Low minimums and no annual fees
Opening any of our most popular accounts is easy and free, and there are no annual fees.
|Account||Fee to open||Annual fee||Minimum to open|
|Roth IRA||$0||$0||$2,500 or $200/mo.*|
|Traditional IRA||$0||$0||$2,500 or $200/mo.*|
|529 College Savings||$0||$0||$50 or $15/mo.|
* Waived for rollovers and transfers
There is no cost to open and no annual fee for Fidelity's Traditional, Roth, SEP, and Rollover IRAs. A $50 account close out fee may apply. Fund investments held in your account may be subject to management, low balance and short term trading fees, as described in the offering materials. For all securities, see the Fidelity commission schedule (PDF) for trading commission and transaction fee details.