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Pricing and Fees

Low minimums and no annual fees

Opening any of our most popular accounts is easy and free, and there are no annual fees.

Account Fee to open Annual fee Minimum to open
Rollover IRA $0 $0 $0
Roth IRA $0 $0 $2,500 or $200/mo.*
Traditional IRA $0 $0 $2,500 or $200/mo.*
Brokerage $0 $0 $2,500
Cash Management $0 $0 $0
529 College Savings $0 $0 $50 or $15/mo.
* Waived for rollovers and transfers
There is no cost to open and no annual fee for Fidelity's Traditional, Roth, SEP, and Rollover IRAs. A $50 account close out fee may apply. Fund investments held in your account may be subject to management, low balance and short term trading fees, as described in the offering materials. For all securities, see the Fidelity commission schedule (PDF) for trading commission and transaction fee details.

Competitive pricing

Keep more of your money working for you with some of the lowest costs in the industry.

  • $7.95 stock trades—lower than Schwab, TD Ameritrade, and E*Trade4, 5
  • Low commissions and fees for bonds, options, and margin
  • No-load and no-transaction-fee funds6—hundreds from Fidelity and others

Compare us to your broker

View a side-by-side comparison of the leading online brokers. We don't think you'll find a better overall value.

Complete commission and fee schedule (PDF).

Free services for every investor

Questions?

Transfer your money

Move assets from an existing account into one with Fidelity.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

1. SmartMoney magazine, June 2010, 2011, and 2012. Industry review ranking 17 leading discount brokers in 2010, 10 in 2011 and 10 in 2012. Results based on ratings in the following categories: commissions and fees, mutual funds and investment products, banking services, trading tools, research, and customer service. Criteria not equally weighted.
2. Barron's, March 2009, 2010, 2011, 2012 and 2013. Industry review of leading online brokers: 25 in 2009; 22 from 2009-2011; 27 in 2012; and 24 in 2013. Fidelity was ranked best online broker for long-term investing and fifth overall in 2009, sixth overall in 2010 and 2011, eleventh overall in 2012, and ninth overall in 2013. Overall ranking based on unweighted ratings in the following categories: trading experience and technology, usability, mobile, range of offerings, research amenities, portfolio analysis and reports, customer services and education, and cost.
3. Kiplinger's magazine, February 2011. Industry review ranking 14 leading discount brokers. Results based on ratings in the following categories: costs, website usability, investment choices, customer service, and research and tools. Criteria not equally weighted. TD Ameritrade tied with Fidelity for the #1 spot.
4. Commission comparison based upon published website commission schedules, as of 2/1/2013, for E*Trade, Schwab, and TD Ameritrade for online U.S. equity trades and trades less than 1500 per quarter. For E*Trade: $9.99 per trade for 0-149, $7.99 per trade for 150 to 1,499 and $6.99 per trade for 1,500 or more trades per quarter. For Schwab: $8.95 for up to 999,999 shares per trade, though orders of 10,000 or more shares or greater than $500,000 may be eligible for special pricing. For TD Ameritrade: $9.99 per market or limit order trade for an unlimited amount of shares.
5. $7.95 commission applies to online U.S. equity trades for Fidelity Brokerage Services LLC retail clients; other conditions may apply. See the brokerage commission and fee schedule (PDF) for details.
6. Other fees and expenses applicable to continued investment are described in the fund's current prospectus.
7. All Fidelity ATM withdrawal fees will be waived for your Fidelity® Cash Management Account. In addition, your account will automatically be reimbursed for all ATM fees charged by other institutions while using a Fidelity® Visa® Gold Check Card linked to your account at any ATM displaying the Visa®, Plus®, or Star® logos. ATM reimbursements will be credited to the account when the transaction posts. Please note, there is a foreign transaction fee of one percent that is not waived, which will be included in the amount charged to your account.
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