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The Fidelity Account®

This full-featured, low-cost brokerage account can meet your needs as you grow as an investor.

Reasons to consider The Fidelity Account

  • Wide range of investment choices
  • $7.95 per online U.S. equity trade—unlimited shares, unlimited trades
  • Free, independent research from 20+ providers

Get started now

Investment choices

Stocks: domestic and international

ETFs, including 70 from iShares® and 14 from Fidelity, available to buy commission-free online

Options: equity, ETF, and index; includes weekly expirations

Mutual funds: 1,400+ no-load funds from Fidelity and other fund companies

Bonds and CDs: 30,000+ investment-grade bonds and other fixed income securities

Precious metals: gold, silver, platinum, and palladium

View details on investment choices.

Account features

Margin borrowing for leverage and short-selling strategies

International investing in 25 markets and 16 currencies

Extended-hours trading, before and after market hours

Cash management tools and services for quicker access to your money

Comprehensive tools

Powerful trading website puts you in control.

Mobile trading applications help you keep up with the market and your portfolio.

Advanced tools for Active Traders provide streaming market data and enhanced trading capability.

Research and monitoring

Free, independent research 1 from 20+ providers helps you uncover opportunities, generate ideas, and analyze trends.

A single, accuracy-weighted score helps evaluate your stock picks.

Customized alerts and watch lists carry across platforms—online and mobile.

Fidelity service advantage

Fidelity's commitment to execution quality, including our 1-Second Execution Guarantee2

24/7 access to experienced investment/trading consultants

Over 150 Investor Centers

Annual account fee None
Commissions and fees

$7.95 commissions on all online U.S. equity and options trades, lower than Schwab, TD Ameritrade, and E*Trade3

View commission details.

Margin rates

Competitive rates as low as 3.75%

Rated 4.2 out of 5 by 700 reviewers.
Rated 5 out of 5 by Pefection I tried many other brokerage firms and have found Fidelity to be the best. Gotta love the low commissions, lots of research, cash management account with ATM fee reimbursement, 24/7 live person availability, and credit cards that pay 2% back. Bravo Fidelity. Bravo. January 10, 2015
Rated 5 out of 5 by Outstanding Although having a Fidelity account for many years, I recently opened a trading account and am very happy for doing so. The convenience of transferring money, transferring other funds and making trades has impressed me very much. The ease of use with the website, the convenience and ease to navigate is wonderful. The website is great for viewing my accounts. I've very happy to be using Fidelity. I've also used the phone technical people and they have always been fantastic, super cooperative, informative, patient, etc. I've told numerous family members and friends about the great service, if they choose to use these types of accounts. January 5, 2015
Rated 5 out of 5 by Great customer service The Fidelity website is very functional and user friendly. The guidance I received from my account executive was excellent. No pressure or over selling. All aspects of my Fidelity experience are exemplary. August 6, 2014
Rated 5 out of 5 by Grateful for Fidelity I can't remember, exactly, when I first created an alliance with Fidelity; it's been that long (I'm now 82). I've been advised by ao many of Fidelity's splendid associates, always to my satisfaction. It's an organization rooted in efficiency; I've never had a complaint with any of those assigned to my account. My Fidelity account supports me now, as it has for decades. I'm a grateful customer. March 22, 2013
Rated 5 out of 5 by secure and reliable Very satisfied with your services. Prior to joining Fidelity, I compared you with your competition, and you were the clear-cut winner. Execution of trades are fast, your system keeps me informed of the status, independent stock research thru several well-known providers is available, and information on earnings and dividend, etc. are available on a daily basis. No complaints on your accounting system---statements are available when I want them, and I always reconcile my dividends and never had a problem. Your customer service department has been contacted by me several times, and they have always been polite and helpful. My daughter recently changed jobs and I plan to talk to her about moving her 401k to Fidelity. March 20, 2013
Rated 5 out of 5 by Life should be so easy Working with my accounts at Fidelity is as easy as it gets. I really feel more secure in my investments becaaue of all of the tools Fidelity offers. I was a broker for 35 years and I wish I had the tools available to me that I get from Fidelity. Fast action on trades, instant reponse from my inquires -- really a great pleasure to work with Fidelity. March 18, 2013
Rated 5 out of 5 by excellent web site I have a number of different brokerage accounts, my fidelity account is by far the best. Web site fast, easy to navigate, and offers excellent research tools. May 31, 2012
Rated 5 out of 5 by Always Helpful The tools associated with a Fidelity Account are powerful and versatile. I also have called Fidelity on many occasions and have always found the representatives to be helpful and informative. In addition, we have a personal representative which is a valued relationship for us. May 26, 2012
Rated 5 out of 5 by A long-lived customer. Not previously aware, I stumbled on this review. I've had Fidelity account since 1985 and been authorized trader on a number of interested party accounts since 1990's. Obviously, as long as you keep pushing envelope on improving platform and services, I'll remain a loyal customer. Hope you appreciate my decades long business of bringing additional clients on board, including heavy use of margin for win-win for you and me. July 1, 2015
Rated 5 out of 5 by WT Very pleased with all interactions I've had. Easy to work with June 23, 2015
Rated 5 out of 5 by CDL No problems - Helpful - Provides assistance when requested June 22, 2015
Rated 5 out of 5 by Security Suggestion Could Security Sign-In to the account be enhanced by having client sign-in be a "two stage process"?, The client would review a previously agreed upon security screen provided by Fidelity that pops up and displays client selected information between the username and the password to ensure security information on file has not been revised without client authorization before entering password. June 22, 2015
Rated 3 out of 5 by could be better love the customer service. wish it was more user friendly June 22, 2015
Rated 4 out of 5 by Need breakdown on trades Need record of past trades in reference to % gains..for each trade then an ongoing rate of return to date...similar to 401K. June 22, 2015
Rated 5 out of 5 by Very Satisfied Intuitive UI and quick to access information such as performance and positions June 22, 2015
Rated 5 out of 5 by No sweat with Fidelity! Excellent services from well qualified, organized and resourceful people. Have been with Fidelity for twelve years and have no regrets. Not having to hassle with buy/sell Brokers and Stock Market gyrations leave me with peace of mind and restful nights of sleep. June 16, 2015
Rated 5 out of 5 by Fidelity Makes it easy Everything about my Fidelity account is easy to use. The amount of analytics available is immense and provides enough information to make educated investing decisions for every level of investor. June 15, 2015
Rated 4 out of 5 by Safe & secure Love the mobile app. Big fan of fidelity. Setting up auto investment can be a little tricky. June 15, 2015
Rated 4 out of 5 by Feedback Enjoying my investment with Fidelity in customer service and the way my portfolio established. Stephanie has been a good communicator on various issues and when I have questions she is prompt in responding. June 14, 2015
Rated 5 out of 5 by Retirement account Excellent flexibility. Easy RMD execution. Invest in stocks, funds, CDs, Preferred stock, ect. Have made QCDs easily. Your offer to automate the RMD is not attractive to me. I prefer to handle it myself for timing flexibility. I have other IRAs and have to manage them as one. June 12, 2015
Rated 5 out of 5 by well done Review and advice is done well. recent visit was handled well. June 9, 2015
Rated 4 out of 5 by new account This is a new a/c for me (so I couldn't provide highest rating) but I can say so far customer service has been superb. I'm fussy about personal set up options and found all I wanted to be available. June 8, 2015
Rated 5 out of 5 by Secure and reliable The communications are frequent, clear and concise. The platform is organized well, and the information regarding account values, transactions, etc. is accurate, and up to date. The support is excellent. June 8, 2015
Rated 5 out of 5 by Secure Scariest part is making the jump. Fidelity made the process easier. June 2, 2015
Rated 5 out of 5 by Safe and trustworthy I am a new customer and am very pleased with my financial advisor and all his help with my investments June 1, 2015
Rated 4 out of 5 by Investing skills practice for over 60 investors Now over 60 taking the time to learn investing skills creates a lot of late life opportunities applying my finance degree and lessons earned over 40 plus years managing businesses in corporate America. June 1, 2015
Rated 5 out of 5 by My experience with Fidelty Although I have established new relationship with Fidelity just a few days ago, previously I had experience for many years in starting my company's employee's 401-K plan as well my own account with Fidelity. This was some 20 years ago. My previous broker has now adjusted their information systems so that they do not meet my requirements and I am happy to find that Fidelity's do and far exceeds what I previously had. May 29, 2015
Rated 4 out of 5 by Secure & reliable I have always received answers as I need them and everyone is very helpful and courteous. I would recommend your services to everyone. May 26, 2015
Rated 5 out of 5 by Glad to be w/Fidelity I feel somewhat foolish having my investments in a large fee intense brokerage house. I've moved everything to Fidelity and so far I coouldn't be happier. May 26, 2015
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More information

Free commission offer applies to online purchases of Fidelity ETFs and select iShares ETFs in a Fidelity brokerage account. Fidelity accounts may require minimum balances. The sale of ETFs is subject to an activity assessment fee (of between $0.01 to $0.03 per $1,000 of principal). iShares ETFs and Fidelity ETFs are subject to a short-term trading fee by Fidelity if held less than 30 days.

$7.95 trading commission applies to online purchases of U.S. equities in a Fidelity brokerage account with a minimum opening balance of $2,500 for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (of between $0.01 to $0.03 per $1000 of principal) by Fidelity. Other conditions may apply. See Fidelity.com/commissions for details.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

1. A brokerage account is required to access free research. $2500 minimum applies.
2. Fidelity will waive the commission charge on eligible stock trades not executed within one second. Offer limited to market orders between 1 and 1000 shares to buy, sell, or buy to cover stocks listed in the S&P 500® Index. Orders must be entered between 9:45 a.m. and 3:59 p.m. ET on a day when the equity markets are open and times will be adjusted when the markets open late/close early. Execution speed is calculated from the time Fidelity accepts the order to the time of execution reported to Fidelity by the executing market center. Eligible orders can be entered on Fidelity.com, Fidelity Active Trader Pro®, FAST®, wireless devices, or through a Fidelity representative. Short sales, extended hours orders, directed trade orders, and certain other orders excluded. Certain market and systems conditions may impact qualification for this guarantee. Fidelity reserves the right to restrict or revoke this offer at any time.
3. Commission comparison based upon published website commission schedules, as of 2/1/2013, for E*Trade, Schwab, and TD Ameritrade for online U.S. equity trades and for less than 1500 trades per quarter. For E*Trade: $9.99 per trade for 0-149, $7.99 per trade for 150 to 1,499 and $6.99 per trade for 1,500 or more trades per quarter. For Schwab: $8.95 for up to 999,999 shares per trade, though orders of 10,000 or more shares or greater than $500,000 may be eligible for special pricing. For TD Ameritrade: $9.99 per market or limit order trade for an unlimited amount of shares.

System availability and response times may be subject to market conditions.

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.

In order to short sell at Fidelity, you must have a margin account. Short selling and margin trading entail greater risk, including but not limited to risk of unlimited losses and incurrence of margin interest debt, and are not suitable for all investors. Please assess your financial circumstances and risk tolerance prior to short selling or trading on margin. Margin trading is extended by National Financial Services, Member NYSE/SIPC, a Fidelity Investments company.

For iShares ETFs, Fidelity receives compensation from the ETF sponsor and/or its affiliates in connection with an exclusive, long-term marketing program that includes promotion of iShares ETFs and inclusion of iShares funds in certain FBS platforms and investment programs. Additional information about the sources, amounts, and terms of compensation is described in the ETF’s prospectus and related documents. Fidelity may add or waive commissions on ETFs without prior notice. BlackRock and iShares are registered trademarks of BlackRock, Inc. and its affiliates.

Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Prior to trading options, please read Characteristics and Risks of Standardized Options, and call 800-343-3548 to be approved for options trading.  Supporting documentation for any claims, if applicable, will be furnished upon request.

The initial customer ratings and reviews for this product (those dated before 6/21/2012) were provided to Fidelity through an email solicitation for feedback on the product. All ratings and reviews are provided to Fidelity on a voluntarily basis and are screened in accordance with the guidelines set forth in our Customer Ratings and Reviews Terms of Use. For additional information on which ratings and reviews may be posted, please refer to our Customer Ratings and Review Terms of Use. Featured Reviews have been selected based on subjective criteria and reviewed by Fidelity Investments. The average rating is determined by calculating the mathematical average of all ratings that are approved for posting per the Customer Ratings and Reviews Terms of use and does not include any ratings that did not meet the guidelines and were therefore not posted. Ratings and reviews are added continuously to the website (after a delay for screening against guidelines) and average ratings are updated dynamically as reviews are added or removed.
The ratings and experience of customers may not be representative of the experiences of all customers or investors and is not indicative of future success. The accuracy of information included in the customer ratings and reviews cannot be guaranteed by Fidelity Investments. Customers who post ratings may be responsible for disclosing whether they have a financial interest or conflict in submitting a rating and review.
Please contact a Fidelity representative if you have additional questions or concerns about the ratings and reviews posted here.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.