Frequently asked questions
What is my traditional IRA contribution limit for this year?
In 2021, you can contribute a maximum of $6,000 to your traditional IRA if you're under age 50, or $7,000 if you're age 50 or over.
How do I stop automatic contributions to my retirement account?
You can change or delete an automatic contribution at any time. First, visit our automatic transfers and investments page, then select the retirement account you'd like to edit and save your changes.
To get started, visit automatic transfers and investmentsLog In Required.
What is a rollover IRA?
A rollover IRA is a retirement account that allows you to move money from your former employer-sponsored plan to an IRA while keeping your money's tax-deferred status.
How can I make an IRA contribution?
You can contribute to your IRA through our transfer experienceLog In Required, which is available at Fidelity.com or on the Fidelity Mobile® app. Log in to your Portfolio Summary and select Transfer. Select the bank or brokerage account you'd like to transfer the money from, and then select the retirement account you'd like to transfer the money to.
I over-contributed to my IRA. What should I do?
If you think you may have over-contributed to your IRA, call a tax attorney or accountant to discuss your situation. Then, go to Fidelity.com and fill out the Excess Contribution formLog In Required.
Help navigating life's big moments
Resources, guides, and tools to help you navigate the major milestones in your life, from preparing for retirement, to transitioning to retirement, to living in retirement.
Find the account that's right for your personal financial goals.
Compare traditional, Roth, and rollover IRAs to see which is right for you.
Learn more about employer-provided 401(k) and 403(b) accounts.
Retirement savings options whether you work for, own, or are planning to start a small business.
Get the peace of mind that comes from financially protecting yourself and your family.
Annuities can play an important role in your retirement plan.
With a health savings account (HSA), you can pay for qualified medical expenses in a tax-advantaged way, now through retirement.
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