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529 Plan Investment Options

As you get ready to open your 529 plan account, decide which investment strategy will work best for you. Our plans offer options for every type of investor.

Our Age-Based Strategy includes portfolios that are managed according to the beneficiary's birth year with the asset allocation automatically becoming more conservative as the beneficiary nears college age. Your beneficiary's birth year will help determine the Age-Based portfolio in which you'll invest.

This strategy offers a choice of three types of funds:

Fidelity Funds

  • Seek to beat a combination of major market indices over the long term
  • Portfolios invest solely in Fidelity funds.
  • Managed by dedicated Fidelity portfolio managers

Multi-Firm Funds

  • Seek to beat a combination of major market indices over the long term
  • Portfolios invest across multiple fund companies, offering an opportunity to diversify your funds.
  • Managed by dedicated Fidelity portfolio managers

Fidelity may use its proprietary asset allocation research to make active asset allocation decisions in the Age-Based portfolios that invest in Fidelity Funds and Multi-Firm Funds. Such active asset allocation decisions may better enable the portfolios to take advantage of short- to medium-term opportunities and market conditions. Although an active asset allocation strategy is designed to add value, there is no guarantee any value will be added, and the strategy may result in losses to the Portfolios. Please review a 529 plan fact kit for more information on Portfolio asset allocation.

Fidelity Index Funds

  • Seek to closely mirror the performance of a combination of major market indices over the long term
  • Portfolios invest solely in Fidelity Index funds.
  • Passively managed; securities currently held in the respective index determine investments.

Questions?

Call a college savings representative.

More information

The UNIQUE College Investing Plan, U.Fund College Investing Plan, Delaware College Investment Plan, and Fidelity Arizona College Savings Plan are offered by the State of New Hampshire, MEFA, the State of Delaware and the Arizona Commission for Postsecondary Education, respectively, and managed by Fidelity Investments.

If you or the designated beneficiary is not a New Hampshire, Massachusetts, Delaware, or Arizona resident, you may want to consider, before investing, whether your state or the designated beneficiary's home state offers its residents a plan with alternate state tax advantages or other benefits.

Units of the Portfolios are municipal securities and may be subject to market volatility and fluctuation.

Please carefully consider the Plan's investment objectives, risks, charges and expenses before investing.  For this and other information on any 529 College Savings Plan managed by Fidelity, contact Fidelity for a free Fact Kit, or view online.  Read it carefully before you invest or send money.

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