Brokerage Account – The Fidelity Account^®

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Our full-featured brokerage account has no account fees and no minimums.¹ You can trade US stocks, exchange-traded funds (ETF's), and options online for $0 commissions.² On top of that, access a range of investments including mutual funds, bonds, CDs, IPOs, and more. Use our online tools and research to help make your investing decisions. Learn more

This low-cost brokerage account offers comprehensive trading, mutual fund, and cash management features, so that you can manage your business finances and meet all your business needs. Learn more

With a Fidelity Crypto^SM account, you can securely buy and sell bitcoin and ethereum in the same app you use to trade stocks. You’ll use a separate eligible Fidelity brokerage account to fund your Fidelity Crypto℠ account. Learn more
Cryptocurrency risk disclosure

Fidelity^® Cash Management Account³

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A brokerage account for individuals seeking FDIC insurance for their cash balances and an alternative to traditional checking, the Fidelity^® Cash Management Account is a convenient way to save, spend, and manage your cash. With ATM fees reimbursed nationwide⁴ and deposits eligible for FDIC insurance coverage⁵, it has the features you need from a checking account, without the bank. Learn more

Rollover IRA

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By consolidating your old 401(k) or IRAs into a Fidelity Rollover IRA, you can maintain the important tax advantages of your retirement savings and access a broad array of investments, exceptional service, and free investment guidance. Learn more

Traditional IRA

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Your contributions may be tax-deductible and potential earnings grow tax-deferred until you withdraw them in retirement. This may be a good choice if you want to take advantage of tax savings now. Learn more

Roth IRA

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While contributions aren't tax-deductible, withdrawals—including any earnings—can be made tax-free as long as certain conditions are met. This may be a good choice if you are eligible to make Roth IRA contributions and think your tax rate will be higher in retirement. Learn more

Inherited IRA

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If you are inheriting a Traditional IRA, SIMPLE IRA, SEP IRA, or workplace retirement plan, you can generally move those assets into an Inherited IRA. While subject to minimum required distributions, this may be a good choice if you want to continue the tax-deferred growth potential of inherited retirement assets and avoid the impact of immediate income taxes. Online account opening is not available to entities (such as a charity or other organization), an estate, or a trust beneficiaries. Learn more

Inherited Roth IRA

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If you are inheriting a Roth IRA, you can generally move those assets into an Inherited Roth IRA. While subject to minimum required distributions, this may be a good choice if you want to continue the tax-advantaged growth potential in an Inherited Roth IRA and avoid the impact of immediate income taxes. Learn more

SEP IRA

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Set up a workplace savings plan if you are self-employed or own a small business. Learn more

Designed for self-employed individuals or business owners without employees. Learn more

This plan offers tax deferral plus pre-tax contributions for self-employed individuals and participants in small businesses with fewer than 100 employees. Learn more

An Investment-Only Plan is also known as the Fidelity Non-Prototype Account. This brokerage account is for small businesses that have qualified plans for which they would like to expand the investment options to include offerings from Fidelity. Learn more

Offer your employees a retirement plan with employee deferral contributions, employer contributions, and an array of features. Learn more

Fidelity Go^®

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Our robo advisor is designed for investors seeking a simple, low-cost professional money management solution. Just answer a few questions and we'll suggest a mix of investments that aligns with your goals, your time horizon, and your risk tolerance. It only takes a few minutes to open and fund your account. After that, we'll handle all the investment decisions for you. Learn more

Fidelity Managed FidFolios^SM

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These professionally managed, all-stock portfolios are designed for investors seeking a simple, low-cost investment solution. Choose from among the available strategies, then personalize your portfolio by requesting that we avoid specific stocks or entire industries⁷. For taxable accounts, we apply personalized tax-smart techniques⁸ designed to help you keep more of what you earn. Learn more

Fidelity^® Wealth Services offers a range of diversified managed portfolios containing mutual funds and potentially exchange-traded products that can be configured around your investment preferences, goals, or other investment needs. Preference options include tax-sensitive investment management,⁸ total return, a defensive investing approach, and a focus on income. Learn more

This separately managed account seeks to pursue the long-term growth potential of U.S. large-cap stocks and deliver enhanced after-tax returns through smart investing techniques.⁸ Learn more

This separately managed account seeks long-term growth of capital and dividend income greater than the S&P 500^® Index,⁹ with the potential for less volatility than the U.S. stock market. Learn more

This separately managed account seeks to deliver long-term growth of capital in an effort to provide returns greater than the MSCI EAFE Index⁹ (Net MA Tax) over a full market cycle. Learn more

This separately managed account seeks to pursue the long-term growth potential of international developed market stocks and to deliver enhanced after-tax returns.⁸ Learn more

This separately managed account seeks to deliver long-term growth in an effort to provide returns greater than the S&P 500^® Index⁹ over a full market cycle. Learn more

This separately managed account invests directly in a portfolio of investment-grade taxable bonds in an effort to generate interest income while seeking to limit the risk to the money you've invested. Learn more

This separately managed account invests directly in a portfolio of investment-grade municipal bonds in an effort to generate federally tax-exempt interest income while seeking to limit the risk to the money you've invested. Learn more

This separately managed account is composed of individual investment-grade municipal bonds, actively managed by investment professionals who will invest your assets with a focus on limiting risk to principal while seeking to generate federally tax-exempt interest income. Learn more

529 Account

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Any earnings grow federal income tax-deferred and contributions may be eligible for state tax deductions. Distributions for qualified higher education expenses are federal income tax-free. Learn more

Fidelity^® Youth Account

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Available to teens 13 to 17, whose parent/guardian has an existing brokerage account with Fidelity. Teens can learn to spend, save, and invest in a brokerage account that they’ll own and manage with parent/guardian supervision. This account comes with a free debit card¹¹ and has no subscription fees, no account fees, and no minimums.¹² Learn more

Custodial Account

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Based on the Uniform Gifts/Transfers to Minors Acts, this brokerage account offers comprehensive trading, mutual fund, and cash management features, allowing you to invest on behalf of a minor. Learn more

Roth IRA for Kids

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A minor owns this account, while an adult manages it. As long as the minor has qualified earned income, post-tax contributions can be made to the account provided that annual limits are not exceeded. Withdrawals can be tax-free as long as certain conditions are met. Learn more

The Attainable Savings Plan^{SM 13}

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With an Attainable Savings Plan^SM offered by MEFA and managed by Fidelity, we can help disabled individuals and their families invest and save for disability-related expenses. Learn more

Fidelity HSA^®

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If you have a health savings account (HSA)-eligible health plan, an HSA will help you save money tax-free to pay for qualified medical expenses. Any money you don't spend can be saved year after year – you can even invest it until retirement. The account is always yours even if you are no longer covered by an HSA-eligible health plan. Learn more

Fidelity Go^® HSA

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A low-cost professional money management solution for your HSA. Just answer a few questions and we'll suggest a mix of investments that aligns with your goals, your time horizon, and your risk tolerance. It only takes a few minutes to open and fund your account. After that, we'll handle all the investment decisions for you. Learn more

Fidelity Charitable^SM

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Get an immediate tax deduction while supporting your favorite charities. Learn more

Trust account

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Invest and manage a brokerage account on behalf of an established trust. Learn more

Invest and manage a brokerage account on behalf of an estate. Learn more

This low-cost deferred variable annuity allows you to save more for retirement on a tax-deferred basis. Learn more

Deferred fixed annuities offer a guaranteed¹⁴ rate of return for a set period of time. Available through The Fidelity Insurance Network^®. Learn more

Immediate fixed income annuities provide a guaranteed¹⁴ stream of income for the rest of your life or a set period of time. Available through The Fidelity Insurance Network^®. Learn more

Deferred income annuities provide you, or you and your spouse, with guaranteed¹⁴ income for the rest of your life beginning on a future date. Available through The Fidelity Insurance Network^®. Learn more

Universal life insurance is permanent life insurance coverage that helps you preserve your wealth and protect your family against loss in the event of your death. Learn more

Term Life Insurance from Fidelity is a low-cost solution that can help provide financial resources for your family in the event of your premature death. Learn more