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Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

The views expressed are as of the date indicated and may change based on market or other conditions. Unless otherwise noted, the opinions provided are those of the speaker or author, as applicable, and not necessarily those of Fidelity Investments. The third-party contributors are not employed by Fidelity, and may receive compensation for their services.

Kathy Murphy is no longer President of personal investing at Fidelity.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917