Asset Allocation Funds
Asset allocation funds combine multiple asset classes in a single portfolio, making them a simple and disciplined way to diversify your investments.
Reasons to consider asset allocation funds
- Asset class diversification
- Disciplined, ongoing asset allocation
- Managed to help meet your needs for income and growth potential
Find asset allocation funds
Types of asset allocation funds
|Target date funds||
Designed to take the guesswork out of saving for retirement. The professionally managed, diversified asset allocation tends to be more aggressive when the target date is many years away, automatically becoming more conservative over time. Learn more about Fidelity’s target date funds, called Fidelity Freedom® Funds1.
|Target allocation funds||
For investors who want a fund that maintains a target asset allocation that reflects the tolerance for risk with which they are comfortable. Funds contain a professionally managed allocation of stocks, bonds, and short-term investments. Learn more about types of target allocation funds.
|Income and real return strategies||
For investors seeking a combination of income and total return, each fund focuses on one component of an approach to investing for income: U.S. and non-U.S. bonds; dividend-yielding stocks and other non-bond sources; and types of investments that have historically outperformed inflation, such as commodities and real estate. Learn more about Fidelity's income and real return strategies called Fidelity Strategic Funds.
|Income replacement funds||
Designed for those relying on a portion of their savings to help meet retirement expenses, these funds are managed to convert savings into a regular stream of monthly income that is intended to last for a set time period. Learn more about Fidelity Income Replacement FundsSM.
|World allocation funds||
For investors who want global investment exposure in a single fund. These funds give managers the flexibility to invest in a range of securities at their discretion in order to take advantage of opportunities around the world. Learn more about Fidelity world allocation funds.