Deferred fixed annuities

Available through The Fidelity Insurance Network®, deferred fixed annuities1 offer a guaranteed rate of return over a set time period, with tax-deferral.



Get in touch

Open an annuity

800-544-4702


Questions about an existing annuity?

800-634-9361

Competitive rates

Interest rates may be attractive compared to CDs, bonds, and other investments.

Predictability

Interest rate is set for a guaranteed period, between 3 and 10 years, regardless of how the market performs.

Potential tax savings

All taxes on interest are deferred until funds are withdrawn2 and there are no IRS contribution limits.3


Minimum investment

Generally $10,000
Varies by product


May be appropriate for

Investors looking for a tax-deferred investment with a fixed rate of return, regardless of market volatility.


Annuity choices

Choose from annuities available through The Fidelity Insurance Network® that are simple and easy to compare.1
Compare deferred fixed annuities


Rates of return

Find rates for your state of residence

More information

Saving for retirement with deferred fixed annuities (PDF)
Learn more about what deferred fixed annuities can offer.

Learn more

These articles and videos explain some of the investment and retirement challenges that annuities may help you meet.

invest-tax-efficiently

How to invest tax-efficiently


Create a strategy to help manage, defer, and reduce taxes.

How can I make my retirement savings last image

How can I make my retirement savings last?


Withdraw only 4% to 5% from savings yearly, with adjustments for inflation.

5-common-myths image

5 common annuity myths


Dispelling myths about annuities may reveal unique investment solutions.

Get in touch

Contact us to get help and answers.

Open an annuity

866-544-4702

Questions about an
existing annuity?

800-634-9361