Transfer Your Assets-Investments to Fidelity

Important legal information about the email you will be sending. By using this service, you agree to input your real email address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an email. All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf. The subject line of the email you send will be "Fidelity.com: "

We make it easy to transfer all or part of an account—including individual stocks, bonds, mutual funds, and other security types—to Fidelity without needing to sell your holdings.^†

Start a transferLog In Required

Resume or track statusLog In Required of an existing transfer request.

	All or part of an investment account, including specific investments in-kind
	Retirement or health savings accounts, like IRAs and HSAs
	Liquidated annuities, CDs, or holdings from an investment account

	Cash from a checking or savings account Instead, use electronic funds transfer (EFT)Log In Required.
	A workplace savings account Instead, use our designated rollover process for 401(k)s or 403(b)s.

† There are some security types that Fidelity is unable to hold. If that's the case, you will need to liquidate those assets in order to move them to Fidelity.

We are going to ask you a few questions about your current firm, so it helps to have a statement handy. In some cases, you'll need to provide a statement to help with processing.

Estimated time: 7–10 minutes

Simply select the "Start a transfer" button at the top of this page. We'll quickly guide you through the important details we need to know, as well as your transfer preferences.

You'll need:

Current firm's name and account details
Additional ownership information, if multiple owners
Details on individual investments you're transferring

In some cases, your current firm may require you to mail in a signed transfer form. If so, we'll make it as convenient as possible by prefilling a PDF that you can simply print, sign, and mail.

You submit your transfer request to Fidelity.

We contact your current firm on your behalf.

After your current firm processes the request, they send your assets to Fidelity.

We deposit your assets into your selected account.

You submit your transfer request to Fidelity. We contact your current firm on your behalf. After your current firm processes the request, they send your assets to Fidelity. We deposit your assets into your selected account.

FAQs

Can I complete the entire transfer request to Fidelity online without needing a printer?

It depends on the specifics of your transfer. As part of Fidelity's online transfer process, we'll determine if your current firm accepts an electronic request to release your assets to us. If your firm does not, we'll provide a prefilled Transfer assets to Fidelity form that you can quickly print, sign, and mail to Fidelity.
What if my account at Fidelity is not compatible with the type of account I want to transfer?

As part of our online transfer process, we'll help open new account types that you may need.
What if the account at my current firm has more than one account owner?

In some cases, your current firm may require all owners on both the account you are transferring as well as the Fidelity account receiving the assets to sign the Transfer assets to Fidelity form.
How do I know if all my current holdings can transfer to Fidelity without needing to be sold?

This depends on the specific kinds of investments you hold. Some mutual funds may need to be sold and transferred over as cash. Most stocks will transfer over in-kind, but if you own stocks trading at less than $1.00 a share, these securities may need to be sold as well and transferred over as cash.
How will I know that my transfer is complete? And when will I be able to access my money?

The exact time frame depends on the type of transfer and your current firm. If your current firm accepts electronic requests, the transfer will take approximately 5 days to process. Transfer requests that must be mailed to your current firm may take 2 to 4 weeks to complete. You should receive an email notification when your assets are in your Fidelity account. Once the assets are here, you'll have full access to your cash and securities. You can track the progress of your transfer online at any time with our Transfer TrackerLog In Required.
Are there taxes or fees?

In most cases, if you're moving a retirement account to a Fidelity retirement account of the same type, you likely won't incur taxes. We don't charge a fee to move assets from another institution; however, your current firm may charge to transfer your assets to us.
When is additional documentation needed?

If you've experienced a major life event, like marriage, divorce, or the loss of a loved one, you may be asked to provide additional documentation as part of the transfer process.

The table below shows the paperwork you'll need if the name information registered on your current external accounts differs from what you have at Fidelity.

If your accounts: You'll need to provide:

Have different last names Marriage certificate or divorce decree

Have different first or middle names One-and-the-Same Letter (PDF)

If you are transferring assets after the loss of a loved one, our Inheritance checklist can walk you through any additional steps you may need to take.
Can I roll over my ABLE or 529 accounts in this experience?

Currently, online transfers are not offered for ABLE or 529 accounts. Please download and complete the 529 rollover form (PDF) or ABLE rollover form (PDF) to proceed.
Are there extra requirements for transferring options or investments held in margin?

Yes. If you are transferring options or investments held in margin, those investments will initially transfer in-kind to Fidelity in the same time frame as other investments. However, Fidelity recommends that, in advance of your transfer, you apply for options trading with FidelityLog In Required when transferring options and apply for margin trading at FidelityLog In Required when transferring investments held in margin.

Please note: Per federal regulations, if you do not have an options agreement on file within 15 days of an options transfer, Fidelity is required to liquidate your investment. For investments held in margin, you have 30 days to complete a margin trading agreement before investments must be liquidated.

If your accounts:	You'll need to provide:
Have different last names	Marriage certificate or divorce decree
Have different first or middle names	One-and-the-Same Letter (PDF)

Start a transferLog In Required

Resume or track statusLog In Required of an existing transfer request.

Current account type	Fidelity account type	Are they compatible?
Traditional IRA or Rollover IRA	Traditional IRA or Rollover IRA	Yes
Roth IRA	Roth IRA	Yes
Roth IRA	Traditional or Rollover IRA	No, these aren't compatible.
Traditional or Rollover IRA	Inherited IRA	No. If you have inherited assets, you'll need to work with your current firm to place them in an Inherited IRA before transferring them to us.
Individual or Joint Account	Individual or Joint Account	Yes, as long as one of the joint account owners is the owner of the individual account.

Transfer assets to Fidelity

Is a transfer of assets right for you?

Yes, if you want to transfer:

No, if you want to transfer:

Step 1: Locate a statement

Step 2: Start our online process

Step 3: Submit your transfer

FAQs

Ready to get started?

Common compatible account types

Additional required documents

Mutual Funds and Mutual Fund Investing - Fidelity Investments

Transfer assets to Fidelity

Is a transfer of assets right for you?

Yes, if you want to transfer:

No, if you want to transfer:

Step 1: Locate a statement

Step 2: Start our online process

Step 3: Submit your transfer

FAQs

Ready to get started?

Stay Connected

Common compatible account types

Additional required documents

Important Information