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Estate Account

With an estate account, you manage investments on behalf of an estate to help protect assets and make distributions.

Estate account features

Fees

No annual account fees, no trading fees for over 3,400 Fidelity mutual funds, and online stock commissions on U.S. equity trades are only $7.95,1 lower than Schwab, TD Ameritrade, and E*Trade2
Investment offerings

Stocks, bonds, and options; over 10,000 mutual funds from hundreds of fund companies; and 70 iShares® ETFs, 11 Fidelity sector ETFs, and 3 Fidelity active fixed income ETFs available commission-free online
Support

Experienced investment and trading specialists available 24/7
Research and tools

Free independent research from more than 20 independent, third-party research firms
Ease of use

Online access to the account so you can move money into the account and use our free Fidelity BillPay® service

Only $2,500 minimum investment required

Many easy ways to deposit money in the account, including transferring funds from a bank or another financial institution, using direct deposit, or check
Uninvested cash

Uninvested cash in your account is held in what is known as a core position. Think of your core position as a place where money is held before you invest it or distribute it from your account. For the Fidelity Account®, you may choose one of many core positions:

  • Fidelity Government Money Market Fund (SPAXX), a taxable mutual fund normally investing at least 80% of assets in U.S. Government securities and related debt, and related repurchase/reverse repurchase agreements. Intended for investors seeking as high a level of current income as is consistent with the preservation of capital and liquidity.*
  • Fidelity Treasury Money Market Fund (FZFXX), a taxable mutual fund normally investing at least 80% of assets in U.S. Treasury securities and related repurchase/reverse repurchase agreements. Intended for investors seeking as high a level of current income as is consistent with the preservation of capital and liquidity.*

*

You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, have no legal obligation to provide financial support to money market funds and you should not expect that the sponsor will provide financial support to the fund at any time.

Fidelity’s government and U.S. Treasury money market funds will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund's weekly liquid assets fall below 30% of its total assets because of market conditions or other factors.

View Trading Commissions and Margin Rates

Free commission offer applies to online purchases of Fidelity ETFs and select iShares ETFs in a Fidelity brokerage account. Fidelity accounts may require minimum balances. The sale of ETFs is subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal). iShares ETFs and Fidelity ETFs are subject to a short-term trading fee by Fidelity if held less than 30 days.

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.
1. $7.95 commission applies to online U.S. equity trades in a Fidelity account with a minimum opening balance of $2,500 for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (of between $0.01 to $0.03 per $1000 of principal). Other conditions may apply. See Fidelity.com/commissions for details.
2. Commission comparison based on published website commission schedules, as of 10/1/2015, for E*Trade, Schwab, and TD Ameritrade for online U.S. equity trades. For E*Trade: $9.99 per trade for 0 to 149 trades, $7.99 per trade for 150 to 1,499 trades, and $6.99 per trade for 1,500 or more trades per quarter. For Schwab: $8.95 for up to 999,999 shares per trade, though orders of 10,000 or more shares or greater than $500,000 may be eligible for special pricing.
Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.
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core position

where your money is held until you invest it or distribute it from your account; money in your core position is used for buying and selling securities and to process checks, electronic funds transfers (EFTs), cash transactions, wire transfers, deposits, authorized credit card transactions, and Fidelity BillPay®, if available on your account