Fidelity Investments - Retirement Plans, Investing, Brokerage, Wealth Management, Financial Planning and Advice, Online Trading.

Planning and advice

From complex wealth management to your retirement needs, we can help you with financial planning.

Straightforward pricing

With no account fees, competitive prices, and no minimums to open an account, we can help your money go further.

Robust investing tools

Get easy-to-use tools and the latest professional insights from our team of specialists.

Get your retirement score in 60 seconds

Knowing where you stand is crucial. Use this tool to see how prepared you are for retirement, and what steps you may need to work on.

Get your score now

Wealth Management

Wealth management, offered through Fidelity^® Wealth Services, creates a relationship between you and a dedicated advisor who can work with you and for you to plan around your full financial picture and provide clear recommendations.*

Explore our wealth management services

Our straightforward and transparent offerings

	Fidelity	TD Ameritrade	Schwab	Vanguard
Online U.S. equity and option trades**	$4.95^†	$6.95	$4.95	$7–$20
Online options (per contract rate)	$0.65	$0.75	$0.65	$1.00
Lowest published margin rates^‡	5.25%	7.75%	7.825%	5.75%
In-depth research from 20+ independent providers		--	--	--

Table compares pricing for retail investors.

	Fidelity	TD Ameritrade	Schwab	Merrill Lynch	Vanguard
See how you're tracking against your retirement goals with a tool that provides your retirement score in just 60 seconds	The Fidelity Retirement Score^SM		--	--	--
Manage entry and exit trading strategies using 10 pieces of information in 1 easy-to-use tool	Trade Armor^®	--	--	--	--
Access to an online service that guides you through the estate planning process and helps you identify an attorney	Fidelity Estate Planner^SM	--	--	--	--
Get a wide range of wealth planning & management services tailored to your individual goals

Best Online Broker

2016, 2017

Best Online Broker

2016, 2017

Best Online Broker

2016, 2017 & 2018

Best Online Broker

2018

Review Fidelity Brokerage Services with FINRA's BrokerCheck

Whether you need a trading account, or a Rollover, Traditional, or Roth IRA—it only takes a few minutes to open an account.

Open an Account

Learn more about our highly rated accounts

Trading with our
Brokerage Account

Fidelity Brokerage Account - Ratings & Reviews

4.3 Stars

Saving for retirement
with our Rollover IRA

Fidelity Rollover IRA - Ratings & Reviews

4.3 Stars

Simplifying with our
Cash Management Account

Fidelity XXXXX Account - Ratings & Reviews

4.1 Stars

See ratings for all products and services

3 healthy habits for HSAs
See 3 easy ways to make the most of your HSA—now and into your retirement.

Quarterly market update
The US economy stays strong, but the cycle is becoming more mature.

Are your online accounts safe?
Learn how to improve your defenses against common threats to your online security.

See all Fidelity Viewpoints^® articles

Sign up for Fidelity Viewpoints^®

Get a weekly email of our pros' current thinking about financial markets, investing strategies, and personal finance.

First Name

Last Name

DJIA information currently unavailable

NASDAQ information currently unavailable

S&P 500 information currently unavailable

Your Today’s Markets information is currently unavailable. We apologize for any inconvenience. Please try again later.

No matter what financial questions you have, we're here to work with you on your terms.

Questions?
800-343-3548

Chat with a
representative

Find an Investor
Center

Other Fidelity Sites:

For Individuals

For Employers

For Investment Professionals

†

$4.95 commission applies to online U.S. equity trades in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal). Other conditions may apply. See Fidelity.com/commissions for details. Employee equity compensation transactions and accounts managed by advisors or intermediaries through Fidelity Clearing & Custody Solutions^® are subject to different commission schedules.

‡ Margin Rates: Effective since 9/28/2018, Fidelity 5.25% and Vanguard 5.75% for debit balances over $1,000,000. Schwab's 7.825% for debit balances of $250,000 to $499,999.99. Call Schwab for rates on debit balances above $499,999.99, as its rates are not published for anything above this amount. Effective since 9/28/2018, TD Ameritrade 7.75% for debit balances over $1,000,000. Fidelity's current base margin rate is 8.325%.

§ Excludes Vanguard funds that are closed or not available for direct shareholder investment.

As of August 1, 2018, Fidelity contractually lowered fund operating expense ratios on all comparable funds. See Fidelity.com/indexinvesting for more details.

Minimum mark-up or mark-down of $19.95 applies if traded with a Fidelity representative. For U.S. Treasury purchases traded with a Fidelity representative, a flat charge of $19.95 per trade applies. A $250 maximum applies to all trades, reduced to a $50 maximum for bonds maturing in one year or less. Rates are for U.S. dollar-denominated bonds; additional fees and minimums apply for non-dollar bond trades. Other conditions may apply; see Fidelity.com/commissions for details. Please note that mark-ups and mark-downs may affect the total cost of the transaction and the total, or "effective," yield of your investment. The offering broker, which may be our affiliate, National Financial Services LLC, may separately mark-up or mark-down the price of the security and may realize a trading profit or loss on the transaction.

Fidelity now offers the Fidelity ZERO Total Market Index Fund (FZROX), Fidelity ZERO International Index Fund (FZILX), Fidelity ZERO Large Cap Index Fund (FNILX), and Fidelity ZERO Extended Market Index Fund (FZIPX) available to individual retail investors who purchase their shares through a Fidelity brokerage account.

Zero account minimums and Zero account fees apply to retail brokerage accounts only. Account minimums may apply to certain account types (e.g., managed accounts) and/or the purchase of some Fidelity mutual funds that have a minimum investment requirement. If you choose to invest in mutual funds, underlying fund expenses still apply. There may also be commissions, interest charges, and other expenses associated with transacting or holding specific investments (e.g., mutual funds), or selecting certain account features or types (e.g., managed accounts) Additionally, accounts that have been opened through, or are serviced by, an intermediary, or in connection with your workplace benefits, may incur additional fees or restrictions. See https://www.fidelity.com/commissions for more information and/or the fund’s prospectus for details.

Zero minimums generally apply to Fidelity share classes that previously required investment minimums of $10k or less and for stock and bond index fund classes that previously had minimums of up to $100 million. Some Fidelity mutual funds have minimum investment requirements. Other fees and expenses may apply to continued investment as described in the fund’s current prospectus. See the fund’s prospectus for details.

Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read Characteristics and Risks of Standardized Options. Supporting documentation for any claims, if applicable, will be furnished upon request.

There is an Options Regulatory Fee from $0.03 to $0.05 per contract, which applies to both option buy and sell transactions. The fee is subject to change.

* Fidelity^® Wealth Services is an investment advisory service that provides nondiscretionary financial planning and discretionary investment management for a fee. Minimum investment is $50,000 for access to a team of advisors and $250,000 for access to a dedicated advisor. See the Fidelity Wealth Services Program Fundamentals for program details or speak with a Fidelity advisor.

** Commission comparison based on published website commission schedules for retail accounts, as of 5/26/2017, for TD Ameritrade, Schwab and Vanguard for online U.S. equity trades. For TD Ameritrade: $6.95 per market or limit order trade for an unlimited amount of shares. For Schwab: $4.95 for up to 999,999 shares per trade, though orders of 10,000 or more shares or greater than $500,000 may be eligible for special pricing. For Vanguard, commissions based on assets in Vanguard funds: Less than $50,000, first 25 trades $7.00, subsequent trades $20.00, those with assets starting at $50,000 or more in Vanguard funds may be eligible for a free trades and subsequent trades for as low as $2.00 per trade. Commissions are subject to change without notice. See each provider's website for any additional information and restrictions.

Before investing, consider the investment objectives, risks, charges, and expenses of the mutual fund, exchange-traded fund, 529 plan, Attainable Savings Plan, or annuity and its investment options. Contact Fidelity for a prospectus, offering circular, Fact Kit, disclosure document, or, if available, a summary prospectus containing this information. Read it carefully.

Additional Important Information

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.

Fidelity beats Vanguard on expenses on 18 of 18 comparable stock and bond index funds, across all Vanguard share classes with a minimum investment of less than $3 billion. Total expense ratios as of August 1, 2018. Please consider other important factors including that each fund’s investment objectives, strategy, and index tracked to achieve its goals may differ, as well as each fund’s features and risks.

IMPORTANT: The projections or other information generated by Fidelity Retirement Score regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results may vary with each use and over time.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

782377.37.1

Achieve more when you pay less

Why invest with Fidelity

Planning and advice

Straightforward pricing

Robust investing tools

Get your retirement score in 60 seconds

Wealth Management

Our straightforward and transparent offerings

Whatever you're investing for, we can help

Learn more about our highly rated accounts

Get insights from our experts

We're here to help—however and whenever you need it

For Individuals

For Employers

For Investment Professionals

	Merrill Lynch	Vanguard
Reps available 24/7	--	--
National branch network		--
Reimbursement for unauthorized activity

Achieve more when you pay less

Why invest with Fidelity

Planning and advice

Straightforward pricing

Robust investing tools

Get your retirement score in 60 seconds

Wealth Management

Our straightforward and transparent offerings

Whatever you're investing for, we can help

Learn more about our highly rated accounts

Get insights from our experts

Sign up for Fidelity Viewpoints®

We're here to help—however and whenever you need it

Stay Connected

For Individuals

For Employers

For Investment Professionals

Retirement IRAs

Investing & Savings

Sign up for Fidelity Viewpoints^®