Invest on your own This multi-feature trading and investing account allows you to select from a broad range of investment choices, including stocks, bonds, ETFs, options, and mutual funds.
No account minimum No fees An option for someone who wants to trade any amount—invest with as little as $1 Open an account
Potential tax-free growth and withdrawals1 Save for retirement with after-tax dollars and withdraw the money tax-free in retirement.
No account fees or minimums to open an account Potential earnings grow tax-free An option if you want flexibility to withdraw contributions at any time for any reason, tax-free and penalty-free Open an account
Simplify your retirement savings with your accounts in one place Consolidate your old 401(k) and workplace accounts into a centralized account without taxes or penalties.
No account fees or minimums to open an account Continue to save with a wide range of investment options An option for someone who is changing or leaving a job or getting ready to retire Open an account
Continue tax-deferred growth potential An account specifically designed for retirement plan beneficiaries—those who have inherited an IRA or workplace savings plan, such as a 401(k).
No account minimum No account fees An option to help continue the tax-deferred growth of an inherited retirement account Open an account
Tax-deferred investing for your retirement Save for retirement and reduce your taxable income, if eligible, and your potential earnings could grow tax-deferred.
No account fees or minimums to open an account Penalty-free withdrawals for certain expenses An option if you want to take advantage of tax savings now Open an account
Competitive rates on cash, premium banking features Help grow your savings with competitive rates, easy access to cash, and no account fees—all with the Fidelity Cash Management Account.
Exclusive to Fidelity customers No account fees or minimums and global reimbursement on ATM withdrawals² Free debit card, checkwriting, and Bill Pay, plus an FDIC-insured option on cash balances³ Open an account
Invest your health savings Investing your health savings account (HSA) for potential tax-free growth can help you save for qualified medical expenses.
No investment minimum No fees, depending on investments An option for short- and long-term growth Open an account
Invest for a child's future This account is a way to save or give a financial gift to a child. Funds can be invested in a range of options—all to give a child a better future.
No accounts fee or minimums to open an account No contribution limits or withdrawal penalties An option for someone who wants to invest for a child while retaining control of the account until they reach adulthood Open an account
A dedicated advisor to help you meet your goals You and your advisor can create a personalized wealth plan focused on you, then work together to help grow and protect your wealth.
Investment fees and minimums may vary* Comprehensive planning that covers retirement and estate planning to managing taxes and health care costs Personalized investment management with a strategy built around your unique goals Find an advisor
An easy-to-maintain plan for you and typically up to 4 employees This account helps self-employed individuals and small-business owners get access to a tax-deferred benefit when saving for retirement.
No account minimum⁴ No account fees⁴ An option for a small business owner and typically up to 4 employees Open an account
A robo advisor retirement account for the self-employed This account helps self-employed individuals and small-business owners get access to a tax-deferred benefit when saving for retirement.
No minimum to open an account; $10 to start investing $0 fee for under $25,000 and 0.35%/yr for $25,000+ An option for someone seeking tax-deferred growth who wants to invest with a robo advisor Get started
Set your teen up for financial success Teens 13 to 17 own and manage this account (with parental oversight), where they can learn to save and invest in one secure place.
No account minimums No account or subscription fees An option for teens who can learn to invest with as little as $1 Open an account
Invest with our help Our robo advisor makes investing quick, simple, and affordable. We’ll handle the investing so you don't have to.
No minimum to open an account; $10 to start investing $0 fee for under $25,000 and 0.35%/yr for $25,000+ An option for both new and experienced investors Get started
Save for education with tax-deferred earnings This account is flexible, tax-advantaged, and designed specifically for education savings. Funds can be used for qualified educational expenses at schools nationwide.
No account minimums and no annual fee Save over time and earnings grow tax-deferred An option for someone who wants to withdraw money tax-free to pay for qualified expenses Open an account
Control your assets and build a legacy A trust can help you protect your legacy and provide you with greater control over how your wealth is distributed.
No investment minimum No account fees An option to secure what you leave behind, control your legacy, and minimize estate taxes Open an account
Tax-free growth potential and withdrawals with a robo advisor An account that lets you grow your retirement savings with after-tax dollars and withdraw the money tax-free when you need it.
No minimum to open an account; $10 to start investing $0 fee for under $25,000 and 0.35%/yr for $25,000+ An option for someone who wants flexibility and to limit their overall tax payment on investments Get started
Professional managed portfolios with tax-free growth potential An account that lets you grow your retirement savings with after-tax dollars and withdraw the money tax-free when you need it.
Investment minimum: $5,000 Advisory fee of 0.40% for index, 0.70% for actively managed An option for someone who wants flexibility and to limit their overall tax payment on investments Get started
Continue tax-deferred Roth growth potential* An account specifically designed for retirement plan beneficiaries—those who inherit a Roth IRA or workplace savings plan, such as a Roth 401(k).
No account minimum No account fees An option to help continue the tax-deferred growth of an inherited retirement account Open an account
A robo advisor option for your former workplace savings We choose and manage your investments using your goals and risk tolerance in this digitally managed account.
No minimum to open an account; $10 to start investing $0 fee for under $25,000 and 0.35%/yr for $25,000+ An option for someone who is changing or leaving a job and wants a robo advisor for their old 401(k) Get started
A professionally managed option for your workplace savings Our team chooses the stocks for your portfolio and then makes all the trades, keeping you informed along the way.
Investment minimum: $5,000 Advisory fee of 0.40% for index, 0.70% for actively managed An option for someone who is changing or leaving a job and wants an advisor for their old 401(k) Get started
Professionally managed stock portfolios for your retirement Save for retirement and have your potential earnings grow tax-deferred in this account. You also may be able to deduct your contributions.
Investment minimum: $5,000 Advisory fee of 0.40% for index, 0.70% for actively managed An option for someone seeking tax-deferred growth who wants a professionally managed stock portfolio Get started
A robo advisor for your retirement Save for retirement and let your potential earnings grow tax-deferred in this account. You also may be able to deduct your contributions.
No minimum to open an account, $10 to start investing $0 fee for under $25,000 and 0.35%/yr for $25,000+ An option for someone seeking tax-deferred growth who wants to invest with a robo advisor Get started
A 401(k) for owner-only businesses and self-employed individuals Designed for individuals with no employees other than a spouse, a Self-employed 401(k) helps you reduce taxes and save more, with a tax-free Roth option.
No investment minimum⁴ No account fees⁴ An option for owner-only businesses and self-employed individuals Open an Account
A low-complexity plan for small businesses with up to 100 employees With online management capabilities, Fidelity's SIMPLE IRA makes it easy for small businesses to offer a retirement plan with tax advantages.
No investment minimum No account fees An option for employers with 1-100 employees Get started
Add Fidelity investment options to existing plans With Fidelity's brokerage account, add a range of investments to your existing small business retirement plan.
No investment minimum⁵ No account fees⁵ An option for any small business with an existing retirement plan Open an Account
An affordable 401(k) for first-time providers For small businesses offering a 401(k) for the first time Fidelity Advantage 401(k) is a low-cost simplified plan.
One-time activation fee, quarterly administrative fee Tax credit eligibility An option for employers with up to 1,000 employees offering a 401(k) for the first time Get Started
Start crypto. Get crypto. Open a Fidelity Crypto® account to trade bitcoin and ethereum, and get education that makes sense of this new space.
Trade and transfer crypto securely Get crypto and stocks in the same app Build knowledge with articles, livestreams, and more Open an account
Cryptocurrency risk disclosure (PDF) Trade crypto with the potential for tax-free growth Trade crypto like bitcoin and ethereum within a retirement account to maximize your tax-free growth potential.
No account opening or maintenance fees Get crypto and stocks in the same app Build knowledge with articles, livestreams, and more Open an account
Cryptocurrency risk disclosure (PDF) Trade crypto with tax-deferred growth potential Trade crypto like bitcoin and ethereum within a retirement account to maximize your tax-deferred growth potential.
No account opening or maintenance fees Get crypto and stocks in the same app Build knowledge with articles, livestreams, and more Open an account
Cryptocurrency risk disclosure (PDF) An IRA enabled for crypto trading Consolidate your old 401(k) and workplace accounts without taxes or penalties into a retirement account that's enabled for crypto trading.
No account opening or maintenance fees Get crypto and stocks in the same app Build knowledge with articles, livestreams, and more Open an account
Cryptocurrency risk disclosure (PDF) An account designed to fit your business This low-cost account helps you manage your business finances with comprehensive trading, mutual fund, and cash management features.
No investment minimum No fees An option for legal or professional corporations and professional associations Learn more
Earn rewards through everyday spending Exclusively for Fidelity customers, a card with unlimited 2% cash back, which you can spend, save, or deposit into any eligible Fidelity account.
No caps, limits, restrictions, or expirations, plus no-cost fraud liability Get offers from some of your favorite merchants An option to help manage expenses, earn rewards, and do more with your spending Learn more
Customized, professionally managed stock portfolios Choose from 8 investment strategies, customize it, and let our pros go to work for you. We'll look for tax savings to help you keep more of what you earn.
Investment minimum: $5,000 Advisory fee: 0.40% for index, 0.70% for actively managed An option for harnessing the growth potential of stocks Get started
Pursue your wealth's full potential on your terms with customized accounts Professionally managed, multi-asset-class portfolios that can be configured around your comfort with risk, goals, and investment preferences.
Investment minimum: $50,000 Advisory fee: Ranges from 0.50% to 1.50% based on account balance An option for clients looking for ways to grow and protect wealth Learn more
Targeted stock and bond portfolios Personalized, single-asset-class portfolios of individual securities that seek to meet specific objectives, such as dividend income or tax-free interest income.
Investment minimum varies by strategy Advisory fee varies by strategy An option for investors looking to complement their portfolio Learn more
Invest for your child's future retirement* This is a way to help your child start saving for retirement. It's opened on behalf of a child who has earned income and it's managed by an adult.
No account fees or minimums to open an account Potential tax-free growth and withdrawals An option for someone to save for a child with after-tax dollars, plus the flexibility to withdraw contributions at any time, tax-free and penalty-free Open an account
Save money, keep your benefits An ABLE account can help individuals with disabilities and their families save for their disability expenses while keeping benefits such as Supplemental Security Income and Medicaid.
No minimum, but maximum annual contributions apply No account fees An option for someone to save and pay for qualified disability expenses and then withdraw funds federal income tax-free Open an account
Invest your health savings with a robo advisor We choose investments for your health savings account (HSA) and help generate tax-free growth as you save for qualified medical expenses.
No minimum to open an account; $10 to start investing $0 fee for under $25,000 and 0.35%/yr for $25,000+ An option for someone who intends to invest for 3+ years Get started
Give more. Save more. This account can help you maximize your impact in a tax-smart way when donating to your favorite charities.
No minimum to open or ongoing balance required, $50 grant minimum Low fees A flexible account for short- and long-term giving Open an account
Protect and manage a legacy with the right investments With this account, you manage investments on behalf of an estate to help protect assets and make distributions.
No investment minimum No account fees An option to protect an estate and invest in stocks, bonds, mutual funds, CDs, and more Get started
Low-cost deferred variable annuity This annuity is an option that allows you to increase your tax-deferred retirement savings beyond the contribution limits of an IRA or 401(k).
Investment minimum: $10,000 Annual annuity fees of 0.25% for less than $1 million and 0.10% for more than $1 million An option for both new and experienced investors Learn more
Create income later in life Deferred income annuities provide you, or you and your spouse, a guaranteed income for a set period of time or for the rest of your life (available through The Fidelity Insurance Network® ).
Investment minimum: $10,000 Steady and secure payments regardless of market fluctuations An option for someone who wants a predictable income stream starting 2+ years in the future Learn more
Prepare for retirement with a fixed rate of return Offer a guaranteed rate of return with tax deferral over a set time period (available through The Fidelity Insurance Network® ).
Investment minimum: $5,000 Save for retirement, earn competitive interest rates An option for investors who want a tax-deferred investment with a fixed rate of return Learn more
Your retirement income can start now Available through The Fidelity Insurance Network® , immediate fixed income annuities provide a guaranteed stream of income for the rest of your life or a set period of time.
Investment minimum: $10,000 Steady and secure payments regardless of market fluctuations An option for investors who want a predictable income stream starting within 1 year Learn more
Affordable life insurance to help you protect your loved ones Term life insurance can provide loved ones financial protection to help maintain their lifestyle if you were no longer there.
Covers you for a specific period of time Coverage options range from $250,000 to $10 million Affordable for many budgets, and beneficiaries receive the full value of the policy Get your quote
Be your own portfolio manager You’re in control. Pick the stocks and ETFs on your own or get started investing with prebuilt models from the experts.
No minimums, invest as little as $1 per security Enroll with a 30-day free trial, then $4.99/month An option for self-directed investors looking for a faster, easier way to invest in multiple stocks and ETFs Learn more
Plan today, protect tomorrow Peace of mind for you and your loved ones with a plan to cover long-term care costs.
Long-term care encompasses many different types of personal care services for short or long periods of time Planning ahead can help reduce financial and emotional stress Stay in control of your care and your choices as you age Start a conversation
Protect your investment against market declines A deferred-variable annuity designed to protect your original investment against market declines, all while providing a chance for potential growth.
Investment minimum: $25,000 Access value of account when needed (surrender charges may apply and guaranteed amount will be reduced) Guarantees initial investment return after 10-year period (less the impact of any withdrawals), regardless of market performance Learn more
Get guaranteed lifetime income with access when you need it A fixed-income annuity that offers guaranteed lifetime income, protection from market fluctuations, and flexible access if your plans change (subject to contract terms and potential withdrawal charges).
Investment minimum: $50,000 Income is dependent on several factors (such as gender, age, time, of purchase and initial investment amount) Guarantees a lifetime withdrawal benefit amount that begins on the date that you choose Learn more
Start when you're ready, get guaranteed income for the rest of your life Get guaranteed income for the rest of the your life—whenever you’re ready—with the flexibility to access your money if your plans change (subject to contract terms and potential withdrawal charges).
Investment minimum: $50,000 Potential to grow income and outpace inflation Choose when you want to start your income stream Learn more
No account minimum