Investing for income
Investors who seek income and capital preservation from their portfolios face choices as well as challenges. Fidelity's knowledge and expertise can help you understand how to make smart decisions as you pursue your goals.
The search for income
Learn about what's creating opportunities and risks for investors who seek income from their portfolios.
Municipal bond strategies
Here's what to know about investing in tax-free bonds issued by cities, states, and public agencies.
Taxable bond strategies
Bonds issued by companies vary widely in terms of the income they pay and the risks they come with.
Income investing beyond bonds
Here are other types of assets that can provide you with opportunities to earn income.
Managing your cash
Find out about ways to manage the money you haven't invested in the markets.
An options strategy for income
Learn how to use covered calls to help generate income.
Annuities for income
Annuities are insurance contracts that provide another potential source for income.
The municipal market can be affected by adverse tax, legislative, or political changes, and by the financial condition of the issuers of municipal securities.
A covered call writer forgoes participation in any increase in the stock price above the call exercise price, and continues to bear the downside risk of stock ownership if the stock price decreases more than the premium received.
Investing in a variable annuity involves risk of loss – investment returns, contract value, and, for variable income annuities, payment amounts are not guaranteed and will fluctuate.
In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities). Fixed income securities also carry inflation risk, liquidity risk, call risk and credit and default risks for both issuers and counterparties. Lower-quality fixed income securities involve greater risk of default or price changes due to potential changes in the credit quality of the issuer. Foreign investments involve greater risks than U.S. investments, and can decline significantly in response to adverse issuer, political, regulatory, market, and economic risks. Any fixed-income security sold or redeemed prior to maturity may be subject to loss.
Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read Characteristics and Risks of Standardized Options. Supporting documentation for any claims, if applicable, will be furnished upon request.
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