Before investing, consider the funds’ investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

 Although consultations are one on one, guidance provided by Fidelity is educational in nature, is not individualized, and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions.

* Strategic Insight Simfund/FI Desktop, data as of 7/31/2013. Based on a comparison of 298 total expense ratios for U.S. sector level ETFs that have similar holdings and investment objectives classified within Morningstar’s Sector Stock asset class.

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.

Because of their narrow focus, sector funds tend to be more volatile than funds that diversify across many sectors and companies.

Fidelity Brokerage Services LLC, Member NYSE, SIPC