Save for the future with a Roth IRA

A Roth IRA can help you save for the future—with some flexibility.

  • Facebook.
  • Twitter.
  • LinkedIn.
  • Print

Key takeaways

  • Roth contributions are made after taxes have been paid.
  • Investments offer tax-free growth potential.
  • If you need to access your contributions, you can withdraw them at any time with no taxes or penalties. There are some rules around withdrawing earnings.
 

Roth IRAs offer the potential for tax-free growth and tax-free withdrawals in retirement. But that's not all—if you need money before retirement you can withdraw the money you contribute to the account at any time, with no taxes or penalties.

Find out more about the benefits of saving in a Roth IRA.

Next steps to consider

Take advantage of tax-free growth potential.

Choose between paying taxes now or in retirement.

Fidelity's rule of thumb: Save 10x your income by age 67.

  • Facebook.
  • Twitter.
  • LinkedIn.
  • Print
close
Please enter a valid e-mail address
Please enter a valid e-mail address
Important legal information about the e-mail you will be sending. By using this service, you agree to input your real e-mail address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an e-mail. All information you provide will be used by Fidelity solely for the purpose of sending the e-mail on your behalf.The subject line of the e-mail you send will be "Fidelity.com: "

Your e-mail has been sent.
close

Your e-mail has been sent.

Sign up for Fidelity Viewpoints®

Get a weekly email of our pros' current thinking about financial markets, investing strategies, and personal finance.