An account where teens can learn to save, spend, and invest
No account fees or minimums to open1
No subscription fees, account fees, minimum balances, or domestic ATM fees.
Secure parental oversight
Get insight into what your teen's doing on the secure Fidelity Mobile® App every step of the way.
Saving and investing
Give your teen hands-on experience investing—starting with as little as $1 with fractional shares.
Financial education
A tailored curriculum to give teens the financial foundation they need.

Special offer
For a limited time, when you open a Fidelity® Youth Account we'll put $50 into your teen’s account once they activate it. Terms and conditions apply.
Stack up the savings
With no account fees or minimums,1 the Fidelity® Youth Account can save your teen as much as $300 in just 5 years (based on a $5 monthly subscription over the course of 3 years)—that’s money they could be investing. And with the included Fidelity Debit Card, your teen can begin learning healthy spending habits with an account that they own.
Fidelity Youth Account | Greenlight | Acorns | GoHenry | |
---|---|---|---|---|
Subscription fees* | None | $4.99/month | $5.00/month | $4.99/month |
Can teens invest?+ | Yes, with no monthly fees | Yes, with no monthly fees | No, teen investing not supported | No, teen investing not supported |
ATM fees‡ | No ATM fees2 | Greenlight charges no ATM fees, though the bank owner may | 55,000 fee-free ATMs within the AllPoint Network in the US & abroad | $1.50 domestic & international ATM fees |
Teen-owned debit card§ | Yes, free | Yes, included with subscription fee | No | Yes, included with subscription fee |
Transfer money to teen's account | Yes, free | Yes, included with subscription fee | Yes | Yes, included with subscription fee |
Chart above compares certain fees and features of offerings in the teen/young investor space. Before choosing a particular account, you should carefully review each offering and determine which offering is appropriate for you and your teen. Comparison is based on publicly available information on each product’s respective website. See below for additional details.
Plant the seeds of investing early
With the Fidelity® Youth Account, you can get your teen investing for as little as $1, building towards returns later in life for things like saving for a home or paying off student debt, helping them learn about the risks and rewards of investing now, setting them up better for the future.
Investing account
FDIC-insured savings account
Chart is a hypothetical comparison. Investing involves risk of loss and performance is not guaranteed.

IN-APP
Financial literacy for teens
We’ve created a library of educational content to help teens get smarter about the topics of saving, spending, and investing, making them feel empowered to make good financial decisions.
Teens with a Youth Account can find our Youth Learning Center in the app—or visit our Teens and money page.

LEARNING CENTER
Talking to your kids about money
It's not always easy to talk about money—even with family. So we've created a series of articles that can help facilitate money conversations with kids.

WEBCAST
Getting a head start: Investing for teens & parents
Designed to help teens develop good money habits, this webinar provides parents and teens with the fundamentals needed to get an early start in investing. Learn about topics like how age can be an advantage when it comes to compounding, the different types of investments available today, and how saving and investing can work together to help teens achieve their money goals.

Ongoing parental oversight
When you open an account for your teen you can:
- Review activity online, and through monthly statements and trade confirmations
- Get alerts to see trades and transactions
- Close the account or cancel the debit card at any time
At age 18, your teen's account will be transitioned to a retail brokerage account at no additional cost.
Open your account
1. Open an account for your teen
- Existing Fidelity customer? Open a Fidelity® Youth Account for your teen
- New to Fidelity? Open a Fidelity® Youth Account and The Fidelity Account for yourself at the same time.
2. Have your teen complete the account setup
- Download the Fidelity Mobile® App
- Create a username & password and login
- $50 is deposited into your teen’s account
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