Same CHET program.
New benefits.

Now with Fidelity's program management, you get even more.

It's time to update your CHET account

In February, all CHET accounts automatically moved from the previous program manager, TIAA, to Fidelity Investments. Fidelity was selected to be the new program manager for CHET because of the experience we can provide to help Connecticut families reach their education savings goals.

Let us help you get started.

Here's your checklist:

▢   ACTIVATE your account today.

▢   REVIEW your investments and easily make changes.

▢   MANAGE it by setting up automatic contributions or moving money.

▢   PLAN with the tools in our Planning & Guidance Center.


ACTIVATE your CHET account by following these steps:


You were mailed a CHET account profile letter from Fidelity, one for each account, which contained important information like account number and beneficiary. Keep your letter(s) on hand for the activation process.

New to Fidelity?

  1. Set up your online access.
  2. Click on the "Account balances" link from the "Welcome to Fidelity" screen.
  3. If you own one CHET account, you will automatically be directed to activate the account. Follow the instructions.

    If you own more than one CHET account, select "Activate" next to one of your CHET accounts. Follow the instructions. Repeat these steps for your remaining accounts.

video-player_icon Watch this helpful video on how to activate (1:59)

Existing Fidelity customers

  1. Visit your All Accounts summary pageLog In Required.
  2. Select "Activate" next to your CHET account. Follow the instructions.

    If you own more than one CHET account, repeat these steps for your remaining accounts.

video-player_icon Watch this helpful video on how to activate (1:53)

REVIEW your investments

At Fidelity, we have a long history of providing our clients with a wide range of high-quality products at a great value. The CHET program reflects our ongoing commitment to delivering exceptional value.

Your assets are invested in the Fidelity portfolio that most closely aligns with your prior investment goals. For example, TIAA's Age Band 0–4 portfolio was mapped to Fidelity's 2036 Blend Fund.

Investment options and changes

Learn about the available investment choices, IRS rules, and how to make changes.


View information on performance since inception (short-term) or average annual total returns.


Fees range from 0.05%–0.95%, depending on your investment strategy.

Standing allocations

Review your standing investment allocations and update as needed.

TIAA Principal Plus Interest Option (PPIO)

Learn how your prior investments will be treated.

MANAGE your CHET account contributions and move money

Keep your contributions on track

Note: Your CHET account number has been updated and is different from the account number you had with TIAA.

PLAN with our tools

Learn about college planning

Access a library of courses, articles, and videos to learn more about planning and saving for college.

Are you on track?Log In Required

Access the Planning & Guidance Center to plan for college as part of this comprehensive financial tool.

Frequently asked questions

Manage your account

CHET programs

  • What is the CHET Baby Scholars program?

    The CHET Baby Scholars program* provides $100 for future college costs for Connecticut residents that have babies less than a year old or adopted children before the first anniversary of the adoption. Here's how it works:

    • You must have or open a CHET account to be eligible.
    • Once you open your account, CHET will automatically deposit $100 into your account.
  • What was the CHET Advance Scholarship program?

    The CHET Advance Scholarship was an annual program offered by the Connecticut State Treasurer's Office to help Connecticut students pay for college.

    In 2021, the CHET Advance Scholarship will be rolled into the Dream Big! program. Stay tuned for more information on the CHET Dream Big! Scholarship.

    Previous recipients of the CHET Advance Scholarship with questions about their award can contact the International Scholarship & Tuition Services (ISTS) Program Support at 855-670-ISTS (4787).

  • What is the CHET Dream Big! Competition?

    The CHET Dream Big! competition is an annual award program that gives Connecticut students in grades K-12 an opportunity to win money toward their future education. More information for enrollment dates and prizes can be found on in the Dream Big! section or at

Image of Connecticut State Treasurer Erick Russell

An annoucement from Connecticut State Treasurer Erick Russell

Fidelity Investments has been selected as the program and investment manager for the Connecticut Higher Education Trust (CHET) 529 College Savings Program.

what makes Fidelity's CHET experience different image link


888-799-CHET (2438)
Education planning specialists are available
Monday–Friday from 8 a.m. to 9 p.m. ET.