Deferred fixed annuitiesLock in your returns and tax benefits

Get a guaranteed rate of return, with no taxes until you withdraw1, through our selection of deferred fixed annuities2.



Pick from reputable providers through the Fidelity Insurance Network®


Competitive rates

Interest rates may be attractive compared to CDs, bonds, and other investments.


Predictability

Rates are locked for a guaranteed period, no matter how the market performs.


Potential tax savings

All taxes are deferred until you withdraw1, with no IRS contribution limit.3

How it works


For an initial investment of $5,000 or more, your deferred fixed annuity can deliver peace of mind for your retirement.


Guided by a Fidelity professional, we’ll help you identify the rate you want to secure and how long you want to secure it. Together, we’ll then select an appropriate annuity from our network of reputable providers2.


You can then rest assured: You’ll know exactly how the money you invest will perform, regardless of any market volatility.


See rates for your state

How to get started


  • View the available guaranteed rates for your state.
  • Schedule a call with a Fidelity financial professional to open your annuity.
  • During your call, we’ll compare the deferred fixed annuities available in The Fidelity Insurance Network® to help you select the one that best fits your goals.

Resources

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5 common annuity myths

Dispelling myths about annuities may reveal unique investment solutions.

Article

How to invest tax-efficiently

Create a strategy to help manage, defer, and reduce federal taxes.

Article

2 ways to help balance growth and protection

Consider these strategies to help counter fear of loss so you have the potential to grow your money.

Article


Frequently asked questions


Still uncertain? Check out responses to the questions we hear most often.

Contact us

Questions about an existing annuity? 800-634-9361