Estate Account

With an estate account, you manage investments on behalf of an estate to help protect assets and make distributions.

Estate account features

Fees

No annual account fees, no trading fees for over 3,500 Fidelity mutual funds, and online stock commissions on U.S. equity trades are only $7.95,1 lower than Schwab, TD Ameritrade, and E*Trade2

Investment offerings

Stocks, bonds, and options; over 10,000 mutual funds from hundreds of fund companies; and 70 iShares® ETFs, 11 Fidelity sector ETFs, and 3 Fidelity active fixed income ETFs available commission-free online

Support

Experienced investment and trading specialists available 24/7

Research and tools

Free independent research3 from more than 20 independent, third-party research firms

Ease of use

Online access to the account so you can move money into the account and use our free Fidelity BillPay® service

Only $2,500 minimum investment required

Many easy ways to deposit money in the account, including transferring funds from a bank or another financial institution, using direct deposit, or check

Uninvested cash

Uninvested cash in your account is held in what is known as a core position. Think of your core position as a place where money is held before you invest it or distribute it from your account. For the Fidelity Account®, you may choose one of many core positions:

  • Fidelity Government Money Market Fund (SPAXX), a taxable mutual fund normally investing at least 99.5% of assets in U.S. Government securities and related debt, and related repurchase/reverse repurchase agreements. Intended for investors seeking as high a level of current income as is consistent with the preservation of capital and liquidity.*
  • Fidelity Treasury Money Market Fund (FZFXX), a taxable mutual fund normally investing at least 99.5% of assets in U.S. Treasury securities and related repurchase/reverse repurchase agreements. Intended for investors seeking as high a level of current income as is consistent with the preservation of capital and liquidity.*

*

You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, have no legal obligation to provide financial support to money market funds and you should not expect that the sponsor will provide financial support to the fund at any time.

Fidelity’s government and U.S. Treasury money market funds will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund's weekly liquid assets fall below 30% of its total assets because of market conditions or other factors.