FAQs on the CARES Act provisions
Required minimum distributions for 2020 have been waived. Find out if other provisions in the law may affect you.

Take on taxes

Get help managing taxes with saving and investing strategies.

What's new

What tax changes matter most to you?

Your tax future is up for grabs again, but not all changes will impact everyone equally.

History lessons from past tax hikes

Higher rates may not tank the stock market the way many investors expect.

8 tax moves for 2020 to make now

The COVID-19 pandemic has impacted everything, including your taxes.

How to cut investment taxes

Harvesting tax losses to offset gains and income can help lower taxes—plus find a bonus webcast with more tips.

Investing

How to invest tax-efficiently

Help reduce taxes by carefully choosing accounts, deductions, and how you earn income.

Investing ideas for your IRA

Consider putting your money to work by investing for growth.

Wash sale: Avoid this tax pitfall

Considering buying back a stock you recently sold? Avoid a wash sale.

Are you invested in the right kind of accounts?

See how tax-smart asset location can potentially help improve after-tax returns.

Tax-smart investing: SMAs

See how a strategy based on your personal preferences might help save on taxes.

Saving

Traditional or Roth IRA, or both?

Traditional and Roth IRAs offer different tax benefits. Learn which one may make sense for you.

7 things you may not know about IRAs

Make sure you aren't overlooking some strategies and potential tax benefits.

Answers to Roth conversion questions

Find out why you might want to time your conversion and how to manage taxes.

Tax-savvy strategies for retirees

Smart retirement income strategies

Learn how to manage for inflation, market ups and downs, new expenses, and longevity in retirement.

Tax-savvy withdrawal strategies

Help reduce taxes and get the income you need when it's time to withdraw from your retirement accounts.

Create income that can last a lifetime

Generate a "retirement paycheck" that isn't vulnerable to market ups and downs.

Next steps

Open or contribute to an IRA

Get tax advantages to help your savings potentially grow faster.

Get your tax information

Track year-to-date activity and get tax forms and tools.

Invest tax-efficiently

Learn about Fidelity's Portfolio Advisory Services.

This information is intended to be educational and is not tailored to the investment needs of any specific investor.

Fidelity does not provide legal or tax advice. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Fidelity cannot guarantee that the information herein is accurate, complete, or timely. Fidelity makes no warranties with regard to such information or results obtained by its use, and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

Investing involves risk, including risk of loss.

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