What you get with a free plan¹

See where you stand

See where all your goals stand in one simple view—from retirement to emergency savings—and how each fits into your full financial picture.

Explore your options

We'll help you find a mix of investments that allows you to feel comfortable while helping your money work harder.

Adjust when life changes

Our tools not only help you track your progress, they allow you to make changes to your plan at any time—with no obligation and at no cost to you.

No matter where you are in the process, we can help you feel better about where you're going and what to do next.

Start with a goalLog In Required

Not a customer yet? Open a retail IRA with no account fees or minimums ² and start building your plan.

Review all account options

Terms of use

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

IMPORTANT: The projections or other information generated by the Planning & Guidance Center's Retirement Analysis regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Your results may vary with each use and over time.

1. Fidelity's Planning and Guidance center allows you to create and monitor multiple independent financial goals. While there is no fee to generate a plan, expenses charged by your investments and other fees associated with trading or transacting in your account would still apply. You are responsible for determining whether, and how, to implement any financial planning considerations presented, including asset allocation suggestions, and for paying applicable fees. Financial planning does not constitute an offer to sell, a solicitation of any offer to buy, or a recommendation of any security by Fidelity Investments or any third party.

2.

No account fees or minimums to open Fidelity retail IRA accounts. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs), and commissions, interest charges, and other expenses for transactions, may still apply. See Fidelity.com/commissions for further details.

Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

980981.3.0

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Start with a goal, create a free plan, enjoy your life

We can help you create a flexible plan around the things that matter to you, so you can feel in control and enjoy more of life right now. That's the Planning Effect from Fidelity.

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