Introducing Fidelity Youth™
A free app1 that gives teens ages 13–17 the power to make their own money moves—while letting parents stay connected.
When you open an account and download the app— we’ll give your teen $50 to get started. Terms and conditions apply.

What's included
An app built for teens to make, manage, and invest their own money
A debit card with 5¢ back per use2—and no ATM fees in the US3
A teen-owned account with no subscription fees, account fees, or minimum balances4
Don't let their gift cards go to waste
With the new Fidelity Youth™ app, your teen can trade unused gift cards for cash they can save or invest. Learn how to get started.

The app that pays you back
Teens can earn money by completing lessons on the financial basics—plus, they get 5¢ per debit card use and $10 for each friend they refer.5 Unwanted gift cards can even be turned into cash to save or invest.
Spending and saving, leveled up
Teens get their own debit card and can practice good money habits by automating their savings and organizing money for their savings goals. It's also easy to request a money transfer from their parent.


Helping your teen’s cash work harder
Help your teen take the first steps on their financial journey. We take your teen’s uninvested cash and automatically put it into a money market fund that can now earn 5.00%.
Fidelity® Government Money Market Fund (SPAXX*) 7-day yield as of November 24, 2023; the yield may vary owing to market conditions.6
*The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate; therefore, you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Visit Fidelity.com for more recent performance.
Investing, just for teens
Teens are in the driver’s seat and can start investing in US stocks and Fidelity mutual funds with as little as $1. We also provide education so they can feel good about their investing choices.


Learning for parents and teens
Teens can learn how to spend, save, and invest responsibly with interactive lessons, videos, and more. And educational content just for parents can help guide important money conversations at home.
Safe and sound
Parents can view their teen's trades and transactions in the Fidelity Youth™ app and get notified of account activity. Plus, your teen's account is secured with the Fidelity Customer Protection Guarantee.
