Authorize Others to Access Your Accounts

Review the access level descriptions to find the one that best suits your needs. If you've already granted access to someone, you can review the details on your Account Access RightsLog In Required page.

Select the access level to get started

Inquiry Access Learn how to grant inquiry access, which gives someone access to your account information and the right to make account inquiries.
Limited Authority Learn how to grant limited authority, which includes everything permitted with inquiry access, plus the ability to buy and sell securities, trade options, and incur margin debt.
Full Authority Learn how to grant full authority, which includes everything permitted with limited authority, plus the ability to make tax elections, withdraw and transfer funds, and initiate IRA rollovers, recharacterizations, and Roth IRA conversions for your account.
Power of Attorney (POA) Learn how to set up a POA. By naming a POA, you give another person full control over your account. A POA can do everything permitted under full authority access (with special requirements for some transactions) plus the ability to initiate certain account maintenance tasks.

Get help with account authorization decisions

Watch this brief video to learn more about the levels of account access you can grant others.

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Compare levels of authorized access

Allows others to:

  • View your account information
  • Make account inquiries
  • View tax forms

Permits everything with inquiry access including:

  • Ability to buy and sell securities
  • Trading options
  • Incur margin debt
  • Place orders on the account
  • Deposit a check

Permits everything with limited access including:

  • Ability to make tax elections
  • Withdrawal and transfer of funds
  • Initiate IRA rollovers
  • ROTH IRA conversions

Gives another person full control over your account. Learn more about power of attorney.

  Inquiry Limited Full POA
View an account when logged in to yes yes yes yes
Make inquiries concerning the account, such as obtaining account balances yes yes yes yes
View tax forms yes yes yes yes
Place orders in an account no yes yes yes
Trade options or incur margin debt, if the account is approved for either feature no yes yes yes
Deposit a check no yes yes yes
Withdraw or transfer funds* no no yes yes
Initiate IRA rollovers, recharacterizations, and Roth IRA conversions no no yes yes
Make federal, state, local, or foreign tax elections no no yes yes
Request certain account maintenance (e.g., address changes) no no no yes

*POAs only: The attorney-in-fact cannot withdraw more than $10,000 in the first 30 days after the confirmation of the POA is mailed to the account owner’s address of record. If the attorney-in-fact wants to write checks, he or she must complete a signature card.