Guaranteed Income Video

Learn more about how guaranteed income annuities can help you achieve a more secure retirement.

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Annuity guarantees are subject to the claims-paying ability of the issuing insurance company.

Immediate income annuities have limited or no access to assets.

Deferred Income Annuity contracts are irrevocable, have no cash surrender value and no withdrawals are permitted prior to the income start date.

Income annuities with an annual increase provide an increase in the amount of income paid each year. A contract with an annual payment increase will provide lower initial income payments than an otherwise identical contract without an annual payment increase.
Income annuities with a withdrawal feature are subject to availability and specific product limitations. Withdrawals will reduce future income payments.

Withdrawals of taxable amounts from an annuity are subject to ordinary income tax, and, if taken before age 59½, may be subject to a 10% IRS penalty.

Pension benefits are guaranteed by the plan sponsor unless the sponsor transfers the liability to a third-party insurance company. Unlike pensions, annuities must be purchased, and they have associated costs and expenses.
Products and features may not be available in all states, and variations may apply.

Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.

The Fidelity Investments and pyramid design logo is a registered service mark of FMR LLC.

Fidelity Insurance Agency, Inc. and, in the case of variable annuities, Fidelity Brokerage Services, Member NYSE, SIPC, distribute insurance and annuity products that are issued by third-party insurance companies, which are not affiliated with any Fidelity Investments company, as well as insurance and annuity products issued by Fidelity Investments Life Insurance Company (“FILI”), 900 Salem Street, Smithfield, RI 02917 and, in New York, by Empire Fidelity Investments Life Insurance Company® (“EFILI”), New York, NY. FILI is licensed in all states except New York; EFILI is licensed only in New York. A contract's financial guarantees are subject to the claims-paying ability of the issuing insurance company.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917.
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