For Individuals
See the following Fidelity investment websites that offer information on workplace savings and charitable programs.
401(k) Participants & Employees of Corporations
403(b) & 457(b) Participants & Employees of Non-profits
Why invest with Fidelity
Planning and advice
From complex wealth management to your retirement needs, we can help you with financial planning.
Straightforward pricing
With no account fees, $0 commission trades, and no minimums to open an account, we can help your money go further.
Robust investing tools
Get easy-to-use tools and the latest professional insights from our team of specialists.
Get your retirement score in 60 seconds
Knowing where you stand is crucial. Use this tool to see how prepared you are for retirement, and what steps you may need to work on.
Investment advisory offerings to help fit your needs
Get professional investment management with our low-cost robo advisor solutions, from digital-only investing to a hybrid robo service with access to advisors when needed.
Wealth Management
Through Fidelity® Wealth Services
Collaborate with a dedicated advisor who will work with you and for you, providing clear recommendations designed to help you grow and protect your wealth.*
Our straightforward and transparent offerings
Rated #1
Overall Broker1
2022
Rated #1
Best Overall Online Broker2
2022
Best Online Broker3
2021
Best Online Broker for Beginning Investors • Best App for Investing4
2022
Best Online Broker • Best Broker for Low Costs5
2022
Review Fidelity Brokerage Services with FINRA's BrokerCheck
Whatever you're investing for, we can help
Whether you need a trading account, or a Rollover, Traditional, or Roth IRA—it only takes a few minutes to open an account.
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6 year-end money deadlines
Missing December 31 deadlines could be costly.
Avoiding RMD pitfalls
Get answers to the most vexing questions about required minimum distributions.
ETFs for bond investors
Expert management and low costs may be a winning combo in today's bond markets.
We're here to help—however and whenever you need it
No matter what financial questions you have, we're here to work with you on your terms.
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For Employers
See the following Fidelity investment websites that offer information for employers interested in workplace or institutional investing.
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For Investment Professionals
See the following Fidelity investment websites that offer professionals investment‐related resources.
Fidelity Institutional Asset Management℠
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Retirement IRAs
Rollover IRA
Roth IRA
Traditional IRA
Investing & Trading
Brokerage Account
Spending & Saving
Cash Management Account
$0.00 commission applies to online U.S. equity trades and exchange-traded funds (ETFs) in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal). Other exclusions and conditions may apply. See Fidelity.com/commissions for details. Employee equity compensation transactions and accounts managed by advisors or intermediaries through Fidelity Institutional® are subject to different commission schedules.
‡
Margin Rates: Effective since 11/4/2022, Fidelity 7.75% for balances over $1,000,000. Effective since 9/23/2022, Schwab 9.575% for debit balances of $250,000 to $499,999.99. Call Schwab for rates on debit balances above $499,999.99, as its rates are not published for anything above this amount. Effective since 9/22/2022, E*Trade 9.95% for debit balances of $250,000 to $499,999.99. Call E*Trade for rates on debit balances above $499,999.99, as its rates are not published for anything above this amount; Effective since 9/23/2022, TD Ameritrade 10.50% for debit balances of $250,000 to $499,999.99. Call TD Ameritrade for rates on debit balances above $499,999.99, as its rates are not published for anything above this amount. Effective since 9/23/22, Vanguard 8.25% for debit balances of $500,000 to $999,999.99. Call Vanguard for rates on debit balances at or above $1,000,000.00, as its rates are not published for anything above this amount. Fidelity's current base margin rate is 10.825%.
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Fidelity now offers the Fidelity ZERO Total Market Index Fund (FZROX), Fidelity ZERO International Index Fund (FZILX), Fidelity ZERO Large Cap Index Fund (FNILX), and Fidelity ZERO Extended Market Index Fund (FZIPX) available to individual retail investors who purchase their shares through a Fidelity brokerage account.
1.
StockBrokers.com 2022 Online Broker Review, January 2022: Fidelity was ranked No. 1 overall out of 15 online brokers evaluated in the StockBrokers.com 2022 Online Broker Review.
2.
Investor's Business Daily®, January 2022: Best Online Brokers Special Report. Fidelity was named Best Overall Online Broker, and also first in Trade Execution Speed, Website Security, Site Performance, Research Tools, and Investment Research. Results based on having the highest Customer Experience Index within the categories composing the survey, as scored by 5,000 respondents. The survey was conducted by Investor's Business Daily's polling partner, TechnoMetrica Market Intelligence. © Investor's Business Daily, Inc. All rights reserved.
3.
Kiplinger’s magazine, August 2021 Online Broker Survey. Fidelity was ranked No. 1 overall out of nine online brokers. Results based on ratings in the following categories: Commissions and fees, Investment choices, Mobile app, Tools, Research, Advisory services and Customer service. Also named Best for Investment choices, Tools and Advisory services in the 2021 survey. From Kiplinger's Personal Finance. © 2021 The Kiplinger Washington Editors. All rights reserved. Used under license.
4.
Fidelity was named NerdWallet's 2022 winner for Best Online Broker for Beginning Investors, Best Online Broker for IRA Investing and Best App for Investing. Results based on evaluating 16 brokers per category. ©2017-2022 and TM, NerdWallet, Inc. All Rights Reserved.
5.
Investopedia, January 2022: Fidelity was named the #1 Overall Online Broker and Best Broker for Low Costs among 23 brokers reviewed.
7.75% rate available for debit balances over $1,000,000. Fidelity's current base margin rate, effective since 11/4/2022, is 10.825%.
Zero account fees and minimums are available for retail brokerage accounts only. Expenses charged by investments, (e.g., funds and managed accounts, and certain HSAs) and commissions, interest charges, or other expenses for transactions may still apply. All Fidelity funds that previously required investment minimums of $10k or less, and in stock and bond index fund classes that previously had minimums of $100 million or less, now have zero minimums. See the fund's prospectus and Fidelity.com/commissions for further details.
IMPORTANT: The projections or other information generated by Fidelity Retirement Score regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results may vary with each use and over time.
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