Our three priorities for money market funds, in order of importance
Safety
Fidelity's main objective in managing money market funds has been and will continue to be protecting our investors' stable $1.00 net asset value per share (NAV).
Liquidity
Fidelity places a strong emphasis on managing its funds with sufficient liquidity. Our money market fund investors may redeem shares of any fund on a daily basis, offering a convenient solution for cash needs.
Historically competitive yields
In addition, Fidelity aims to provide competitive yields. We are focused on helping investors achieve their financial goals while taking a conservative approach towards managing risk.
Our approach
Independent credit research
Fidelity employs a security selection process driven by bottom-up fundamental research performed by credit analysts. Our team-oriented approach incorporates an issuer-specific and systematic review of every security and repurchase agreement held by a money market fund. Fidelity's independent credit assessment, evaluation, and monitoring do not rely on rating agencies to determine credit quality.
Experienced team
Fidelity has built one of the largest, most sophisticated fixed income organizations in the mutual fund industry. Our money market group consists of an experienced team of research analysts, traders, and portfolio managers supported by a global research platform and industry-leading technology.
Money Market Monthly Commentary
Learn more about Fidelity Money Market Funds
- Government and Core Money Market Mutual Funds
- Retail Prime Money Market Mutual Funds
- Retail Municipal Money Market Mutual Funds
- Alternatives to Retail Funds for Institutional Investors
Ready to invest? See all Money Market Funds
Related Resources & Insights
What are money market funds?
Money market mutual fund reform 2023 (PDF)
Q&A: Money Market Mutual Fund Regulatory Reform (PDF)
Understanding Liquidity in a Money Market Mutual Fund (PDF)
Understanding Repurchase Agreements
