Use our calculators and tools to navigate every stage of retirement planning. From exploring options to fine-tuning an existing plan, we’re here to help.
Filter to browse retirement calculators and tools.
All retirement calculators and tools filtersAnswer a few quick questions to help determine which type of Medicare coverage may be a better fit for your needs.
Get guidance on whether delaying Medicare makes sense for you, including how your employer plan and timing may affect costs and potential penalties.
Explore tools and resources that guide you through how Medicare works, when to enroll, and how to choose coverage.
If you're worried about having enough income in retirement, discover how an annuity may provide predictable income.1
Are you retiring before 65? Explore your health care options—and the potential costs.
Determine your Required Minimum Distribution (RMD) from an inherited IRA.
If you’ve inherited an Individual Retirement Account, learn about your distribution options today.
Understand your Roth and traditional IRA eligibility, contribution limits, and tax deductions.
Estimate your RMDs for non-Fidelity retirement accounts (or those added after December 31).
View and manage your Fidelity retirement account distributions and RMD calculations for the year.
Quickly estimate your monthly retirement income, and find ways to help improve your cash flow.
Understand the impact various taxable and tax-free withdrawal strategies could have on your current-year taxes.
Use our calculator to help get an estimate of taxes you may owe on different conversion amounts today vs potential savings down the road.
Estimate contributions to a SEP IRA, SIMPLE IRA, or Self-Employed 401(k) based on your compensation. Answer a few questions, then compare plans and model different contribution scenarios.2
Strategize when to claim Social Security by estimating monthly and lifetime benefits at different ages.
Before you reach age 59½, substantially equal payments may help you avoid IRS early withdrawal penalties.
Use this tool to understand if a low-cost, tax-deferred variable annuity could be a good option for you to explore to help you save for retirement.
Get support whether you're establishing goals, evaluating your current plan, or adapting to changing needs in retirement.
1. Guaranteed income payments are subject to the claims-paying ability of the issuing insurance company.
2. Please see your tax advisor for your unique situation.
IMPORTANT: The projections or other information generated by the Planning & Guidance Center Retirement Analysis, and Retirement Income Calculator regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results may vary with each use and over time.
Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.
Fidelity Medicare Services is operated by Fidelity Health Insurance Services, LLC (“FHIS”), and FMR LLC (“FMR”) is the parent company of FHIS. Unless otherwise indicated, the information and items published in this document are provided by FHIS for informational purposes only and are not intended as tax, legal, or investment advice.
As with all your investments through Fidelity, you must make your own determination whether an investment in any particular security or securities is consistent with your investment objectives, risk tolerance, financial situation and your evaluation of the security. Be sure to review your decisions periodically to make sure they are still consistent with your goals.
Recently enacted legislation made a number of changes to the rules regarding defined contribution, defined benefit, and/or individual retirement plans and 529 plans. Information herein may refer to or be based on certain rules in effect prior to this legislation and current rules may differ. As always, before making any decisions about your retirement planning or withdrawals, you should consult with your personal tax advisor.
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