Small-Business Retirement Plans
Get the advantages of retirement savings accounts with simplified plan management and specialized customer service—24 hours a day, 7 days a week*—for small-business owners and self-employed individuals.
Your retirement savings made easier
Self-Employed Contribution Calculator
Answer five quick questions to see how much you can contribute to your retirement plan.
Selecting a small business plan (1:10)
Watch this video to learn which plan may be right for your company.
Get guidance on retirement investing based on your stage of life.
Maintaining your plan
Fee Disclosure Information
Keep up to date on fee disclosure regulations for plan sponsors and plan participants.
Terminating your plan
Follow these guidelines to help ensure you're terminating your plan in accordance with IRS regulations.
There are no opening, closing or annual fees for Fidelity's Traditional, Roth, SEP, SIMPLE, and rollover IRAs. Fund investments held in your account may be subject to management and short-term trading fees, as described in the offering materials. For all securities, see the Fidelity commission schedule (PDF) for trading commission and transaction fee details.
Fidelity now offers the Fidelity ZERO Total Market Index Fund (FZROX), Fidelity ZERO International Index Fund (FZILX), Fidelity ZERO Large Cap Index Fund (FNILX), and Fidelity ZERO Extended Market Index Fund (FZIPX) available to individual retail investors who purchase their shares through a Fidelity brokerage account.