation $32.95
Reg T extension $0

* If you qualify for Premium, Private Client Group, or have household annual trading activity of 120 or more stock, bond, or options trades, Fidelity will not charge an ATM transaction fee and will reimburse itemized domestic fees charged when using the card at ATMs displaying the Visa®, Plus®, or Star® logos. Eligibility for these fee waivers and reimbursements is determined based on asset levels as of the end of each business day, and will be applied the following day. If your eligibility changes, your account may be charged the applicable fees without notice. Any reimbursements will be credited to your account the same day an ATM fee is debited from the account. In rare instances, ATM owners may not itemize fees, which may cause disruption of individual automatic rebates. Should this occur, please contact Fidelity. Note: There is a foreign transaction fee of 1% that is not waived or reimbursed, and will be included in the amount charged to your account.

† Waived for households with $250k or more in assets with Fidelity

‡ Waived for households with $1 million or more in assets with Fidelity, or $25,000 in assets with Fidelity and 120 trades per year

§ Waived for households with at least $25,000 in assets with Fidelity