What are your investment choices?
The CHET 529 plan offers a range of investment options. Let us help you choose an option that makes sense for your situation.
Different investors have their own goals, risk-tolerance levels, and time horizons. A Fidelity managed 529 plan gives you multiple types of investment options to choose from. As a Connecticut resident, be sure to consider the state tax advantages and additional program benefits of a CHET 529 plan.
The following questions will help you decide the option that works best for you:
How do you want your 529 investments managed?
Age-Based
If you want a professionally managed portfolio that automatically adjusts the asset allocation based on your beneficiary's age—potentially lowering your investment risk the closer college gets—then an Age-Based portfolio might be right for you.
Customized
Do you prefer to choose your own mix of professionally managed portfolios that align to your risk tolerance or preferred investment exposure? Then selecting from Static or Individual Fund portfolios, which let you customize your investments, might be right for you.
When was the child born?
Age-Based Portfolios are mapped to a beneficiary's year of birth and the approximate year the beneficiary is anticipated to start college. Each portfolio is managed with the asset allocation automatically becoming more conservative as the beneficiary nears college age. Select your beneficiary's birth year below to learn more about your Age-Based portfolio investment options.
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Born 2023 - 2025 (CT Portfolio 2042)
What is your investment style?
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices -
Born 2020—2022 (CT Portfolio 2039)
What is your investment style?
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices -
Born 2017—2019 (CT Portfolio 2036)
What is your investment style?
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices -
Born 2014—2016 (CT Portfolio 2033)
What is your investment style?
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices -
Born 2011—2013 (CT Portfolio 2030)
What is your investment style?
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices -
Born 2008—2010 (CT Portfolio 2027)
What is your investment style?
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices -
Born 2007 and earlier (CT College Portfolio)
What is your investment style?
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
Select from 3 portfolio types
A custom strategy allows you to build your own investment mix from the 3 portfolio types shown below. You may allocate money to any number of funds you'd like, in 5% increments that total 100%.
To view current portfolio performance, asset allocation, expense ratios, and other fund research, expand a portfolio type below, then select a portfolio name from the list.
View information on the funds' short-term performance, or average annual total returns by month or by quarter.
Please review the 529 plan Fact Kit for more detailed information.
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