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FAQs: Fidelity Go®
Who manages my money?
The day‐to‐day investment and trading decisions in your Fidelity Go® account will be handled by Strategic Advisers LLC, a registered investment adviser and a Fidelity Investments company.
What kind of investments can I expect in my account?
Your account will primarily hold a combination of Fidelity Flex® mutual funds. These funds generally hold domestic stocks, foreign stocks, bonds, or short-term investments. Fidelity Flex® mutual Funds are a line-up of Flex funds that have zero expense ratios, and include proprietary active and passive funds. Flex Funds are currently available only to certain fee-based accounts offered by Fidelity, like Fidelity Go®.
Unlike many other mutual funds, the Fidelity Flex® mutual funds do not charge management fees or, with limited exceptions, fund expenses. Instead, a portion of the advisory fee you pay is allocated to access the Flex Funds in which your account will be invested.
How are the investments chosen for my account?
In selecting mutual funds for Fidelity Go® accounts, Strategic Advisers LLC may look at multiple factors, including but not limited to investment philosophy (whether the funds are actively or passively managed), risk and return characteristics (how closely the security tracks an underlying index), assets under management, and tax efficiency. The Fidelity Flex® mutual Funds or number of Flex Funds in which your account invests may change over time depending on the investment strategy you select.
Can I choose my own investments?
You may not buy and sell individual investments in your Fidelity Go® account. By enrolling in a managed account service like Fidelity Go® you turn the day-to-day management of your investments over to a team of investment professionals. However, you are entitled to place reasonable restrictions on the management of your account. Please contact an investment professional at 800-343-3548 for additional details.
Can I change my investment strategy?
Yes, you can change your investment strategy at any time to any of the suitable options, based on info provided in your account profile. When you make changes to the information we have on file or provide additional information, we may suggest a different investment strategy for your account. To make these kinds of changes, log in to your Fidelity Go® account summary.
Can I add funds to my account?
Yes, you can add funds at any time.
Can I withdraw funds from my account?
Yes, there are several ways to access your funds, including scheduled withdrawals.
How much do I need to open an account?
While there's no minimum deposit required to open an account, your account must have at least $10 in it before we can start investing for you.
How much does Fidelity Go® cost?
Fidelity Go® offers tiered pricing based on your account balance. You'll pay no advisory fee for a balance under $10,000, $3 per month for a balance of $10,000–$49,999, or 0.35% per year for a balance of $50,000 and above. There are no trading fees, transaction fees, or rebalancing fees.
Before investing in any mutual fund or exchange-traded fund, you should consider its investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus, offering circular or, if available, a summary prospectus containing this information. Read it carefully.
Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.
Fidelity Go® provides discretionary investment management for a fee. Advisory services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Discretionary portfolio management services provided by Strategic Advisers LLC (Strategic Advisers), a registered investment adviser. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, Strategic Advisers, FBS and NFS are Fidelity Investments companies.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917