Cash Management Solutions

Fidelity Cash Management Solutions provides an alternative for individuals seeking FDIC insurance and gives you the power to manage your cash and spending alongside your investments. Plus, earn unlimited 2% cash-back1 on everyday purchases with the Fidelity® Rewards Visa Signature® Card.


A better way to save and spend

Fidelity® Cash Management Account

This convenient way to save, spend, and manage your cash has the features of a traditional checking account, without a bank.

  • No account fees or minimum balances
  • ATM fees reimbursed2
  • Free debit card, checkwriting, and bill pay
  • FDIC insurance eligibility3
  • Convenient mobile check deposit

Fidelity® Cash Management Account vs. Your Bank (1:13)
See how you can save and earn money in ways you can't with a traditional bank.

Fidelity® Rewards Visa Signature® Card

The card that helps you fund your fun today and invest in your tomorrow with unlimited 2% cash back into any eligible Fidelity account.4

  • 2 Points for every eligible net $1 spent1
  • No limits on rewards and Points will not expire1
  • No annual fee
  • Enhanced fraud monitoring and EMV chip technology
  • Digital Wallet with option of Apple Pay®, Google PayTM, Samsung Pay.

Make Every Day a Rewarding One (1:10)
Watch this short video to find out how getting cash back on everyday purchases1 can quickly add up.

Our award winning Fidelity® Rewards Visa Signature® Card can help turn everyday spending into everyday savings when you deposit your rewards into your cash management account, or any other eligible Fidelity account.

Best Rewards Credit Card for Cash Back for Savers.
Awarded Four Years in a Row.

Features for other accounts

You can add the following features to an existing brokerage, IRA, or other Fidelity account.



See all features available by account

Teens 13 to 17 can learn to spend, save, and invest, plus they'll get a free debit card and no subscription fees.5

You're only three easy steps from moving your checking account to a Fidelity Cash Management Account.