Open an Account
It's easy—opening your new account takes just minutes.
Investing and trading
Brokerage Account – The Fidelity Account®
Our full-featured brokerage account has no account fees and no minimums.1 You can trade US stocks, exchange-traded funds (ETF's), and options online for $0 commissions.2 On top of that, access a range of investments including mutual funds, bonds, CDs, IPOs, and more. Use our online tools and research to help make your investing decisions. Learn more
Crypto trading
Fidelity Crypto®
With a Fidelity Crypto® account, you can securely buy and sell bitcoin and ethereum in the same app you use to trade stocks. You’ll use a separate eligible Fidelity brokerage account to fund your Fidelity Crypto® account. Learn more
Cryptocurrency risk disclosure
Spending and saving
Fidelity® Cash Management Account3
A brokerage account for individuals seeking FDIC insurance for their cash balances and an alternative to traditional checking, the Fidelity® Cash Management Account is a convenient way to save, spend, and manage your cash. With ATM fees reimbursed nationwide4 and deposits eligible for FDIC insurance coverage5, it has the features you need from a checking account, without the bank. Learn more
Fidelity Bloom®
Fidelity Bloom® is a free financial app and debit card with built-in cash rewards. We'll help you save more money and build better money habits. You'll open two brokerage accounts, backed by SIPC insurance, to keep your savings separate from your spending money. In-app activities can help you think differently about money, while key features like debit card rewards, an annual savings match, and cash-back shopping help grow your savings.
Saving for retirement
Rollover IRA
By consolidating your old 401(k) or IRAs into a Fidelity Rollover IRA, you can maintain the important tax advantages of your retirement savings and access a broad array of investments, exceptional service, and free investment guidance. Learn more
Traditional IRA
Your contributions may be tax-deductible and potential earnings grow tax-deferred until you withdraw them in retirement. This may be a good choice if you want to take advantage of tax savings now. Learn more
Roth IRA
While contributions aren't tax-deductible, withdrawals—including any earnings—can be made tax-free as long as certain conditions are met. This may be a good choice if you are eligible to make Roth IRA contributions and think your tax rate will be higher in retirement. Learn more
Inherited IRA
If you are inheriting a Traditional IRA, SIMPLE IRA, SEP IRA, or workplace retirement plan, you can generally move those assets into an Inherited IRA. While subject to minimum required distributions, this may be a good choice if you want to continue the tax-deferred growth potential of inherited retirement assets and avoid the impact of immediate income taxes. Online account opening is not available to entities (such as a charity or other organization), an estate, or a trust beneficiaries. Learn more
Inherited Roth IRA
If you are inheriting a Roth IRA, you can generally move those assets into an Inherited Roth IRA. While subject to minimum required distributions, this may be a good choice if you want to continue the tax-advantaged growth potential in an Inherited Roth IRA and avoid the impact of immediate income taxes. Learn more
Self-employed or growing a business
Not sure where to start? Learn how to kick-start your journey
SEP IRA
Set up a workplace savings plan if you are self-employed or own a small business. Learn more
Self-Employed 401(k)
Designed for self-employed individuals or business owners without employees. Learn more
SIMPLE IRA
This plan offers tax deferral plus pre-tax contributions for self-employed individuals and participants in small businesses with fewer than 100 employees. Learn more
Investment-Only Plans for Small Business
An Investment-Only Plan is also known as the Fidelity Non-Prototype Account. This brokerage account is for small businesses that have qualified plans for which they would like to expand the investment options to include offerings from Fidelity. Learn more
Fidelity Advantage 401(k)SM
Fidelity Advantage 401(k)SM is built for small and growing businesses that are looking to offer a 401(k) for the first time. With all the benefits of a 401(k) such as higher contribution limits, tax advantages for your business, and an employer match, combined with a simple plan design and reduced administrative burdens, you can spend less time managing your retirement plan and more time focusing on your business. Learn more
Small Business HSA
If you have a health savings account (HSA)-eligible health plan, an HSA will help you save money tax-free to pay for qualified medical expenses. Any money you don't spend can be saved year after year – you can even invest it until retirement. The account is always yours even if you are no longer covered by an HSA-eligible health plan. Learn more
Cash management account for work3
If you’re self-employed or a contractor and not incorporated, this brokerage account for individuals can help you keep your work and personal finances separate, with FDIC insurance on cash balances5, no monthly fees or minimums, ATM fees reimbursed globally4, competitive interest rates, secure debit card, free online transfers with banks, and other features that go beyond traditional checking. Learn more
Brokerage account for businesses
If you’re a corporation or LLC, this low-cost brokerage account offers comprehensive trading, mutual fund, and cash management features, so that you can manage your business finances and meet all your business needs. Learn more
Managed accounts6
Fidelity Go®
Our robo advisor is designed for investors seeking a simple, low-cost professional money management solution. Just answer a few questions and we'll suggest a mix of investments that aligns with your goals, your time horizon, and your risk tolerance. Start investing with as little as $10. After that, we'll handle all the investment decisions for you. Plus, unlimited 30-minute coaching calls are unlocked once your account reaches $25,000. Learn more
Fidelity Managed FidFoliosSM
These professionally managed, all-stock portfolios are designed for investors seeking a simple, low-cost investment solution. Choose from among the available strategies, then personalize your portfolio by requesting that we avoid specific stocks or entire industries7. For taxable accounts, we apply personalized tax-smart techniques8 designed to help you keep more of what you earn. Learn more
Portfolio Advisory Services Accounts
Fidelity® Wealth Services offers a range of diversified managed portfolios containing mutual funds and potentially exchange-traded products that can be configured around your investment preferences, goals, or other investment needs. Preference options include tax-sensitive investment management,8 total return, a defensive investing approach, and a focus on income. Learn more
Fidelity® Tax-Managed U.S. Equity Index Strategy
This separately managed account seeks to pursue the long-term growth potential of U.S. large-cap stocks and deliver enhanced after-tax returns through smart investing techniques.8 Learn more
Fidelity® Equity-Income Strategy
This separately managed account seeks long-term growth of capital and dividend income greater than the S&P 500® Index,9 with the potential for less volatility than the U.S. stock market. Learn more
Fidelity® International Equity Strategy
This separately managed account seeks to deliver long-term growth of capital in an effort to provide returns greater than the MSCI EAFE Index9 (Net MA Tax) over a full market cycle. Learn more
Fidelity® Tax-Managed International Equity Index Strategy
This separately managed account seeks to pursue the long-term growth potential of international developed market stocks and to deliver enhanced after-tax returns.8 Learn more
Fidelity® U.S. Large Cap Equity Strategy
This separately managed account seeks to deliver long-term growth in an effort to provide returns greater than the S&P 500® Index9 over a full market cycle. Learn more
Fidelity® Core Bond Strategy
This separately managed account invests directly in a portfolio of investment-grade taxable bonds in an effort to generate interest income while seeking to limit the risk to the money you've invested. Learn more
Fidelity® Intermediate Municipal Strategy
This separately managed account invests directly in a portfolio of investment-grade municipal bonds in an effort to generate federally tax-exempt interest income while seeking to limit the risk to the money you've invested. Learn more
Breckinridge Intermediate Municipal Strategy10
This separately managed account is composed of individual investment-grade municipal bonds, actively managed by investment professionals who will invest your assets with a focus on limiting risk to principal while seeking to generate federally tax-exempt interest income. Learn more
Saving & investing for a child
529 Account
Any earnings grow federal income tax-deferred and contributions may be eligible for state tax deductions. Distributions for qualified higher education expenses are federal income tax-free. Learn more
Fidelity Youth™ Account
The Fidelity Youth™ Account and app give teens ages 13–17 the power to make their own money moves—while giving parents visibility into their teen's account. This account comes with a free debit card and has no subscription fees, no account fees, and no minimums. Parents who are existing customers can open a Youth Account right away, new customers will have to open The Fidelity Account® for themselves first. Learn more
Custodial Account
A custodial account can be a great way to save on a child's behalf, or to give a financial gift. Otherwise known as an UGMA/UTMA (Uniform Gift/ Uniform Transfer to Minor Act) account, there are no income or contribution limits—and no early-withdrawal penalties or restrictions on how the funds are used for the child. Learn more
Roth IRA for Kids
A minor owns this account, while an adult manages it. As long as the minor has qualified earned income, post-tax contributions can be made to the account provided that annual limits are not exceeded. Withdrawals can be tax-free as long as certain conditions are met. Learn more
The Attainable Savings PlanSM 13
With an Attainable Savings PlanSM offered by MEFA and managed by Fidelity, we can help disabled individuals and their families invest and save for disability-related expenses. Learn more
Saving for medical expenses
Fidelity HSA®
If you have a health savings account (HSA)-eligible health plan, an HSA will help you save money tax-free to pay for qualified medical expenses. Any money you don't spend can be saved year after year – you can even invest it until retirement. The account is always yours even if you are no longer covered by an HSA-eligible health plan. Learn more
Fidelity Go® HSA
A low-cost professional money management solution for your HSA. Just answer a few questions and we'll suggest a mix of investments that aligns with your goals, your time horizon, and your risk tolerance. Start investing with as little as $10. After that, we'll handle all the investment decisions for you Learn more
Charitable giving
Fidelity CharitableSM
Get an immediate tax deduction while supporting your favorite charities. Learn more
Estate planning and trusts
Trust account
Invest and manage a brokerage account on behalf of an established trust. Learn more
Estate
Invest and manage a brokerage account on behalf of an estate. Learn more
Annuities
Fidelity Personal Retirement Annuity®
This low-cost deferred variable annuity allows you to save more for retirement on a tax-deferred basis. Learn more
Deferred Fixed Annuities
Deferred fixed annuities offer a guaranteed14 rate of return for a set period of time. Available through The Fidelity Insurance Network®. Learn more
Immediate Fixed Income Annuities
Immediate fixed income annuities provide a guaranteed14 stream of income for the rest of your life or a set period of time. Available through The Fidelity Insurance Network®. Learn more
Deferred Income Annuities
Deferred income annuities provide you, or you and your spouse, with guaranteed14 income for the rest of your life beginning on a future date. Available through The Fidelity Insurance Network®. Learn more
Life insurance
Universal Life
Universal life insurance is permanent life insurance coverage that helps you preserve your wealth and protect your family against loss in the event of your death. Learn more
Term Life Insurance
Term Life Insurance from Fidelity is a low-cost solution that can help provide financial resources for your family in the event of your premature death. Learn more
Questions?
- 800-343-3548 800-343-3548
- Chat with a representative
Transferring assets?
To transfer assets from another firm, first open a compatible Fidelity account.
Resources
638263.63.0
