Put anchors away

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Whether you’re shopping for a new jacket or an air fryer, beware of price anchoring. That’s when a store or site lists a higher price, often the manufacturer’s suggested retail price, next to their lower “sale” price. The goal: to make you think it’s a good deal—even if it’s not. Before you check out, shop around to see if the item is truly cheap—or just a cheap trick.


Donor-advised fund (DAF)


A DAF is like a charitable investment account sponsored by a public charity (such as Fidelity Charitable®) for the sole purpose of giving back. You can donate cash, stocks, and more to potentially qualify for tax savings and invest the account for potential growth. Now or over time, you can support your favorite causes, allowing you to approach your giving in a smarter way.