Investing involves risk, including risk of loss.
No account fees or minimums to open Fidelity retail IRA accounts. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and commissions, interest charges and other expenses for transactions may still apply. See Fidelity.com/commissions for further details.
The tax information contained herein is general in nature, is provided for informational purposes only, and should not be construed as legal or tax advice. Fidelity does not provide tax advice. Always consult with an attorney or tax professional regarding your specific legal or tax situation.
1. After you reach age 70½, the IRS generally requires you to withdraw an RMD annually from your own tax-advantaged retirement accounts (excluding Roth IRAs during the lifetime of the original owner). RMDs are generally required for inherited retirement assets and depend on many factors and may be required to begin for the year after the year of death of the original owner.
$0.00 commission applies to online U.S. equity trades, exchange-traded funds (ETFs), and options (+ $0.65 per contract fee) in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal). There is an Options Regulatory Fee (from $0.03 to $0.05 per contract), which applies to both option buy and sell transactions. The fee is subject to change. Other exclusions and conditions may apply. See Fidelity.com/commissions for details. Employee equity compensation transactions and accounts managed by advisors or intermediaries through Fidelity Clearing & Custody Solutions® are subject to different commission schedules.