Trust Account

As a trustee you make investments on behalf of a trust. Fidelity’s trust account puts the power of Fidelity’s comprehensive trading and research capabilities to work managing the trust’s assets.

Account features

Low-cost investing

No annual account fees, no trading fees for most Fidelity mutual funds, and online stock commissions on U.S. equity trades are only $4.95.*
Wide range of investment offerings Stocks, bonds, and options; more than 1,400 no-load funds from Fidelity and other fund companies; and ETFs, including 70 iShares® ETFs, 11 Fidelity sector ETFs, and 3 Fidelity active fixed income ETFs commission-free online
Support

Access to knowledgeable representatives
Powerful research and tools

Free independent research from more than 20 providers

Advanced trading platform and tools for Active Traders
Ease of use

Online access to the account so you can move money into the account and use our free Fidelity BillPay® service

Only $2,500 minimum investment required

Many easy ways to deposit money in the account, including transferring funds from a bank or another financial institution, using direct deposit, or check
Uninvested cash

Uninvested cash in your account is held in what is known as a core position. Think of your core position as a place where money is held before you invest it or distribute it from your account. For a trust account, you may choose one of many core positions:

  • Fidelity Government Money Market Fund (SPAXX), a taxable mutual fund normally investing at least 99.5% of assets in U.S. Government securities and related debt, and related repurchase/reverse repurchase agreements. Intended for investors seeking as high a level of current income as is consistent with the preservation of capital and liquidity.*
  • Fidelity Treasury Money Market Fund (FZFXX), a taxable mutual fund normally investing at least 99.5% of assets in U.S. Treasury securities and related repurchase/reverse repurchase agreements. Intended for investors seeking as high a level of current income as is consistent with the preservation of capital and liquidity.*

*

You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, have no legal obligation to provide financial support to money market funds and you should not expect that the sponsor will provide financial support to the fund at any time.

Fidelity’s government and U.S. Treasury money market funds will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund's weekly liquid assets fall below 30% of its total assets because of market conditions or other factors.

View Trading Commissions and Margin Rates