Small-Business Retirement Plans
Get the advantage of retirement savings accounts with no account fees or minimums to open. Small business owners and self-employed individuals will also get simplified plan management and specialized customer service—24 hours a day, 7 days a week.*
Your retirement savings made easier
This plan features tax deferral and tax-deductible employer contributions for self-employed individuals and small businesses.
Maintaining your plan
Understanding Form 5500
Learn more about filing Form 5500 for Defined Contribution Plans and Defined Benefit Plans.
Fee Disclosure Information
Keep up to date on fee disclosure regulations for plan sponsors and plan participants.
Terminating your plan
Follow these guidelines to help ensure you're terminating your plan in accordance with IRS regulations.
No account fees or minimums to open Fidelity retail IRA accounts. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs), and commissions, interest charges, and other expenses for transactions, may still apply. See Fidelity.com/commissions for further details.
Zero minimums generally apply to Fidelity share classes that previously required investment minimums of $10,000 or less and for stock and bond index fund classes that previously had minimums of up to $100 million. Some Fidelity mutual funds have minimum investment requirements. Other fees and expenses may apply to continued investment as described in the fund’s current prospectus. See the fund’s prospectus for details.