Take on taxes

How to help manage taxes including investing, saving, and estate-planning tips.

You may know your tax bracket—but that’s not really what you pay. In fact, the average American pays about 11% of income in federal income taxes. But that average hides a great deal of variation: Some pay nothing, and others pay more than 30%.1

What determines what percentage you will pay? A lot of it is based on how much you make, but you can affect your tax bill by knowing the rules, managing how you generate income, choosing what accounts you invest in, and taking advantage of potential deductions. This series of Viewpoints can help.

Midyear tax check: nine questions to ask
A midyear tax checkup will help you to prepare for the tax consequences of life changes.

Put your 2015 tax returns to work
Filed but not forgotten: Your 2015 tax return can help you identify tax strategies for this year.

The Medicare taxes and you
How Medicare taxes affect income and investments, and what you can do to help manage those taxes.

Five tips for 2015 tax returns
Why file early, where to get 2015 Fidelity tax forms, and ways you may able to reduce your taxes.
New law provides tax relief
A new law avoids a government shutdown and provides $680 billion in tax relief.

The AMT and you
You may be able to reduce exposure to the tax by managing your deductions and income.

Kids and taxes: answers to six common questions
Answers to six often-asked tax-related questions that may help lower a family’s tax bill.
Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, Rhode Island 02917
620996.32.12
Traditional or Roth IRA or both?
Traditional and Roth IRAs offer different tax benefits. Learn which one may make sense for you.

Five reasons to contribute to an IRA
The clock is ticking but there's still time to make an IRA contribution for 2015 and get some tax benefits.

IRAs: 8 things you might not know
Make sure you aren’t overlooking some IRA strategies and tax and savings benefits.
Eight tax-smart savings tips
Are you saving enough—and smartly? Here are tax-advantaged ways to help you do both.

Answers to common Roth conversion questions
When to convert, how to figure out taxes, why to undo a conversion, and more.

Roth conversions after 50?
Eight things to consider about a Roth IRA conversion when you are in or near retirement.
Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.
Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.
2. A distribution from a Roth IRA is tax free and penalty free provided that the five‐year aging requirement has been satisfied and at least one of the following conditions is met: you reach age 59½, die, become disabled, or make a qualified first‐time home purchase ($10,000 lifetime limit).
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, Rhode Island 02917
620996.32.12
Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.
ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses.
Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, Rhode Island 02917
620996.32.12
Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.
Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, Rhode Island 02917
620996.32.12