Hybrid life insurance with long-term care

Create a plan to help cover your long-term care costs today—while still protecting your family's legacy tomorrow.

Coverage options for you and your family

You can help protect yourself from the potential life-altering costs of long-term care (LTC) while still feeling the peace of mind knowing that any remaining life insurance can pass to your beneficiaries.


Fidelity makes available long-term care planning solutions from Massachusetts Mutual Life Insurance Company (MassMutual) and New York Life Insurance and Annuity Corporation (New York Life).


To learn more, please select the state or territory where you reside



Note: The long term care offering may not be available in all states and territories. In some instances where it is available, details about the product may not yet be available online. 

Long-term care

Many people think that long-term care only refers to nursing homes or end of life care. It actually encompasses a wide variety of different types of personal care services for short or long periods of time. Learn about the different types of care available, the estimated costs, and the benefits of planning ahead for both you and your family.


Why choose Fidelity

We have your back


Fidelity works with highly rated* insurance providers with extensive histories of serving clients.

We provide a service, not just a sale


We know that insurance can be confusing, so we will help you understand what option best fits your needs—not push you to make a purchase.

We're in this together


Our professionals will work with you so that insurance is part of your overall financial plan.



Have questions?

Talk to a Fidelity financial professional

Call 866-489-0963

Visit us in person

Find an Investor Center