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5 big investing ideas now

Key takeaways

  • Tech is still king. Love it or hate it, the tech sector continues to show some of the strongest earnings-growth potential.
  • Diversification is pulling its weight again. After years of lagging the US, international stocks have been outperforming—and demanding renewed attention from investors.
  • For overlooked opportunity, consider less flashy market segments, like convertible bonds and the long out-of-favor health care sector.

As 2026 nears its midpoint, the stock market is high—and so is the economic uncertainty that has been with us for so long. But despite potential risks, Fidelity’s investment pros have found plenty of smart moves for investors to consider, whether you’re looking for growth, diversification, value, inflation-hedging potential, or more.

Here are 5 big investing ideas for the rest of the year. And be sure to check out our full 2026 midyear investing outlook for more insights from our pros.

1. For growth potential: Tech stocks

Investors might be understandably weary of hearing about tech. AI headlines are everywhere, and the sector’s leadership has felt relentless. But stepping back, the case for not ignoring tech is straightforward: It’s been ground zero for earnings growth.

Technology posted the fastest earnings growth of any S&P 500® Index sector in the first quarter of 2026, alongside the strongest revenue growth. The sector has also seen profit margins rise, even as companies continue to invest aggressively. That combination of earnings growth, expanding margins, and continued investment helps explain why tech has remained a market leader despite periodic bouts of volatility.

Chart shows year-over-year earnings growth by sector for the first quarter of 2026.
Source: FactSet, as of April 24, 2026. Year-over-year earnings growth based on blended earnings for first quarter 2026, which combines actual results for companies that have reported earnings with estimated results for companies that have yet to report. Each sector is represented by S&P 500 constituent companies that are classified as members of the respective GICS® sector.

Some investors may also be wary of valuations, or what might look like excessive enthusiasm for the sector. But as Fidelity Director of Quantitative Market Strategy Denise Chisholm has noted, elevated valuations among parts of the sector today look very different from past speculative episodes. Then, prices on risky tech stocks kept rising as earnings collapsed. Today, earnings have been reaccelerating.

Importantly, recent market action suggests growing differentiation rather than blind optimism. Performance has become more uneven across the sector, and valuations for even the largest technology companies remain well below the extremes of the dot‑com era.

None of this suggests tech will move in a straight line. But for investors focused on growth potential, technology remains difficult to replace.

2. For diversification: International stocks

After years of US leadership, international stocks have been reasserting their role as a powerful diversification tool. Both developed- and emerging-market stocks outperformed US stocks by a wide margin in 2025 and remain in positive territory so far in 2026 as of mid-May, with emerging markets pulling notably ahead.

Chart shows that developed-market and emerging-market stocks have outperformed US stocks since the start of 2025.
Past performance is no guarantee of future results. Based on price performance in US dollars. Change in price based on an index level of 100 as of January 2025. US stocks represented by the MSCI USA Index, which is designed to measure the performance of large- and mid-cap segments of the US market and covers approximately 85% of the free-float-adjusted market capitalization in the US. Emerging-market stocks represented by the MSCI Emerging Markets Index, which captures large- and mid-cap representation across 24 emerging markets countries and covers approximately 85% of the free-float-adjusted market capitalization in each country. Developed-market stocks represented by the MSCI EAFE Index, which captures large- and mid-cap representation across 21 developed-market countries around the world, excluding the US and Canada, and covers approximately 85% of the free-float-adjusted market capitalization in each country. Sources: Fidelity Investments, MSCI. Data as of April 30, 2026.

Even after that run, stock valuations abroad remain meaningfully lower than in the US. And in many economies, fundamentals have been improving—creating a more balanced setup than investors have seen in years.

Consider Europe, where long-running headwinds have been turning into tailwinds. Led by Germany, several European governments have been ramping up investment in defense, energy security, and infrastructure. A comprehensive investment package passed in Germany “marks the most significant fiscal spending package since German reunification,” says Faris Rahman, manager of Fidelity® Europe Fund (). Meanwhile, in Japan, major corporate governance reforms have been fueling a renaissance in shareholder value creation. And after nearly 3 years of sluggish global manufacturing activity, a broadening number of countries have been reporting improving manufacturing conditions—suggesting that a tentative turnaround in global industrial activity may be taking shape.

For investors who have allowed their portfolios to become overly US-centric, the strong international performance of the last year and a half should be a wake-up call. Beyond returns potential, exposure to different economic cycles, currencies, and sector leadership patterns can help smooth investors’ ride—and expand the opportunity set—in an increasingly multipolar world.

3. For inflation-hedging potential: Precious metals

The US inflation rate has remained above 2% for more than 5 years straight. Now, a fresh wave of inflationary pressures related to the Middle East conflict is percolating through the economy—recently pushing headline inflation measures to their hottest levels in several years.

Stocks are often investors’ strongest first line of defense against inflation, thanks to their long-term growth potential and companies’ ability to pass along higher costs. But for investors seeking additional inflation-hedging potential, a modest allocation to precious metals may be worth revisiting.

Beyond near-term inflation concerns, several durable forces have been supporting significant gains in gold and silver prices in recent years: demand from global central banks, a more fragmented geopolitical landscape, concerns about global deficit spending, and strong industrial demand for certain metals.

That said, precious metals are an inherently volatile asset class, so any dedicated allocation to precious metals should be approached thoughtfully. There are 3 main different ways of gaining exposure to the asset class, each of which can come with unique risk/reward characteristics.

Ways to gain exposure to precious metals may include physical bullion, shares of royalty and streaming companies, and shares of mining companies.
Royalty and streaming companies provide upfront financing to miners in exchange for a percentage of future revenue (royalties) or the right to purchase a portion of future production at predetermined prices (streams). “Streaming” in this context refers to contractual rights to acquire future metal production, not digital media streaming. For illustrative purposes only. Source: Fidelity.

4. For opportunistic income: Convertible bonds

Convertible bonds sit between stocks and traditional bonds—and recently, that middle ground has looked like a sweet spot. They pay interest like a bond, but can be converted into shares of the issuing company's stock. If stocks struggle, convertibles often behave more like bonds, with the bond’s value helping limit price declines. But if stocks rally, they can convert into stock and enjoy unlimited upside potential.

Adam Kramer, lead manager of the Fidelity® Multi-Asset Income Fund () and comanager of Fidelity® Convertible Securities Fund (), has been calling this the “golden age” of convertible bonds, due to how favorable market dynamics have been recently. The asset class posted stock-market-beating returns in 2025;1 new issuers are entering the market; and roughly one third of the convertible market is set to mature over the next few years, creating the potential for pent-up demand that could provide a tailwind for prices. Recent themes Kramer’s team has been able to play in the convertibles market have included the AI-related infrastructure buildout and company-specific turnaround stories.

Issuance of convertible bonds by US companies has climbed steadily in each of the past 3 calendar years.
Sources: Securities Industry and Financial Markets Association (SIFMA), Thomson Reuters, Fidelity. Data as of December 1, 2025.

5. For value: Health care

Health care has been one of the most out-of-favor sectors for years.

After a surge of enthusiasm during the pandemic, when optimism about vaccines was running high, the sector has been buffeted by headwinds. Those have included concerns about major drug patent expirations, a shake-out in parts of the biotech segment, and a pullback in funding for early-stage companies.

The upside, says Eddie Yoon, manager of Fidelity® Select Health Care Portfolio (), is that the reset has left sector valuations hovering near their lowest levels in 35 years.

Health care recently had one of the lowest forward P/E ratios, among all 11 market sectors.
Forward price-earnings ratio is price divided by analyst consensus earnings estimates for the following 12-month period. Each sector is represented by S&P 500 constituent companies that are classified as members of the respective GICS® sector. Source: S&P. Data as of April 30, 2026.

Importantly, the health care sector includes more than just large pharmaceutical companies. It spans biotech innovators, medical device makers, diagnostics firms, health insurers, and more—many working on therapies and technologies that address serious and often underserved medical needs. While investors may fixate on the most headline-worthy themes, such as GLP-1 drugs, Yoon sees signs of “green shoots” emerging across the sector, including improving fundamentals, better funding activity, and positive clinical-trial data.

Health care is also one of the market’s most inefficient sectors, with wide gaps between strong and weak businesses. Yoon and the team he leads focus on bottom-up research, targeting companies that are highly innovative while also managing their businesses effectively. In a market that has gone through a period of AI-focused tunnel vision, health care’s breadth may offer value opportunities where fewer investors have been looking.

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Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully. 1. Based on a comparison of the S&P 500 Index to the Bloomberg US Convertible Cash Pay Bond > $250mn Index. The S&P 500 is a stock market index weighted by market capitalization that is made up of 500 of the largest public companies in the United States. The Bloomberg US Convertible Cash Pay Bond > $250mn Index tracks the performance of US dollar-denominated cash-pay convertible securities with minimum amounts outstanding of at least $250 million.

This information is intended to be educational and is not tailored to the investment needs of any specific investor.

Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.

​As with all your investments through Fidelity, and in connection with your evaluation of the security, you must make your own determination whether an investment in any particular security or securities is consistent with your investment objectives, risk tolerance, and financial situation. Fidelity is not recommending or endorsing this investment by making it available to its customers.

Stock markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. Investing in stock involves risks, including the loss of principal.

Foreign markets can be more volatile than U.S. markets due to increased risks of adverse issuer, political, market, or economic developments, all of which are magnified in emerging markets. These risks are particularly significant for investments that focus on a single country or region.

The technology industries can be significantly affected by obsolescence of existing technology, short product cycles, falling prices and profits, competition from new market entrants, and general economic condition.

The health care industries are subject to government regulation and reimbursement rates, as well as government approval of products and services, which could have a significant effect on price and availability, and can be significantly affected by rapid obsolescence and patent expirations.

In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price volatility is not possible.

Preferred securities are subject to interest rate risk. (As interest rates rise, preferred securities prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Preferred securities also have credit and default risks for both issuers and counterparties, liquidity risk, and if callable, call risk. Dividend or interest payments on preferred securities may be variable, suspended or deferred by the issuer at any time, and missed or deferred payments may not be paid at a future date. If payments are suspended or deferred by the issuer, the deferred income may still be taxable. See your tax advisor for more details. Most Preferred securities have call features which allow the issuer to redeem the securities at its discretion on specified dates as well as upon the occurrence of certain events. Other early redemption provisions may exist which could affect yield. Certain preferred securities are convertible into common stock of the issuer, therefore, their market prices can be sensitive to changes in the value of the issuer's common stock. Some preferred securities are perpetual, meaning they have no stated maturity date. In the case of preferred securities with a stated maturity date, the issuer may, under certain circumstances, extend this date at its discretion. Extension of maturity date would delay final repayment on the securities. Please read the prospectus, which may be located on the SEC's EDGAR system, to understand the terms, conditions and specific features of the security prior to investing.

The precious metals market can be significantly affected by international monetary and political developments such as currency devaluations or revaluations, central bank movements, economic and social conditions within a country, trade imbalances, or trade or currency restrictions between countries.

Fluctuations in the price of precious metals often dramatically affect the profitability of companies in the precious metals sector.

The precious metals market is extremely volatile, and investing directly in physical precious metals may not be appropriate for most investors.

Bullion and coin investments in FBS accounts are not covered by either the SIPC or insurance "in excess of SIPC" coverage of FBS or NFS.

Past performance is no guarantee of future results.

Diversification and asset allocation do not ensure a profit or guarantee against loss.

Views expressed are as of the date indicated, based on the information available at that time, and may change based on market or other conditions. Unless otherwise noted, the opinions provided are those of the speaker or author and not necessarily those of Fidelity Investments or its affiliates. Fidelity does not assume any duty to update any of the information.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

The S&P 500® Index is a market capitalization-weighted index of 500 common stocks chosen for market size, liquidity, and industry group representation to represent US equity performance.

Indexes are unmanaged. It is not possible to invest directly in an index.

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