Deferred fixed annuities

Available through The Fidelity Insurance Network®, deferred fixed annuities1 offer a guaranteed rate of return over a set time period, with tax-deferral.

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Competitive rates

Interest rates may be attractive compared to CDs, bonds, and other investments.


Interest rate is set for a guaranteed period, between 3 and 10 years, regardless of how the market performs.

Potential tax savings

All taxes on interest are deferred until funds are withdrawn2 and there are no IRS contribution limits.3

Minimum investment

Starting at $5,000
Varies by product

May be appropriate for

Investors looking for a tax-deferred investment with a fixed rate of return, regardless of market volatility.

Rates of return

Find rates for your state of residence

Annuity choices

Choose from annuities available through The Fidelity Insurance Network® that are simple and easy to compare.1
Compare deferred fixed annuities

More information

Saving for retirement with deferred fixed annuities (PDF)
Learn more about what deferred fixed annuities can offer.

Learn more

These articles and videos explain some of the investment and retirement challenges that annuities may help you meet.

What to do with your cash

What to do with your cash

Learn about the ways you can manage the cash in your investment account.


How to invest tax-efficiently

Create a strategy to help manage, defer, and reduce taxes.

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5 common annuity myths

Dispelling myths about annuities may reveal unique investment solutions.

Get in touch

Contact us to get help and answers.

Open an annuity


Questions about an
existing annuity?