Trust Account

As a trustee you make investments on behalf of a trust. Fidelity’s trust account puts the power of Fidelity’s comprehensive trading and research capabilities to work managing the trust’s assets.

Account features

Low-cost investing We're committed to giving you value you can't find anywhere else. We offer zero expense ratio index mutual funds,1 zero minimum investment Fidelity Mutual Funds,2 no minimums to open an account,3 and online stock commissions on U.S. equity trades are only $4.95.4
Wide range of investment offerings Stocks, bonds, and options; 3,700+ no transaction fee/load funds from Fidelity and other companies; and 503 ETFs from Fidelity, iShares, and additional industry leaders, available for purchase online commission-free through Fidelity's online brokerage platform.
Support

Access to knowledgeable representatives
Powerful research and tools

Free, independent research from 20+ providers

Advanced tools for Active Traders provide streaming market data and enhanced trading capability
Ease of use

Online access to the account so you can move money into the account and use our free Fidelity BillPay® service

Many easy ways to deposit money in the account, including transferring funds from a bank or another financial institution, using direct deposit, or check
Uninvested cash

Uninvested cash in your account is held in what is known as a core position. Think of your core position as a place where money is held before you invest it or distribute it from your account. For a trust account, you may choose one of the following core positions:

  • Fidelity Government Money Market Fund (SPAXX), a taxable mutual fund normally investing at least 99.5% of assets in US Government securities and related debt, and related repurchase/reverse repurchase agreements. Intended for investors seeking as high a level of current income as is consistent with the preservation of capital and liquidity.*
  • Fidelity Treasury Money Market Fund (FZFXX), a taxable mutual fund normally investing at least 99.5% of assets in US Treasury securities and related repurchase/reverse repurchase agreements. Intended for investors seeking as high a level of current income as is consistent with the preservation of capital and liquidity.*

*

You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, have no legal obligation to provide financial support to money market funds and you should not expect that the sponsor will provide financial support to the fund at any time.

Fidelity’s government and U.S. Treasury money market funds will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund's weekly liquid assets fall below 30% of its total assets because of market conditions or other factors.

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