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Investing and trading
Our full-featured, low-cost brokerage account with online trading of stocks, exchange-traded funds (ETFs), mutual funds, bonds, and options, along with tools and research for investors. Offering more commission-free iShares® ETFs than any other major online brokerage firm—70 in all.1 In addition, purchase 11 Fidelity Sector ETFs and the Fidelity NASDAQ Composite Index Tracking Stock Fund (ONEQ) online commission free.2 Learn more.
With both the Fidelity Account® and the Fidelity® Cash Management Account, you enjoy all the benefits of our full-featured, low-cost brokerage account and our cash management account—with all ATM fees reimbursed4 and deposits eligible for FDIC insurance.5 Learn more.
This low-cost brokerage account offers comprehensive trading, mutual fund, and cash management features, so that you can manage your business finances and meet all your business needs. Learn more.
Saving for retirement
By consolidating your old 401(k) or IRAs into a Fidelity Rollover IRA, you can maintain the important tax advantages of your retirement savings and access a broad array of investments, exceptional service, and free investment guidance. Learn more.
Your contributions may be tax-deductible and potential earnings grow tax-deferred until you withdraw them in retirement. This may be a good choice if you want to take advantage of tax savings now. Learn more.
While contributions aren't tax-deductible, withdrawals—including any earnings—can be made tax-free as long as certain conditions are met. This may be a good choice if you are eligible to make Roth IRA contributions and think your tax rate will be higher in retirement. Learn more.
Set up a workplace savings plan if you are self-employed or own a small business. Learn more.
If you are inheriting a Traditional IRA, SIMPLE IRA, SEP IRA, or workplace retirement plan, you can generally move those assets into an Inherited IRA. While subject to minimum required distributions, this may be a good choice if you want to continue the tax-deferred growth potential of inherited retirement assets and avoid the impact of immediate income taxes. Online account opening is not available to entities (such as a charity or other organization), an estate, or a trust beneficiaries. Learn more.
If you are inheriting a Roth IRA, you can generally move those assets into an Inherited Roth IRA. While subject to minimum required distributions, this may be a good choice if you want to continue the tax-advantaged growth potential in an Inherited Roth IRA and avoid the impact of immediate income taxes. Learn more.
Designed for self-employed individuals or business owners without employees. Learn more.
This plan offers tax deferral plus pre-tax contributions for self-employed individuals and participants in small businesses with fewer than 100 employees. Learn more.
An Investment-Only Plan is also known as the Fidelity Non-Prototype Account. This brokerage account is for small businesses that have qualified plans for which they would like to expand the investment options to include offerings from Fidelity. Learn more.
Offer your employees a retirement plan with employee deferral contributions, employer contributions, and an array of features. Learn more.
With a model portfolio of stock and bond mutual funds, experienced financial professionals actively manage your investment assets, helping you meet your financial goals. Learn more.
With a personalized portfolio of stocks, bonds, mutual funds, and exchange-traded funds, we'll help you invest your assets or those of your trust using tax-sensitive investment management techniques. Eligible investors receive exclusive access to Fidelity's only large-cap separately managed account. Learn more.
This professionally managed account is designed to help you meet your income needs. It seeks attractive income opportunities in all market environments while carefully managing for risk, and is composed primarily of exchange-traded funds (ETFs). Learn more.
With an actively managed account composed primarily of individual investment-grade municipal bonds,8 experienced professionals will invest your assets with a focus on limiting risk to principal while seeking to generate federally tax-exempt interest income.9 Learn more.
Saving for education
Any earnings grow federal income tax-deferred and contributions may be eligible for state tax deductions. Distributions for qualified higher education expenses are federal income tax-free. Learn more.
Based on the Uniform Gifts/Transfers to Minors Acts, this brokerage account offers comprehensive trading, mutual fund, and cash management features, allowing you to invest on behalf of a minor. Learn more.
Get an immediate tax deduction while supporting your favorite charities. Learn more.
Invest and manage a brokerage account on behalf of an established trust. Learn more.
Invest and manage a brokerage account on behalf of an estate. Learn more.
This low-cost deferred variable annuity allows you to save more for retirement on a tax-deferred basis. Learn more.
This deferred variable annuity provides growth potential and a guarantee10—the Preservation and Growth Rider—to protect your initial investment principal from loss. Learn more.
Deferred fixed annuities offer a guaranteed10 rate of return for a set period of time. Available through The Fidelity Insurance Network®. Learn more.
This deferred variable annuity provides guaranteed lifetime income,10 growth potential, and access to assets.11 Learn more.
This immediate variable income annuity provides lifetime income, helping to reduce the risk that you will outlive your retirement savings. Learn more.
Immediate fixed income annuities provide a guaranteed10 stream of income for the rest of your life or a set period of time. Available through The Fidelity Insurance Network®. Learn more.
Deferred income annuities provide you, or you and your spouse, with guaranteed10 income for the rest of your life beginning on a future date. Available through The Fidelity Insurance Network®. Learn more.
Universal life insurance is permanent life insurance coverage that helps you preserve your wealth and protect your family against loss in the event of your death. Learn more.
Term Life Insurance from Fidelity is a low-cost solution that can help provide financial resources for your family in the event of your premature death. Learn more.
For information regarding how Fidelity representatives are compensated, view Fidelity Representatives' Compensation Disclosure (PDF).
Before investing, consider the investment objectives, risks, charges, and expenses of the fund, 529 plan or annuity and its investment options. Contact Fidelity for a prospectus or fact kit or, if available, a summary prospectus containing this information. Read it carefully.