Investment-Only Retirement Accounts for Small Business
An Investment-Only Retirement Account is also known as the Fidelity Non-Prototype Account. This brokerage account is for small businesses that have qualified plans for which they would like to expand the investment options to include offerings from Fidelity.
|May be appropriate for||
Small businesses or self-employed individuals with qualified plans, for which they wish to use Fidelity as an investment provider only
The retirement plan administrator or trustee handles the plan's recordkeeping and tax reporting services.
Only plan trustees can request distributions from the account.
The plan trustee has full authority to transact on the account.
Limited trading authority may be given to participants or agents, such as third-party administrators.
Include a wide range of Fidelity and non-Fidelity mutual funds, stocks, bonds, ETFs, and FDIC-insured CDs
|Account opening and annual maintenance fees||
*There is no cost to open and no annual fee for Fidelity's Traditional, Roth, SEP, and Rollover IRAs. A $50 account close out fee may apply. Fund investments held in your account may be subject to management, low balance and short term trading fees, as described in the offering materials. For all securities, see the Fidelity commission schedule (PDF) for trading commission and transaction fee details.
$7.95 for online U.S. equity trades