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The Fidelity Account®

This full-featured, low-cost brokerage account can meet your needs as you grow as an investor.

Reasons to consider The Fidelity Account

  • Wide range of investment choices
  • $7.95 per online U.S. equity trade—unlimited shares, unlimited trades
  • Free, independent research from 20+ providers

Get started now

Investment choices

Stocks: domestic and international

ETFs, including 70 from iShares® and 14 from Fidelity, available to buy commission-free online

Options: equity, ETF, and index; includes weekly expirations

Mutual funds: 1,400+ no-load funds from Fidelity and other fund companies

Bonds and CDs: 30,000+ investment-grade bonds and other fixed income securities

Precious metals: gold, silver, platinum, and palladium

View details on investment choices

Account features

Margin borrowing for leverage and short-selling strategies

International investing in 25 markets and 16 currencies

Extended-hours trading, before and after market hours

Cash management tools and services for quicker access to your money

Comprehensive tools

Powerful trading website puts you in control.

Mobile trading applications help you keep up with the market and your portfolio.

Advanced tools for Active Traders provide streaming market data and enhanced trading capability.

Research and monitoring

Free, independent research 1 from 20+ providers helps you uncover opportunities, generate ideas, and analyze trends.

A single, accuracy-weighted score helps evaluate your stock picks.

Customized alerts and watch lists carry across platforms—online and mobile.

Fidelity service advantage

Fidelity's commitment to execution quality, including our 1-Second Execution Guarantee2

24/7 access to experienced investment/trading consultants

Over 150 Investor Centers

Annual account fee None
Commissions and fees

$7.95 commissions on all online U.S. equity and options trades, lower than Schwab, TD Ameritrade, and E*Trade3

View commission details.

Margin rates

Competitive rates as low as 3.75%

Rated 4.2 out of 5 by 803 reviewers.
Rated 5 out of 5 by Pefection I tried many other brokerage firms and have found Fidelity to be the best. Gotta love the low commissions, lots of research, cash management account with ATM fee reimbursement, 24/7 live person availability, and credit cards that pay 2% back. Bravo Fidelity. Bravo. January 10, 2015
Rated 5 out of 5 by Outstanding Although having a Fidelity account for many years, I recently opened a trading account and am very happy for doing so. The convenience of transferring money, transferring other funds and making trades has impressed me very much. The ease of use with the website, the convenience and ease to navigate is wonderful. The website is great for viewing my accounts. I've very happy to be using Fidelity. I've also used the phone technical people and they have always been fantastic, super cooperative, informative, patient, etc. I've told numerous family members and friends about the great service, if they choose to use these types of accounts. January 5, 2015
Rated 5 out of 5 by Great customer service The Fidelity website is very functional and user friendly. The guidance I received from my account executive was excellent. No pressure or over selling. All aspects of my Fidelity experience are exemplary. August 6, 2014
Rated 5 out of 5 by Grateful for Fidelity I can't remember, exactly, when I first created an alliance with Fidelity; it's been that long (I'm now 82). I've been advised by ao many of Fidelity's splendid associates, always to my satisfaction. It's an organization rooted in efficiency; I've never had a complaint with any of those assigned to my account. My Fidelity account supports me now, as it has for decades. I'm a grateful customer. March 22, 2013
Rated 5 out of 5 by secure and reliable Very satisfied with your services. Prior to joining Fidelity, I compared you with your competition, and you were the clear-cut winner. Execution of trades are fast, your system keeps me informed of the status, independent stock research thru several well-known providers is available, and information on earnings and dividend, etc. are available on a daily basis. No complaints on your accounting system---statements are available when I want them, and I always reconcile my dividends and never had a problem. Your customer service department has been contacted by me several times, and they have always been polite and helpful. My daughter recently changed jobs and I plan to talk to her about moving her 401k to Fidelity. March 20, 2013
Rated 5 out of 5 by Life should be so easy Working with my accounts at Fidelity is as easy as it gets. I really feel more secure in my investments becaaue of all of the tools Fidelity offers. I was a broker for 35 years and I wish I had the tools available to me that I get from Fidelity. Fast action on trades, instant reponse from my inquires -- really a great pleasure to work with Fidelity. March 18, 2013
Rated 5 out of 5 by excellent web site I have a number of different brokerage accounts, my fidelity account is by far the best. Web site fast, easy to navigate, and offers excellent research tools. May 31, 2012
Rated 5 out of 5 by Always Helpful The tools associated with a Fidelity Account are powerful and versatile. I also have called Fidelity on many occasions and have always found the representatives to be helpful and informative. In addition, we have a personal representative which is a valued relationship for us. May 26, 2012
Rated 4 out of 5 by good but missing a simple thing FOR some reason, CASH in my accounts is 'hidden/buried' on internal pages. It should be on the very first page so I know both what I can invest immediately and how much I might need to sell if my cash is not high enough to cover needed expenses expected soon November 22, 2015
Rated 5 out of 5 by Local and convenient The Fidelity office is only 20 minutes from home when needed. The representatives are friendly, helpful and responsive when I call or email. I liked the Classic on-line statement much more than the current one but now that Classic isn't an option, I am trying to get comfortable with the new format. November 22, 2015
Rated 4 out of 5 by Good Investment Service I have been using Fidelity to invest for a year or so now - mainly because they also manage my pension. I have found them to be efficient, and the website is very simple to use. Overall, I am very happy with the advice and the service... November 22, 2015
Rated 5 out of 5 by Great service I am not real familiar with investing terminology and details of my account positions, but every time I have called with questions or for assistance Fidelity people have been very helpful. I'd like to see another layer of security during login--such as routine use of secret questions besides username and pw. November 22, 2015
Rated 5 out of 5 by Easy to use Fidelity makes it easy to consolidate my accounts. The rep was fantastic when I needed to consolidate from 2 separate providers. Walked me thru all the steps and was patient. Online research is great for the do it yourself investor. November 17, 2015
Rated 4 out of 5 by helpful The Fidelity Account is a helpful and convenient way in which to review all your holdings. November 16, 2015
Rated 5 out of 5 by Satisfied customer I find the website fairly easy to navigate. I think I had some difficulty with the dashboard. I really have no complaints. November 16, 2015
Rated 5 out of 5 by Secure and reliable Service is world class, accuracy and speed of trades unmatched. November 16, 2015
Rated 4 out of 5 by processing account info efficently looking forward to end of year account tax information being promptly received November 12, 2015
Rated 4 out of 5 by Want to view Webinars without logging in I would love to view the online lunch-time webinars. However, I don't want to sign in to my Fidelity account (with all my $$ investment info) while at work. So, to view lunch-time webinars, can I sign in to a "different layer of membership" that will not reveal all my financial info? November 11, 2015
Rated 4 out of 5 by on-line ease of use Screens are not easy used to be easy to concentrate on one screen ira / stock / checking. once one is signed into the account that you want to waork with all other info should disap[pear from scrren, when dealing with stock should be easy to ge to o[ption chains and then trades and back to ac listing November 10, 2015
Rated 5 out of 5 by Very satisfied secure and reliable Whenever I called Fidelity someone was there to answer my questions and gave me a reliable answer. Fidelity's web tools and resources in finance are immense. November 9, 2015
Rated 4 out of 5 by Standard Pretty standard brokerage account. It would be a lot better if they provided the free webinars during off hours and weekends rather than in the middle of a work day though. Can't access my account to watch the webinars during work hours. November 9, 2015
Rated 1 out of 5 by Brokerage Account My brokerage account was frozen with no apparent reason. People at Towson office are not responding. November 9, 2015
Rated 4 out of 5 by 800 Numbers ~ Service I have not yet been successful in reaching anyone after calling different (any) Fidelity 800 Numbers. I just do without the answers! Not good. November 9, 2015
Rated 5 out of 5 by Secure So far I'm happy with my account. I'm still learning and have a lot more to learn. Representatives are always really helpful when I call. November 9, 2015
Rated 4 out of 5 by ? Not quite as impressed this past year as I have been in the past. November 9, 2015
Rated 5 out of 5 by Helpfus & secure I usually find what I need on the site without having to call Fidelity November 9, 2015
Rated 5 out of 5 by Meeting expectations My account manager has been totally supportive, informative and available after a death in the family which required changing strategies. The transition was seamless. Thank you. November 9, 2015
Rated 5 out of 5 by Great customer service I had always heard good things about Fidelity and online trading in general. I had used a broker for many years and it has taken me this long to realize that I have been wasting time and money on paying commissions and/or not making a trade because I was avoiding the high commissions. But what I didn't realize about Fidelity is that they have GREAT one-on-one customer service features as well --- investment advisors, classes, a local office, and everything one might need in order to become a better investor and be secure in retirement. Bravo! November 9, 2015
Rated 3 out of 5 by fidelity The new statements are really bad. They have many pages at the beginning with too much blank space. The worst part is they don't show by fund what the previous month value was so you can figure out which funds are doing well or poorly. You now have to dig out your previous month's statement to figure this out. Also you changed your website where it is impossible to see this information either. You just have graphs of how the fund does in general but not for my account dollar amounts. November 8, 2015
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More information

Free commission offer applies to online purchases of Fidelity ETFs and select iShares ETFs in a Fidelity brokerage account. Fidelity accounts may require minimum balances. The sale of ETFs is subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal). iShares ETFs and Fidelity ETFs are subject to a short-term trading fee by Fidelity if held less than 30 days.

$7.95 trading commission applies to online purchases of U.S. equities in a Fidelity brokerage account with a minimum opening balance of $2,500 for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (of between $0.01 to $0.03 per $1000 of principal) by Fidelity. Other conditions may apply. See Fidelity.com/commissions for details.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

1. A brokerage account is required to access free research. $2500 minimum applies.
2. Fidelity will waive the commission charge on eligible stock trades not executed within one second. Offer limited to market orders between 1 and 1000 shares to buy, sell, or buy to cover stocks listed in the S&P 500® Index. Orders must be entered between 9:45 a.m. and 3:59 p.m. ET on a day when the equity markets are open and times will be adjusted when the markets open late/close early. Execution speed is calculated from the time Fidelity accepts the order to the time of execution reported to Fidelity by the executing market center. Eligible orders can be entered on Fidelity.com, Fidelity Active Trader Pro®, FAST®, wireless devices, or through a Fidelity representative. Short sales, extended hours orders, directed trade orders, and certain other orders excluded. Certain market and systems conditions may impact qualification for this guarantee. Fidelity reserves the right to restrict or revoke this offer at any time.
3. Commission comparison based upon published website commission schedules, as of 2/1/2013, for E*Trade, Schwab, and TD Ameritrade for online U.S. equity trades and for less than 1500 trades per quarter. For E*Trade: $9.99 per trade for 0-149, $7.99 per trade for 150 to 1,499 and $6.99 per trade for 1,500 or more trades per quarter. For Schwab: $8.95 for up to 999,999 shares per trade, though orders of 10,000 or more shares or greater than $500,000 may be eligible for special pricing. For TD Ameritrade: $9.99 per market or limit order trade for an unlimited amount of shares.

System availability and response times may be subject to market conditions.

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.

In order to short sell at Fidelity, you must have a margin account. Short selling and margin trading entail greater risk, including but not limited to risk of unlimited losses and incurrence of margin interest debt, and are not suitable for all investors. Please assess your financial circumstances and risk tolerance prior to short selling or trading on margin. Margin trading is extended by National Financial Services, Member NYSE/SIPC, a Fidelity Investments company.

For iShares ETFs, Fidelity receives compensation from the ETF sponsor and/or its affiliates in connection with an exclusive, long-term marketing program that includes promotion of iShares ETFs and inclusion of iShares funds in certain FBS platforms and investment programs. Additional information about the sources, amounts, and terms of compensation is described in the ETF’s prospectus and related documents. Fidelity may add or waive commissions on ETFs without prior notice. BlackRock and iShares are registered trademarks of BlackRock, Inc. and its affiliates.

Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Prior to trading options, please read Characteristics and Risks of Standardized Options, and call 800-343-3548 to be approved for options trading.  Supporting documentation for any claims, if applicable, will be furnished upon request.

The initial customer ratings and reviews for this product (those dated before 6/21/2012) were provided to Fidelity through an email solicitation for feedback on the product. All ratings and reviews are provided to Fidelity on a voluntarily basis and are screened in accordance with the guidelines set forth in our Customer Ratings and Reviews Terms of Use. For additional information on which ratings and reviews may be posted, please refer to our Customer Ratings and Review Terms of Use. Featured Reviews have been selected based on subjective criteria and reviewed by Fidelity Investments. The average rating is determined by calculating the mathematical average of all ratings that are approved for posting per the Customer Ratings and Reviews Terms of use and does not include any ratings that did not meet the guidelines and were therefore not posted. Ratings and reviews are added continuously to the website (after a delay for screening against guidelines) and average ratings are updated dynamically as reviews are added or removed.
The ratings and experience of customers may not be representative of the experiences of all customers or investors and is not indicative of future success. The accuracy of information included in the customer ratings and reviews cannot be guaranteed by Fidelity Investments. Customers who post ratings may be responsible for disclosing whether they have a financial interest or conflict in submitting a rating and review.
Please contact a Fidelity representative if you have additional questions or concerns about the ratings and reviews posted here.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.