Small-Business Retirement Plans
Get the advantage of retirement savings accounts with no account fees or minimums to open. Small business owners and self-employed individuals will also get simplified plan management and specialized customer service—24 hours a day, 7 days a week.*
Your retirement savings made easier
Self-Employed Contribution Calculator
Answer five quick questions to see how much you can contribute to your retirement plan.
Selecting a small business plan (1:10)
Watch this video to learn which plan may be right for your company.
Get guidance on retirement investing based on your stage of life.
Maintaining your plan
Fee Disclosure Information
Keep up to date on fee disclosure regulations for plan sponsors and plan participants.
Terminating your plan
Follow these guidelines to help ensure you're terminating your plan in accordance with IRS regulations.
There are no opening, closing or annual fees for Fidelity's Traditional, Roth, SEP, SIMPLE, and rollover IRAs. Fund investments held in your account may be subject to management and short-term trading fees, as described in the offering materials. For all securities, see the Fidelity commission schedule (PDF) for trading commission and transaction fee details.
Zero minimums generally apply to Fidelity share classes that previously required investment minimums of $10k or less and for stock and bond index fund classes that previously had minimums of up to $100 million. Some Fidelity mutual funds have minimum investment requirements. Other fees and expenses may apply to continued investment as described in the fund’s current prospectus. See the fund’s prospectus for details.