Interest rates may be attractive compared to CDs, bonds, and other investments.
Interest rate is set for a guaranteed period, between 3 and 10 years, regardless of how the market performs.
Potential tax savings
All taxes on interest are deferred until funds are withdrawn2 and there are no IRS contribution limits.3
Starting at $5,000
Varies by product
May be appropriate for
Investors looking for a tax-deferred investment with a fixed rate of return, regardless of market volatility.
Rates of return
Find rates for your state of residence
Choose from annuities available through The Fidelity Insurance Network® that are simple and easy to compare.1
Compare deferred fixed annuities
Saving for retirement with deferred fixed annuities (PDF)
Learn more about what deferred fixed annuities can offer.
These articles and videos explain some of the investment and retirement challenges that annuities may help you meet.
Learn about the ways you can manage the cash in your investment account.
Create a strategy to help manage, defer, and reduce taxes.
Dispelling myths about annuities may reveal unique investment solutions.
Get in touch
Contact us to get help and answers.
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Questions about an
* Annuity guarantees are subject to the claims-paying ability of the issuing insurance company.
Fixed annuities available at Fidelity are issued by third-party insurance companies, which are not affiliated with any Fidelity Investments company. These products are distributed by Fidelity Insurance Agency, Inc., and, for certain products, by Fidelity Brokerage Services, Member NYSE, SIPC. A contract’s financial guarantees are solely the responsibility of and are subject to the claims-paying ability of the issuing insurance company.
Withdrawals of taxable amounts from an annuity are subject to ordinary income tax, and, if taken before age 59½, may be subject to a 10% IRS penalty.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917