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Custodial Account

Invest on behalf of a minor with a custodial account (also known as an UGMA or UTMA account, based on the Uniform Gifts/Transfers to Minors Acts). A custodial account at Fidelity is a brokerage account with comprehensive trading, mutual fund, and cash management features. Funds in a custodial account are irrevocable gifts and may only be used for the benefit of the minor.

Low-cost investing	No annual account fees, no trading fees for most Fidelity mutual funds, and online commissions on U.S. stock trades are $0.¹
Wide range of investment offerings	Stocks, bonds, and options, more than 10,000 Fidelity and non-Fidelity mutual funds, index and exchange-traded funds, among other offerings
Support	Access to knowledgeable representatives
Powerful research and tools	Free independent research from more than 20 providers Advanced trading platform and tools for Active Traders
Ease of use	Online access to the account so you can move money into the account Many easy ways to deposit money in the account, including transferring funds from a bank or another financial institution, using direct deposit, or check
Uninvested cash	Uninvested cash in your account is held in what is known as a core position. Think of your core position as a place where money is held before you invest it or distribute it from your account. For a custodial account, you may choose among many core positions: Fidelity Government Money Market Fund (SPAXX), a taxable money market mutual fund investing in U.S. Government Agency and Treasury debt, and related repurchase/reverse repurchase agreements. Intended for investors seeking as high a level of current income as is consistent with the preservation of capital and liquidity.² Fidelity Treasury Fund (FZFXX), a taxable money market mutual fund investing in U.S. Treasury securities and related repurchase agreements. Intended for investors seeking as high a level of current income as is consistent with the preservation of capital and liquidity.²

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Custodial Account

Custodial account features

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Mutual Funds and Mutual Fund Investing - Fidelity Investments

Custodial Account

Custodial account features

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