An easy, affordable way to enjoy the benefits of professional money management.
FAQs: Fidelity Go®
Who manages my money?
The day‐to‐day investment and trading decisions in your Fidelity Go® account will be handled by Geode Capital Management, LLC, an unaffiliated investment advisor that was founded in 2001. Fidelity has partnered with Geode since 2003.
What kind of investments can I expect in my account?
Your account may hold a combination of mutual funds and exchange-traded funds (ETFs), depending on the investment strategy you select. These funds generally hold domestic stocks, foreign stocks, bonds, or short-term investments.
How are the investments chosen for my account?
In selecting mutual funds for Fidelity Go® accounts, Geode may look at multiple factors, including, but not limited to, investment philosophy (whether the funds are actively or passively managed), risk and return characteristics (how closely the security tracks an underlying index), assets under management, tax efficiency, and cost.
In selecting ETFs, Geode, in addition to looking at all the factors described above, may also look at an ETF's liquidity, or how easy it is to trade.
Can I choose my own investments?
You may not buy and sell individual investments in your Fidelity Go® account. By enrolling in a managed account service like Fidelity Go you turn the day-to-day management of your investments over to a team of investment professionals. However, you are entitled to place reasonable restrictions on the management of your account. Please contact an investment professional at 800-823-0125 for additional details.
Can I change my investment strategy?
Yes, you can change your investment strategy at any time to any of the suitable options, based on info provided in your account profile. When you make changes to the information we have on file or provide additional information, we may suggest a different investment strategy for your account. To make these kinds of changes, log in to your Fidelity Go® account summary.
Can I add funds to my account?
Yes, you can add funds at any time.
Can I withdraw funds from my account?
Yes, there are several ways to access your funds, including scheduled withdrawals.
How much do I need to open an account?
Fidelity Go® accounts must be funded initially with at least $5,000.
How much does it cost?
We charge a gross annual advisory fee* of 0.35%, which works out to about $1.46 per month for every $5,000 in your account. This advisory fee may be reduced for your account via the application of a "variable fee credit," the amount of which will vary based on the investments held in your account. Our advisory fee does not include the expenses of the mutual funds and ETFs held in your account; these are the standard expenses paid by all shareholders of those funds. We try to focus on low-cost mutual funds and ETFs. We consider mutual funds and ETFs to be "low cost" when their net expense ratio is lower than the average net expense ratio of funds in the same fund asset class.
Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.
Diversification and asset allocation do not ensure a profit or guarantee against loss.
Fidelity Go is a service provided by Strategic Advisers, Inc. (SAI), a registered investment adviser and a Fidelity Investments company, and by Geode Capital Management, LLC, an unaffiliated investment adviser. This service provides discretionary money management for a fee.
Brokerage services are provided by Fidelity Brokerage Services LLC. Custody and other services are provided by National Financial Services LLC. Both are Fidelity Investments companies and members of NYSE and SIPC.
ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.
Brokerage services are provided by Fidelity Brokerage Services LLC, 900 Salem Street, Smithfield, RI 02917, a Fidelity Investments company and a member of NYSE and SIPC. Custody and other services are provided by National Financial Services LLC, a Fidelity Investments company and a member of NYSE and SIPC.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917