Fidelity Arizona College Savings Plan

The Fidelity Arizona College Savings Plan is a tax-advantaged 529 plan, open to U.S. residents. The Plan is sponsored by the Arizona Commission for Postsecondary Education.

Tax advantages

Earnings

Any earnings grow federal and Arizona income tax deferred.

Contributions

Arizona residents and taxpayers are eligible for a state tax deduction on 529 contributions. The annual tax deduction shall not exceed $2,000 for single individuals and $4,000 for married couples filing jointly.

Use the 529 state tax deduction calculator to learn more.

Withdrawals

Qualified withdrawals are free from federal and Arizona state income taxes.

Account details

Minimum initial investment

$50, or $15/month ($45/quarter) with automatic investments

Account maximum

$431,000 per beneficiary*

Investment options

Portfolio investment strategy

Age-based:
Managed for you; asset allocation automatically becomes more conservative over time.

or

Custom:
You decide how investments are distributed across different portfolios.

Learn more about your investment options.

Plan performance

View annual returns.

Download the annual report (PDF).

See the underlying funds and portfolio allocations (PDF).

Fees

Annual account maintenance fee

None

Investment expenses

Fees vary, depending on your investment strategy:
0.56%–1.04% (Fidelity Funds)
0.11%–0.21% (Fidelity Index Funds)
0.91%–1.20% (Multi-Firm Funds)
0.05%–0.50% (Bank Deposit Portfolio)