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Important legal information about the email you will be sending. By using this service, you agree to input your real email address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an email. All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf. The subject line of the email you send will be "Fidelity.com: "

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Mutual Funds and Mutual Fund Investing - Fidelity Investments

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Fidelity^® Youth Account

The account for teens that gives you the freedom to spend, save, and invest your money the way you want. Talk to your parent(s) to have them start the account opening process for you.

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Debit card with no ATM fees¹

Your own debit card, giving you the freedom to spend on once-in-a-lifetime experiences on your own dime.

Learn to invest for as little as $1²

Learn what it takes to earn, save, and invest your own money for as little as $1.

$50 to get you started

Get $50 deposited into your account just for opening a Fidelity Youth Account.

Exchange unwanted gift cards³

Turn unwanted gift cards into money you can use to get the things you really want.

Fidelity Visa debit card. Spending. Saving. Investing. Life.

Get $50 deposited into your account just for opening a Fidelity Youth Account. * Terms and conditions apply.

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Email your parent/guardian

Your parent/guardian opens the account

You activate your account

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* Fidelity reserves the right to terminate the $50 teen offer at any time. See official terms and conditions.

Investing involves risk, including risk of loss.

1.

Your Youth Account will automatically be reimbursed for all ATM fees charged by other institutions while using the Fidelity^® Debit Card at any ATM displaying the Visa^®, Plus^®, or Star^® logos. The reimbursement will be credited to the account the same day the ATM fee is debited. Please note, for foreign transactions, there may be a 1% fee included in the amount charged to your account.

2.

Fractional share quantities can be entered out to 3 decimal places (.001) as long as the value of the order is at least $1.00. Dollar-based trades can be entered out to 2 decimal places (e.g. $250.00).

3. CardCash's Services provided solely by CardCash. CardCash is an independent company and not affiliated with or a representative of Fidelity, Fidelity Brokerage Services LLC (FBS), or any of its affiliates. Fidelity, FBS, and its affiliates does not have any responsibility nor are liable for CardCash's products or services or provision of such services.

The Fidelity^® Debit Card is issued by PNC Bank, N.A. or Leader Bank, N.A., and the debit card program is administered by BNY Mellon Investment Servicing Trust Company. These entities are not affiliated with each other, and Fidelity is not affiliated with PNC Bank or BNY Mellon. The parent company of Fidelity has a minority percentage, noncontrolling interest in Leader Bank. Visa is a registered trademark of Visa International Service Association, and is used by PNC Bank and Leader Bank pursuant to a license from Visa U.S.A. Inc.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

1050802.2.0

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