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The Fidelity Account®

This full-featured, low-cost brokerage account can meet your needs as you grow as an investor.

Reasons to consider The Fidelity Account

  • Wide range of investment choices
  • $7.95 per online U.S. equity trade—unlimited shares, unlimited trades
  • Free, independent research from 20+ providers

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Investment choices

Stocks: domestic and international

ETFs, including 70 from iShares® and 14 from Fidelity, available to buy commission-free online

Options: equity, ETF, and index; includes weekly expirations

Mutual funds: 1,400+ no-load funds from Fidelity and other fund companies

Bonds and CDs: 30,000+ investment-grade bonds and other fixed income securities

Precious metals: gold, silver, platinum, and palladium

View details on investment choices.

Account features

Margin borrowing for leverage and short-selling strategies

International investing in 25 markets and 16 currencies

Extended-hours trading, before and after market hours

Cash management tools and services for quicker access to your money

Comprehensive tools

Powerful trading website puts you in control.

Mobile trading applications help you keep up with the market and your portfolio.

Advanced tools for Active Traders provide streaming market data and enhanced trading capability.

Research and monitoring

Free, independent research 1 from 20+ providers helps you uncover opportunities, generate ideas, and analyze trends.

A single, accuracy-weighted score helps evaluate your stock picks.

Customized alerts and watch lists carry across platforms—online and mobile.

Fidelity service advantage

Fidelity's commitment to execution quality, including our 1-Second Execution Guarantee2

24/7 access to experienced investment/trading consultants

Over 150 Investor Centers

Annual account fee None
Commissions and fees

$7.95 commissions on all online U.S. equity and options trades, lower than Schwab, TD Ameritrade, and E*Trade3

View commission details.

Margin rates

Competitive rates as low as 3.75%

Rated 4.2 out of 5 by 645 reviewers.
Rated 5 out of 5 by Pefection I tried many other brokerage firms and have found Fidelity to be the best. Gotta love the low commissions, lots of research, cash management account with ATM fee reimbursement, 24/7 live person availability, and credit cards that pay 2% back. Bravo Fidelity. Bravo. January 10, 2015
Rated 5 out of 5 by Outstanding Although having a Fidelity account for many years, I recently opened a trading account and am very happy for doing so. The convenience of transferring money, transferring other funds and making trades has impressed me very much. The ease of use with the website, the convenience and ease to navigate is wonderful. The website is great for viewing my accounts. I've very happy to be using Fidelity. I've also used the phone technical people and they have always been fantastic, super cooperative, informative, patient, etc. I've told numerous family members and friends about the great service, if they choose to use these types of accounts. January 5, 2015
Rated 5 out of 5 by Great customer service The Fidelity website is very functional and user friendly. The guidance I received from my account executive was excellent. No pressure or over selling. All aspects of my Fidelity experience are exemplary. August 6, 2014
Rated 5 out of 5 by Grateful for Fidelity I can't remember, exactly, when I first created an alliance with Fidelity; it's been that long (I'm now 82). I've been advised by ao many of Fidelity's splendid associates, always to my satisfaction. It's an organization rooted in efficiency; I've never had a complaint with any of those assigned to my account. My Fidelity account supports me now, as it has for decades. I'm a grateful customer. March 22, 2013
Rated 5 out of 5 by secure and reliable Very satisfied with your services. Prior to joining Fidelity, I compared you with your competition, and you were the clear-cut winner. Execution of trades are fast, your system keeps me informed of the status, independent stock research thru several well-known providers is available, and information on earnings and dividend, etc. are available on a daily basis. No complaints on your accounting system---statements are available when I want them, and I always reconcile my dividends and never had a problem. Your customer service department has been contacted by me several times, and they have always been polite and helpful. My daughter recently changed jobs and I plan to talk to her about moving her 401k to Fidelity. March 20, 2013
Rated 5 out of 5 by Life should be so easy Working with my accounts at Fidelity is as easy as it gets. I really feel more secure in my investments becaaue of all of the tools Fidelity offers. I was a broker for 35 years and I wish I had the tools available to me that I get from Fidelity. Fast action on trades, instant reponse from my inquires -- really a great pleasure to work with Fidelity. March 18, 2013
Rated 5 out of 5 by excellent web site I have a number of different brokerage accounts, my fidelity account is by far the best. Web site fast, easy to navigate, and offers excellent research tools. May 31, 2012
Rated 5 out of 5 by Always Helpful The tools associated with a Fidelity Account are powerful and versatile. I also have called Fidelity on many occasions and have always found the representatives to be helpful and informative. In addition, we have a personal representative which is a valued relationship for us. May 26, 2012
Rated 5 out of 5 by ease of use Your organisation is all one can wish for. Easy to navigate the site and prompt and knowledgeable support. I will and have recommended Fidelity to others. You were referred to me by a close friend and it's clear. April 20, 2015
Rated 5 out of 5 by saving opportunity Fidelity is helping me with my investment and savings. Customer service is always helpful. Transferring funds between banks is also easy and secure. April 17, 2015
Rated 5 out of 5 by Absolutely Necessary I manage my own investments in retirement. My Fidelity brokerage account has enabled me to invest, beyond just mutual funds, into ETFs and individual stocks with the convenience on my laptop or mobile phone. All of my pertinent investment data is available online. I can do immediate research on the website and if I need help their professional staff is a phone call away. April 15, 2015
Rated 5 out of 5 by I feel very comfortable with fidelity very helpful with information.always treated with respect at fidelity locations. April 14, 2015
Rated 5 out of 5 by Customer Focused I converted my company accounts over to a personal account and the process was handled by Fidelity with such ease. Wonderful service. April 14, 2015
Rated 5 out of 5 by Top Notch My wife and I use Fidelity for all our financial needs. We've been customers over 10 years for several reasons. 1) top notch customer support; 2) huge universe of stocks, bonds and mutual funds to choose from; 3) outstanding website and tools for PC and smartphone. April 14, 2015
Rated 1 out of 5 by Goodbye Fidelity I have been a Fidelity customer for eight years. I am now moving my > 160k account to another online broker as Fidelity will not allow me to trade options within my Roth IRA in any form. I have requested to trade options with Fidelity on several occasions over the eight years I have been with them and have been denied each time with no explanation. If you decide to open an account with Fidelity make certain you have access to the trading features you require, or will require in the future, before funding your account, that being said, shop around as there are less expensive online brokers out there, start with any of the brokers Fidelity DOES NOT compare themselves to. April 8, 2015
Rated 4 out of 5 by Convenient Convenient and reliable platform with easy to navigate functions. April 7, 2015
Rated 4 out of 5 by So Far, I am satisfied Not certain how to answer this review. I guess you could say I am satisfied. April 6, 2015
Rated 5 out of 5 by Account review This review applies to all six of the accounts that I own or control. I like the amount of research material that can be accessed through this account. April 6, 2015
Rated 5 out of 5 by SECURE and reliable Great customer service and fast with transactions . Phone service is prompt and the representative is always courteous April 6, 2015
Rated 5 out of 5 by Initial review I am a relatively new client of Fidelity and therefore have only limited experience with my account. However, I am very pleased with the online trade transactions, report contents, and research tools. I have not used the Fidelity advisors, so cannot comment on their services. April 6, 2015
Rated 4 out of 5 by Good Fidelity provides some unique capabilities that I can not find elsewhere but also falls short on some mutual fund offerings I am looking for. April 6, 2015
Rated 5 out of 5 by Easily Accessible I'm very happy with the ease of accessibility to my account information. April 6, 2015
Rated 5 out of 5 by Satisfied Customer I have enjoyed my Fidelity financial relationship since I switched four years ago. Easy to use, great service when you need it and OK prices. March 30, 2015
Rated 5 out of 5 by Secure and user friendly To date I have found the people that deal with my account knowledgeable and caring about my financial needs. They listen to me instead of trying sell me something I don't need. March 30, 2015
Rated 4 out of 5 by Research and Investment My experience in buying and selling has been great, as I'm a 6-month beginner. News seems just a little behind on mergers, as sticks are rising quickly by the time I see it on site. Also, in selling shares, I have to look two places to compare acquire price to sell price. But, having fun and love user friendly! March 30, 2015
Rated 4 out of 5 by Math The customer reps are great and helpful. The accuracy of desktop ATP system being in sync with online is very bad. The online 'performance' feature is absolutely silly and NOT up to date or even close to being accurate. March 30, 2015
Rated 4 out of 5 by Excellent Service, good value I would have rated "convenience" 5 stars if the Windows Phone mobile app had Bill Pay and Mobile Check Deposit, like the Apple and Android phone apps. It appears that Fidelity has no update for the Windows Phone app, and this hobbles "convenience" immensely. I have to borrow another's iPhone to deposit a physical check. In all other respects I'm very pleased with Fidelity's wide scope of services. March 30, 2015
Rated 5 out of 5 by A pleasure David was professional and informative in our recent appointment. This is a scary time for most retirees but he put us at ease very quickly. We look forward to financial security with Fidelity. March 24, 2015
Rated 4 out of 5 by flexible Great online account but unable to deposit cash and was unable to purchase an EFT because it was not supported by Fedelity. Other than a few minor issues the account has been very flexible and helped me to learn a great deal about investing. March 24, 2015
Rated 5 out of 5 by easy trading My experience using fidelity is a wonderful one. I am not an expert at trading but by using fidelity they make is very easy. There trades are executed at the push of a button and they have great research tools. I would definitely recommend them to a friend or relative. March 24, 2015
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More information

Free commission offer applies to online purchases of Fidelity ETFs and select iShares ETFs in a Fidelity brokerage account. Fidelity accounts may require minimum balances. The sale of ETFs is subject to an activity assessment fee (of between $0.01 to $0.03 per $1,000 of principal). iShares ETFs and Fidelity ETFs are subject to a short-term trading fee by Fidelity if held less than 30 days.

$7.95 trading commission applies to online purchases of U.S. equities in a Fidelity brokerage account with a minimum opening balance of $2,500 for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (of between $0.01 to $0.03 per $1000 of principal) by Fidelity. Other conditions may apply. See Fidelity.com/commissions for details.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

1. A brokerage account is required to access free research. $2500 minimum applies.
2. Fidelity will waive the commission charge on eligible stock trades not executed within one second. Offer limited to market orders between 1 and 1000 shares to buy, sell, or buy to cover stocks listed in the S&P 500® Index. Orders must be entered between 9:45 a.m. and 3:59 p.m. ET on a day when the equity markets are open and times will be adjusted when the markets open late/close early. Execution speed is calculated from the time Fidelity accepts the order to the time of execution reported to Fidelity by the executing market center. Eligible orders can be entered on Fidelity.com, Fidelity Active Trader Pro®, FAST®, wireless devices, or through a Fidelity representative. Short sales, extended hours orders, directed trade orders, and certain other orders excluded. Certain market and systems conditions may impact qualification for this guarantee. Fidelity reserves the right to restrict or revoke this offer at any time.
3. Commission comparison based upon published website commission schedules, as of 2/1/2013, for E*Trade, Schwab, and TD Ameritrade for online U.S. equity trades and for less than 1500 trades per quarter. For E*Trade: $9.99 per trade for 0-149, $7.99 per trade for 150 to 1,499 and $6.99 per trade for 1,500 or more trades per quarter. For Schwab: $8.95 for up to 999,999 shares per trade, though orders of 10,000 or more shares or greater than $500,000 may be eligible for special pricing. For TD Ameritrade: $9.99 per market or limit order trade for an unlimited amount of shares.

System availability and response times may be subject to market conditions.

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.

In order to short sell at Fidelity, you must have a margin account. Short selling and margin trading entail greater risk, including but not limited to risk of unlimited losses and incurrence of margin interest debt, and are not suitable for all investors. Please assess your financial circumstances and risk tolerance prior to short selling or trading on margin. Margin trading is extended by National Financial Services, Member NYSE/SIPC, a Fidelity Investments company.

For iShares ETFs, Fidelity receives compensation from the ETF sponsor and/or its affiliates in connection with an exclusive, long-term marketing program that includes promotion of iShares ETFs and inclusion of iShares funds in certain FBS platforms and investment programs. Additional information about the sources, amounts, and terms of compensation is described in the ETF’s prospectus and related documents. Fidelity may add or waive commissions on ETFs without prior notice. BlackRock and iShares are registered trademarks of BlackRock, Inc. and its affiliates.

Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Prior to trading options, please read Characteristics and Risks of Standardized Options, and call 800-343-3548 to be approved for options trading.  Supporting documentation for any claims, if applicable, will be furnished upon request.

The initial customer ratings and reviews for this product (those dated before 6/21/2012) were provided to Fidelity through an email solicitation for feedback on the product. All ratings and reviews are provided to Fidelity on a voluntarily basis and are screened in accordance with the guidelines set forth in our Customer Ratings and Reviews Terms of Use. For additional information on which ratings and reviews may be posted, please refer to our Customer Ratings and Review Terms of Use. Featured Reviews have been selected based on subjective criteria and reviewed by Fidelity Investments. The average rating is determined by calculating the mathematical average of all ratings that are approved for posting per the Customer Ratings and Reviews Terms of use and does not include any ratings that did not meet the guidelines and were therefore not posted. Ratings and reviews are added continuously to the website (after a delay for screening against guidelines) and average ratings are updated dynamically as reviews are added or removed.
The ratings and experience of customers may not be representative of the experiences of all customers or investors and is not indicative of future success. The accuracy of information included in the customer ratings and reviews cannot be guaranteed by Fidelity Investments. Customers who post ratings may be responsible for disclosing whether they have a financial interest or conflict in submitting a rating and review.
Please contact a Fidelity representative if you have additional questions or concerns about the ratings and reviews posted here.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.