Take on taxes

Get help managing your taxes with these saving and investing strategies.

What's new

7 reasons to start your taxes early

Make tax filing less stressful and potentially save money by starting early.

After-tax 401(k) to Roth IRA?

Moving after-tax money held in a 401(k) to a Roth IRA does have some benefits.

How to be tax-smart all year

Ernst & Young and Fidelity discuss tax planning strategies you may want to consider.

Investing

How to invest tax-efficiently

Help reduce taxes by carefully choosing accounts, deductions, and how you earn income.

How to cut investment taxes

Harvesting tax losses to offset gains and income can help lower taxes

Mutual fund or ETF?

ETFs can be more tax-efficient than open-ended mutual funds but there may be more to consider.

Saving

Traditional or Roth IRA, or both?

Traditional and Roth IRAs offer different tax benefits. Learn which one may make sense for you.

Why asset location matters

Choosing the right account may help you keep more of your investing gains.

Answers to Roth conversion questions

Find out why you might want to time your conversion and how to manage taxes.

Tax-savvy strategies for retirees

Smart retirement income strategies

Learn how to manage for inflation, market ups and downs, new expenses, and longevity in retirement.

Tax-savvy withdrawal strategies

Help reduce taxes and get the income you need when it's time to withdraw from your retirement accounts.

Create income that can last a lifetime

Generate a "retirement paycheck" that isn't vulnerable to market ups and downs.

Next steps

Open or contribute to an IRA

Get tax advantages to help your savings potentially grow faster.

Get your tax information

Track year-to-date activity and get tax forms and tools.

Invest tax-efficiently

Learn about Fidelity's Portfolio Advisory Services.

This information is intended to be educational and is not tailored to the investment needs of any specific investor.

Fidelity does not provide legal or tax advice. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Fidelity cannot guarantee that the information herein is accurate, complete, or timely. Fidelity makes no warranties with regard to such information or results obtained by its use, and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

Investing involves risk, including risk of loss.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917