For Individuals
See the following Fidelity investment websites that offer information on workplace savings and charitable programs.
401(k) Participants & Employees of Corporations
403(b) & 457(b) Participants & Employees of Non-profits
Why invest with Fidelity
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From complex wealth management to your retirement needs, we can help you with financial planning.
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With no account fees, $0 commission trades, and no minimums to open an account, we can help your money go further.
Robust investing tools
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Knowing where you stand is crucial. Use this tool to see how prepared you are for retirement, and what steps you may need to work on.
Investment advisory offerings to help fit your needs
Get professional investment management with our low-cost robo advisor solutions, from digital-only investing to a hybrid robo service with access to advisors when needed.
Wealth Management
Through Fidelity® Wealth Services
Collaborate with a dedicated advisor who will work with you and for you, providing clear recommendations designed to help you grow and protect your wealth.*
Our straightforward and transparent offerings
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Whether you need a trading account, or a Rollover, Traditional, or Roth IRA—it only takes a few minutes to open an account.
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For Employers
See the following Fidelity investment websites that offer information for employers interested in workplace or institutional investing.
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For Investment Professionals
See the following Fidelity investment websites that offer professionals investment‐related resources.
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Retirement IRAs
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Roth IRA
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Investing & Savings
Brokerage Account
Cash Management Account
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Open both a brokerage and cash management account to easily transfer your funds.
$0.00 commission applies to online U.S. equity trades and Exchange-Traded Funds (ETFs) in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal). Other exclusions and conditions may apply. See Fidelity.com/commissions for details. Employee equity compensation transactions and accounts managed by advisors or intermediaries through Fidelity Clearing & Custody Solutions® are subject to different commission schedules.
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Margin Rates: Effective since 3/18/2020, Fidelity 4.00% for balances over $1,000,000. Effective since 3/23/2020, Schwab 6.575% for debit balances of $250,000 to $499,999.99. Call Schwab for rates on debit balances above $499,999.99, as its rates are not published for anything above this amount. Effective since 3/16/2020, E*Trade 5.45% for debit balances over $1,000,000; Effective since 3/20/2020, TD Ameritrade 7.50% for debit balances of $250,000 to $499,999.99. Call TD Ameritrade for rates on debit balances above $499,999.99, as its rates are not published for anything above this amount. Fidelity's current base margin rate is 7.075%.
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Fidelity now offers the Fidelity ZERO Total Market Index Fund (FZROX), Fidelity ZERO International Index Fund (FZILX), Fidelity ZERO Large Cap Index Fund (FNILX), and Fidelity ZERO Extended Market Index Fund (FZIPX) available to individual retail investors who purchase their shares through a Fidelity brokerage account.
Zero account fees and minimums are available for retail brokerage accounts only. Expenses charged by investments, (e.g., funds and managed accounts, and certain HSAs) and commissions, interest charges, or other expenses for transactions may still apply. All Fidelity funds that previously required investment minimums of $10k or less, and in stock and bond index fund classes that previously had minimums of $100 million or less, now have zero minimums. See the fund's prospectus and Fidelity.com/commissions for further details.
IMPORTANT: The projections or other information generated by Fidelity Retirement Score regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results may vary with each use and over time.
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