How to Grant Full Authority
If you choose to grant another person the right to view, trade, withdraw funds, and take other actions on your account, there are a few steps you'll need to take.*
What is full authority?
Granting full account access to another person allows them to make inquiries, place orders, make tax elections, withdraw funds, and initiate rollovers, recharacterizations, and Roth conversions on your account.
You may consider granting full authority when you're planning your estate and want to give full authority to a spouse or child.
What do I need to know?
In addition to your Fidelity account number, you'll need to provide this information for the person you're giving full authority:
- Name and address
- Social Security or taxpayer ID number
- Date of birth
- Relationship to account owner
- Email address
- Citizenship status
- Associations with brokerage firms
- If the person is already a Fidelity customer
- Annual income to determine suitability
What to expect
After you complete the online steps, you'll need to read and agree to the terms of the Account Authority Customer Agreement.
Under Signature Options, determine how you want to provide the required signatures. Your choices are:
- Sign electronically – all required signers will receive an email with instructions on how to complete the form.
- Print, sign, scan, and attach – after you get the required signatures, you can send the form to us online.
- Print, sign, and mail – send your completed and signed form through the U.S. Mail.
Note: If you print the form, you'll need to get your signature guaranteed and you’ll also need the authorized agent to sign the form.
Once we receive your completed paperwork, the update typically takes 3 business days. If you've signed up for email notifications, you'll get a confirmation within 1–2 business days after your paperwork is processed. If you haven't elected eDeliveryLog In Required, you'll receive a confirmation by U.S. Mail within 5 business days.
Additional types of access rights
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* The authorization levels as described are applicable to a Fidelity retail brokerage account only. The same authorization levels are available for 529 college savings plan accounts and accounts that are professionally managed by Strategic Advisers, Inc., a Fidelity Investments company, but the permissible actions vary. Contact a Fidelity professional for more information.