Authorize Others to Access Your Accounts
Review the access level descriptions to find the one that best suits your needs. If you've already granted access to someone, you can review the details on your Account Access RightsLog In Required page.
Select the access level to get started
|Inquiry Access||Learn how to grant inquiry access, which gives someone access to your account information and the right to make account inquiries.|
|Limited Authority||Learn how to grant limited authority, which includes everything permitted with inquiry access, plus the ability to buy and sell securities, trade options, and incur margin debt.|
|Full Authority||Learn how to grant full authority, which includes everything permitted with limited authority, plus the ability to make tax elections, withdraw and transfer funds, and initiate IRA rollovers, recharacterizations, and Roth IRA conversions for your account.|
|Power of Attorney (POA)||Learn how to set up a POA. By naming a POA, you give another person full control over your account. A POA can do everything permitted under full authority access (with special requirements for some transactions) plus the ability to initiate certain account maintenance tasks.|
Get help with account authorization decisions
Watch this brief video to learn more about the levels of account access you can grant others.
Compare levels of authorized access
Allows others to:
- View your account information
- Make account inquiries
- View tax forms
Permits everything with inquiry access including:
- Ability to buy and sell securities
- Trading options
- Incur margin debt
- Place orders on the account
- Deposit a check
Permits everything with limited access including:
- Ability to make tax elections
- Withdrawal and transfer of funds
- Initiate IRA rollovers
- ROTH IRA conversions
Gives another person full control over your account. Learn more about power of attorney.
|View an account when logged in to Fidelity.com|
|Make inquiries concerning the account, such as obtaining account balances|
|View tax forms|
|Place orders in an account||no|
|Trade options or incur margin debt, if the account is approved for either feature||no|
|Deposit a check||no|
|Withdraw or transfer funds*||no||no|
|Initiate IRA rollovers, recharacterizations, and Roth IRA conversions||no||no|
|Make federal, state, local, or foreign tax elections||no||no|
|Request certain account maintenance (e.g., address changes)||no||no||no|
*POAs only: The attorney-in-fact cannot withdraw more than $10,000 in the first 30 days after the confirmation of the POA is mailed to the account owner’s address of record. If the attorney-in-fact wants to write checks, he or she must complete a signature card.
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The authorization levels as described are applicable to a Fidelity retail brokerage account only. The same authorization levels are available for 529 college savings plan accounts and accounts that are professionally managed by Strategic Advisers, Inc., a Fidelity Investments company, but the permissible actions vary. Contact a Fidelity professional for more information.